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Home My WebLink About09-18-2008 Housing & Community Development Commission AGENDA HOUSING AND COMMUNITY DEVELOPMENT COMMISSION CITY MANAGER'S CONFERENCE ROOM, CITY HALL THURSDAY, SEPTEMBER 18, 2008 6:30 P.M. 1. Call Meeting to Order 2. Approval of the August 21, 2008 Minutes 3. Public Comment of Items Not on the Agenda 4. Staff/Commission Comment 5. Nomination and Election of Officers 6. New Business · Discussion of the FAIR! Affordable Housing Consumer Survey · Selection of Projects to Monitor in FY09 · Timeline for the Annual Review of the Consolidated Plan · Discuss the Iowa Housing Conference 7. Old Business · Discuss Community Development Block Grant Supplemental Funding 8. Adjournment MINUTES HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21, 2008 - 6:30 PM LOBBY CONFERENCE ROOM, CITY HALL PRELIMINARY Members Present: Jerry Anthony, Steve Crane, Andy Douglas, Charles Drum, Holly Hart, Brian Richman Members Absent: Rebecca McMurray, Michael Shaw, Marcy DeFrance Staff Present: Tracy Hightshoe Others Present: None RECOMMENDATIONS TO COUNCIL (become effective only after separate Council action): None. CALL TO ORDER: Chairperson Jerry Anthony called the meeting to order at 6:38 p.m. APPROVAL OF THE JULY 17. 2008 MINUTES: Richman motioned to approve the minutes; Hart seconded. The motion carried 6-0. PUBLIC COMMENT FOR ITEMS NOT ON THE AGENDA: None. STAFF/COMMISSION COMMENT: Hightshoe noted that after six years of service, Jerry Anthony was resigning his seat on the Housing and Community Development Commission, and that this would be his last meeting. Several Commission members thanked Anthony for his outstanding service and dedication to the Commission. Anthony thanked them for their comments and said that he had really enjoyed being on the Commission. Anthony accepted a certificate of appreciation from the city. Anthony announced that the University of Iowa is hosting a national symposium on the foreclosure crisis on October 10th and 11 th. He said there would be academics, representatives from federal agencies, and non-profit organizations coming to the symposium from all over the country. The event, to be held at Hotel Vetro, is to feature 16-18 speakers. The inaugural speaker will be Jim Leach. Anthony said that all are welcome at the event, and invited Commissioners to join him there. Crane commented that it sounded like a good event. HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 2 of8 Douglas informed the Commission that FAIR!, a group he has been working with, undertook a survey in order to compliment the housing study the City had asked for. FAIR! decided to ask low- income people directly what their housing needs and concerns are. Douglas shared a rough draft of the survey results for the Commissioners to review at their leisure. He noted that there are some recommendations and conclusions that can be found on page 8 of the document, and that all of the data and a summary of handwritten comments can be found in the appendix. Douglas said that Garry Klein, a driving force behind the survey, welcomed any feedback from the Commission. Klein also offered to give a presentation on the survey to the Commission. Hightshoe offered to put the survey on another agenda if further discussion was desired. Anthony commented that the document was a very good one and noted that the number of respondents was astonishing. He suggested the tables be changed to bar charts or graphs to make the document more accessible. Hightshoe said she would put the document on the September agenda. Hightshoe announced that the state of Iowa put dedicated money into the housing trust fund in the amount of $3,000,000 for FY2009 and the next three years from the Rebuild Iowa Infrastructure Fund. The dedicated ongoing revenue source is the state's real estate transfer tax. In FY09 a percentage of the revenues collected from the state's real estate transfer tax will also be transferred to the Housing Trust Fund. Hightshoe said she did not know how much money this would translate into for Iowa City, but noted that it was far better to have a dedicated revenue source than waiting to see if an appropriation is made each year. Drum asked if each county received its own revenues, or if all of the revenue was put into one fund statewide. Anthony replied that the revenue was all directed to the state who then allocated the funds based on a competitive process. Hightshoe noted that to compete for the funding, a county or a multi-county group must have a housing trust fund. Anthony stated that the Johnson County Housing Trust Fund has been at the forefront in campaigning for a statewide dedicated source of revenue; Anthony noted that he believed Senator Dvorsky had actually proposed this bill. NEW BUSINESS: . Discuss Community Development Block Grant Supplemental Fundine: Anthony asked ifthere was an update on the exact amount available or the process involved in receiving and administering these funds. Hightshoe responded that the State called a meeting last week and that she and Steve Long had driven to Des Moines to attend it. While there, they learned that there is no timeline in place, no monetary amounts set, and no allocation process determined. The state of Iowa received $85 million; however, they do not know how they will be allocating these funds. Most of the communities there were represented by regional COGs (Council of Governments), and then there were also the larger municipalities of Iowa City, Cedar Rapids, and Waterloo. Each described what they would be applying for in terms of hazard mitigation grant funds, and the need was overwhelming, Hightshoe said. Waverly had 50 homes right in the flood- way. Cedar Rapids had 1,000 in the one-hundred year floodplain and several thousand outside of the floodplain. The State is considering that when the $85 million is released to the State, the COGS will apply for it and the entitlement cities such as Waterloo, Iowa City, Cedar Rapids will get an as-yet-undetermined set amount. A proposed guide was for 60% of the money to go towards housing, 25% to public infrastructure/mitigation/public assistance, 10% to business and the remainder for administration (5%). Hightshoe said that the hope is that the first round of money will be spent quickly so that there HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 3 of8 is time for another allocation request from Congress. It looks relatively definitive that the first round of money will be for housing rehabilitation. In October, Hightshoe said, the State expects to get a second round of supplemental CDBG funding; they are hoping for between $150-200 million. Hightshoe said that, once again, not much is known about this funding; if dedicated solely to Iowa or for the region. It is also unknown how those funds would be allocated. Hightshoe said she expects that the guidelines for spending the initial $85 million will be quite strict, and then the next allocation will be geared more toward allowing communities to spend it in the way they need to. When she asked for a specific time line for this process, Hightshoe was told that the State did not know what to expect. Hightshoe said that the State planned on taking a survey of what the cities and COGS would like to use the money for. She noted that Iowa City was able to hire the Homebuilders Association to assess flood damage to homes for $150 per home, whereas smaller communities cannot afford to do this and will have to rely heavily on their COGs. The State plans to get the survey out, get the response and formulate guidelines. They are still uncertain about how they will distribute the funds across the state. Anthony asked if there had been any talk of some of this $85 million coming directly to the entitlement communities. Hightshoe said all funding will go to the State first, and then the State will determine the amount the communities get. Hightshoe said basically the City is on hold for this funding. She noted that the availability of the CDBG funds through HUD and the Hazard Mitigation funds through FEMA have different timetables, thus it is difficult to plan. Hazard mitigation funds can only be used to buy-out the properties, guaranteeing that no structure will be built upon that site and it will be allowed to be inundated with water. With supplemental CDBG, the City could buy a property and then do flood mitigation/control or rezone the land to a use where flooding does not displace residents or where structures can be cleaned/repaired/replaced without huge expense. With CDBG supplemental there is a lot more flexibility, whereas with hazard mitigation it can only be bought and then turned into park land. Richman asked Hightshoe if she knew what the timing on the hazard mitigation funds might be. Hightshoe said she could talk more about that when they covered the "Flood Update" item on the agenda. Anthony surmised that basically the City does not know how much money they will receive or when they will receive it. Hightshoe acknowledged that this was the case. Drum asked for clarification on whether supplemental CDBG funds could only be used for hazard mitigation. Hightshoe said this was not the case, and that the $85 million being discussed would likely go to housing rehabilitation. Hightshoe said different waivers were being considered for the supplemental CDBG funds including: possible variations of income waivers, variations on lead-based paint abatements, possibly waiving the prohibition against using these funds on government buildings. Crane asked if the money could be used for buy-outs. Hightshoe said that it could and noted that it was almost preferable to use CDBG money for buy-outs because it is so much more flexible than hazard mitigation grant money. Hightshoe said that although nothing could be guaranteed, hazard mitigation may be targeted to those homes in the 100-year floodplain, for properties right by the river, and then the hope would be to get the supplemental CDBG funds to go to the next level of homes. She reiterated that the City did not know how much money it would receive. Anthony said that he had learned at a meeting he had attended that if a hazard mitigation grant application is approved by the Federal Emergency Management Agency (FEMA), the City would have to put in about $8 million as its share toward the buy-outs. One strategy to pay for that, Anthony noted, would be to save back some of the CDBG funds for that purpose, rather than dipping into the City coffers. Hightshoe acknowledged that the supplemental CDBG funds could serve as the matching funds which the local community is required to provide. Hightshoe said that the $8-9 HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 4 of 8 million figure assumed that the City bought out all the proposed flooded properties, and it is unlikely that the City will be granted hazard mitigation money to buyout approximately 250 homes. Crane asked what happened in the event that not all property owners wish to be bought out, specifically in Idyllwild. Hightshoe said that this was a difficult issue and that the City Attorney's office, the state of Iowa, and FEMA are all looking into it. Hightshoe noted that with Idyllwild, the condominium association has voted to approve a buy-out, but not all homeowners within the association wish to be bought out; three of the 92 homeowners do not wish to be bought out. To further complicate matters, not all of the 92 homes are in the I OO-year floodplain. Hightshoe said that FEMA requires that buy-outs be entirely voluntary. Hightshoe said that there are a number of such issues that have sent the matter to the legal department. Richman asked if some sort of eminent domain rule could be applied to this case, adding that he was not suggesting that at all, but simply wondering. Hightshoe said that FEMA requires a buy-out to be completely voluntary. · Discuss Flood Response Hightshoe noted that she and Long sent a survey out to every property owner affected by the flood in the Parkview Terrace, Idyllwild and Taft Speedway neighborhoods. The City has received responses from all but eight people. The survey asked participants if they would be interested in a buy-out. Hightshoe said that a number of respondents created a third option to the "yes/no" question and answered undecided. She noted that there had also been cases where people stated they were interested and then later stated they were not and vice versa. Crane said that this sort of indecision could probably be linked to the fact that people do not know when the money will be coming or how much it will be; people do not know whether to rebuild or buy another place. Hightshoe noted that there had been a number of questions posed to the City concerning whether or not a property-owner would be eligible for a full buy-out if they demolish their property without the City condemning it for health reasons. Hightshoe said that if the building is demolished, leaving only the land, when FEMA does its benefit/cost analysis the owner would be negatively affected. Hightshoe said that the City has been engaged in dialogue with the state about this; noting that if the purpose is to get people out of the 100-year floodplain, it is futile to allow them to rebuild in the same location. Another common question concerns people who have flood insurance. The question is: if a property owner cannot or will not wait a year to find out about the buy-out program and uses the flood insurance money to rehabilitate their property, will this be held against them in the buy-out process. The answer is that as long as the owner can verify that they have rebuilt that structure, they would be eligible for a full buy-out at the pre-flood assessed value. Hightshoe shared a graphic which outlined which homes had expressed interest in pursuing a buy- out, those who had expressed no interest in pursuing a buy-out, and those who identified themselves as undecided. Hightshoe said that the City has hired a consultant for flood mitigation issues, and City Council is waiting on their findings. The results should assist the City plan on how to proceed and how to use the CDBG and HMGP the City may receive. Anthony noted that the same consulting firm has been hired by Cedar Rapids. Anthony expressed hope that the City does come up with a hazard mitigation plan moving forward. The City is ineligible for certain FEMA funds due to the lack of a hazard mitigation plan. Hightshoe noted that half of the state of Iowa does not have one. FEMA has given the affected communities a one-year timeframe to formulate their hazard mitigation plans and have them approved by FEMA. HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 5 of8 Crane asked ifthere had been talk about buy-out values: if they would be based on tax assessment or appraisal. Hightshoe said it is a case-by-case situation. If a recent appraisal had been done on a home, then that would be an acceptable verification of value. If a house is assessed at a much lower value than comparable properties in the neighborhood, then that would be examined. If someone sells their home in its damaged state, then the new homeowner is only eligible for buy-out funds in the amount of the current (flood-damaged) assessed value. That FEMA rule discourages predatory land speculation after a disaster. The presence or absence of flood insurance does not affect the total pay-out in a buy-out. Hightshoe acknowledged that the process is a frustrating one for all parties concerned. Crane noted that the homes that were flooded in the Cedar Rapids area were generally people of very little financial means. Hightshoe noted that there is a diversity of incomes in the flood victims in the Iowa City area. Anthony stated that September 12th is the deadline for cities to file a notice of intent for buy-out participation. In terms of a time line, Anthony said, FEMA will take at least two months to evaluate those applications, then Iowa City would have two months to submit a formal application, after that it could be three to four months more for the State to make a decision on the application. The State actually gets the money from FEMA, and then the state Hazard Mitigation Office would decide how to allocate it. Anthony said that FEMA gets out of the picture after the initial screening is done and the amount of money that goes to the state is decided. Anthony noted that the formula used to decide the amount of money a state gets is based on the amount of money that FEMA gives out initially. If, for example, FEMA spends $50 million in the immediate wake of a disaster, then 130% of $50 million is the amount of money that will be available to the state for buy-outs. The more FEMA spends from the start, the more money the state gets. Richman asked who makes the allocation decisions at the state level. Anthony said that there is a state Hazard Mitigation Office that makes the decision. That office has some criteria which they are supposed to use to evaluate applications from communities. Anthony said these criteria are built into a FEMA software called HAZUS that has a decision-making matrix that is supposed to be used by the Office of Hazard Mitigation. Hightshoe noted that she will be attending training on this benefit/cost analysis software to ensure that Iowa City receives maximum available assistance. Anthony expressed interest in attending this training. Crane asked if there would be any FEMA temporary housing provided in Iowa City. Hightshoe replied that she was not aware of any. Anthony said he believed Johnson County was asking for trailers. Anthony said that FEMA had initially given out temporary rental assistance, but that now they are offering trailers and have cut off the rental assistance. The trailers are not, unfortunately, wheelchair accessible. Douglas asked if people responding to the survey gave reasons for not wanting to be bought out. Hightshoe said that they did not, but said that in several cases, the units in question were not damaged. The Commission briefly discussed the various properties that did and did not express interest in a buy-out. Anthony stated that the City itself spent a lot of money in the wake of this disaster, $5.5 million. Hightshoe noted that the benefit/cost analysis does not take that into account. Anthony said that it makes sense for the City to bring that number up in discussions, because if there is another flood, then there will be another $5.5 million literally down the drain. Hightshoe noted that those properties HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 6 of8 purchased through a hazard mitigation grant can have nothing done to them: they cannot be elevated; floodwaters cannot be blocked in any way. OLD BUSINESS: · Discuss Community Development Celebration: Richman stated that he believed at the last meeting it had been decided that in lieu of a celebration this year, the Commission would take out a newspaper ad thanking funded-agencies and their volunteers for the work they do in the community. He said he believed Long was looking into prIcmg. · Announce HCDC Vacancy: Hightshoe noted that the deadline for applications to fill the vacancy that will be left by Jerry Anthony has been extended to September. MONITORING REPORTS: · Hawkeve Area Community Action Proeram (HACAP) - Transitional Housine (Richman) Richman said that he had gotten in touch with HACAP. The Commission had awarded HACAP $115,000 for FY08, all of which has been spent. HACAP purchased two units for a total of $185,000. HACAP noted a fairly sizable increase in recent applications for transitional housing; stating that their usual 20-25 person waiting list currently has 50 people on it. HACAP said that they believed this was an economic issue, not necessarily flood-related. Tenants in current units are having a more difficult time than usual staying employed. Hightshoe stated HACAP purchased the first unit with 100% HOME funds; the second unit was purchased with the remainder of HOME funds and the majority was financed by HACAP internally. Hightshoe noted that HACAP applied for 100% financing with no repayment at the time the project was approved. HACAP was then able to self-finance the majority of the second unit. HCDC may want to reevaluate financing terms for all housing projects in the FYlO allocation round. The Housine Fellowship - CHDO Operatine Expenses. FY08 Affordable Rental Housine. FY08 Homeownership (Anthonv) Anthony distributed a written report from the Housing Fellowship. Richman noted that the funding agreement for the FY06 Homeownership project was amended to allow the Housing Fellowship to use some money for developer fees. He asked if this was a change that was made through the City Council. Hightshoe stated that it was an administrative change because the total was less than 20%. She said that the developer fee was based on 8% of the rehabilitation value. The Housing Fellowship managed the construction and rehabilitation of each home. THF is also finding that the admin. cost of the land trust program is more expensive than anticipated. The agreement required three homes to be purchased and placed in the community land trust program. THF purchased three homes and placed them into the land trust. Approximately $23,000 was returned to the HOME line of credit as THF was able to purchase homes less than anticipated, however it was not enough to acquire an additional unit. HOUSING AND COMMUNITY DEVELOPMENT COMMISSION AUGUST 21,2008 LOBBY CONFERENCE ROOM, CITY HALL Page 70f8 Anthony stated that for the second set of projects, FY08 & FY09 Affordable Rental Housing, they received funds from the Commission to acquire land with the plan of making a low-income housing tax-credit application; they have two years to commit this money and five years to spend it. Hightshoe said that the FY08 money had been committed with the agreement to purchase two lots and acquire four additional lots and the FY09 money will be used to acquire a 16 lot subdivision called Mt. Prospect Addition, Part IX. An environmental review was completed and submitted to the state Historic Preservation Office for comment. Even though a survey was done to the immediate south of the lot which had no findings, the Historic Preservation Office is requiring the Housing Fellowship to do a Phase I archaeological survey, without which they will not make a comment. This stresses the timeframe, because for low-income housing tax-credits, site control is required. THF prefers to purchase the property as opposed to an exclusive purchase option. Douglas asked what the survey consisted of. Hightshoe and Crane explained that it consisted mostly of field work such as excavation of sample areas and a report that summarizes the findings. It can be a four to five week process. . Other Drum gave an informal update on the Mark Twain playground project. Drum said he lives very close to the area, and actually helped put the playground equipment up with the other volunteers. He said it was quite a project and a beautiful playground. He said that every night there are a large numbers of children playing on the equipment, and that it had achieved its intended purpose. He said it is a very nice structure, and that it is a lot of fun to hear the children playing on it in the evenings. Hightshoe noted that there will be a ribbon-cutting ceremony for the playground and the school has asked if a representative from the Commission could be present to receive their thanks. Hightshoe said that the Commission had granted the project $40,000, and then Twain matched those funds and also received a $ I 7,000 grant from Proctor & Gamble. This project was a multiple-year fundraising project for Twain. Drum said that most of the volunteers assembling the structures were contractors of some kind. ADJOURNMENT: Crane motioned to adjourn; Anthony seconded. A vote was taken and the motion to adjourn carried 6-0. The meeting adjourned at 7:32 p.m. PUBLIC REVIEW COpy FAIR! AFFORDABLE HOUSING CONSUMER STUDY 2007 -2008 PRESENTED TO IOWA CITY HOUSING AND COMMUNITY DEVELOPMENT COMMISSION 8/21/08 PRINCIPAL RESEARCHERS: GAIL ARDERY ANDY DOUGLAS GARRY KLEIN KAREN KUBBY MONIKA RATNER CAROL SPAZIANI CHRIS TRAYNOR WENDY ROBERTSON CITY ADVISORY: STEVE RACKIS STEVE LONG AFFORDABLE HOUSING CONSUMER STUDY INTRODUCTION FAIR! is a progressive voice on local issues of importance to Johnson County residents. We work to build a sustainable, livable, and humane community. FAIR! works for social, economic and environmental justice; promotes fair and accountable government; and builds community by strengthening local democratic practices. A key priority of the organization has been to advocate for increased availability of affordable housing for low-income residents in Johnson County. FAIR! has undertaken numerous activities related to affordable housing: · FAIR! held a forum in 2006 on affordable housing for low income residents in the Broadway Street neighborhood. · FAIR! interviewed members of numerous local agencies in 2006 in order to determine what those agencies were already doing, what those agencies planned to focus on for their future activities, and how those agencies perceived FAIR! could advocate for affordable housing in the community. · FAIR! participated in the area's first two Housing Summit in 2006 and 2007. · FAIR! members researched inclusionary zoning ordinances in other communities, summarized the findings and provided the findings to the City of Iowa City. · FAIR! has representation in meetings of a group of interested builders, realtors, non-profit providers of housing and other interested citizens. GOALS With the anticipated release of the Mullins & Lonergan authored Affordable Housing Market Analysis commissioned by the Iowa City Council in late 2007, FAIR! chose to survey members of the community who utilize low-income assistance programs. The goal of the survey was to collect qualitative and quantitative housing data from area residents, especially those in need of affordable housing, and to report findings to the City Council of Iowa City and interested other parties. We were interested to learn how their current needs are being met, how satisfied they are with their current situations, and how their future needs may be met. We anticipated that this information that would complement the City's Affordable Housing Market Analysis whose purpose was to: . Identify demographic and economic trends that affect the demand for housing . Define the supply and demand characteristics of the housing market as a whole . Analyze the demand for affordable housing . Determine if there are any barriers to affordable housing . Recommend actions and initiatives aimed at expanding the supply of affordable housing for those in lower-income sectors. (See page 5: http://www.icgov.org/site/CMSv2/file/plan ning/comm Dev/hsngAnalysis. pdfreport) 2 METHODS Members of the FAIR! developed questions that would elicit basic information on housing, including current living situation, the cost of housing relative to household income, satisfaction with their present housing situation, and perceived housing needs. Steve Rackis (Iowa City Housing Authority) and Steve Long (Iowa City Department of Planning and Community Development) provided feedback on the questions, which were modified to reflect their recommendations. Survey questions were not scientifically tested for reliability or validity. With the help of native speakers, we translated the survey into Spanish. Copies of the English and Spanish Surveys are located in Appendix A. Our goal was to obtain 300 completed questionnaires. We contacted many local agencies to seek out occasions and locations where we might administer the questionnaire. These agencies helped us to identify 16 unique sites (See Appendix B). FAIR! members distributed the survey at numerous events during October and November 2007. The surveys were completed by a convenience sample of area residents who were present in Appendix B. All survey data were entered into an Excel spreadsheet file. Data analyses consisted of descriptive measures, including number, percent and mean (average). LIMITATIONS Our selection and choice of sites was limited by several factors: · The number of sites surveyed was limited by the volunteer person power we had to devote to this project. · Due a relatively recent housing study that was conducted by the University of Iowa's Center on Aging (htto://www.centeronaqinq.uiowa.edu/), we did not distribute the survey at any sites where elderly citizens specifically might congregate (e.g., the Senior Center and retirement residences). Hence, elderly were surveyed only if they were present at one of the other sites. · We did not use any sites outside of the Iowa City city limits (e.g., Coralville, North Liberty, rural mobile home communities). Citizens living in other communities would only have had a chance to respond if they attended an Iowa City event. Consequently, our findings do not accurately reflect citizens living outside of Iowa City. · We did not identify participants by gender identity, sexual orientation. · We did not specifically survey college students. 3 FINDINGS · A total of 292 persons completed the survey, 97.3% of our goal. · The overwhelming majority of respondents lived in Iowa City (Table 1). Table 1: Place of Residence Iowa City Coralville Kalona Rural Johnson Elsewhere Not specified Cnty 261 (89.4%) 18 (6.2%) 1 (.003%) 7 (.024%) 1 (.003%) 4 · 22 respondents (7.5%) completed the Spanish version of the survey, suggesting that their primary language was Spanish. · Seven respondents (2.4%) were homeless. · An additional 26 respondents (8.9%) were living in a temporary housing situation. · Respondents lived with an average of 2.2 other persons. The largest household included 13 individuals. The average number of related persons living with a respondent was 1.7. · Seventeen respondents (5.8%)were receiving government assistance. · 63 respondents (21.6%) were disabled. · 61 respondents (20.9%) were 62 years or older, and an additional 31 respondents (10.6%) were aged 55-61. · 123 respondents (42.1 %) had minor children in their household. INCOME DATA · 16 respondents (5.5%) reported having no annual income. · 26 respondents (8.9%) reported an annual income that was less than $5,000. · 51 respondents (17.5%) reported an annual income of $5,000-$10,000. · 53 respondents (18.2%) reported an annual income of $10,001-$20,000. · The total number of respondents making $20,000 or less was 146 (50.0%) · 29 respondents (9.9%) reported an annual income of $20,001-$30,000. · The total number of respondents making $30,000 or less was 175 (59.9%). · Nearly half of the respondents had an income at or below the poverty level. An additional 21.2% were very-low or low income. Only 10.3% were 80-100% of median income or higher. See Table 2. Table 2: Income Level* Poverty Level Very-low Low 80-1 00% of Above Unable to (30% of (50% of (80% of median median Determine Median Median Median Income) Income) Income) 141 (48.3%) 37 (12.7%) 25 (8.6%) 13 (4.5) 17 (5.8%) 59 (20.2%) 4 -According to the City of Iowa City's Table of Income Guidelines and Definition (Appendix B) THE RELATIONSHIP OF INCOME TO AGE. DISABILITY, ETHNICITY AND CHILDREN · Although 61 respondents (20.9% of the entire sample) were 62 years or older, only 16 of the 141 respondents with a poverty level income (11.3%) were 62 or older. Similarly, 31 respondents (10.6% of the entire sample) were aged 55- 61, but only 17 of the 141 respondents within a poverty level income (12.1 %) were aged 55-61. Therefore, older respondents were found less in the lowest income group than in the entire sample. · Although only 63 respondents (21.6% of the entire sample) were disabled, 50 of the 141 respondents within a poverty level income (35.5%) were disabled. An additional seven disabled respondents did not disclose their income. · Of the 22 respondents who completed the Spanish survey, 14 (63.6%)were at the poverty level, six (27.3%)had a very low income, and one had a low income. The remaining one Spanish speaker did not providing sufficient information to determine income level. Therefore, at least 95.5% of Spanish speakers made less than 80% of the median income. · 123 households, or 42.1% of the entire sample, had minor children. Of the 141 households living at the poverty level, 61 (43.3%) had minor children. Of the 203 households with an income less than 80% of median, 93 (45.8%) had minor children. COST AND BURDEN OF HOUSING · The average monthly rent or mortgage payment reported by respondents was $559.49 (standard deviation $631.15). · 164 respondents (56.2%) reported that they needed better housing but couldn't afford it. SATISFACTION WITH PRESENT HOUSING SITUATION Respondents expressed satisfaction with many aspects of their present housing situation, rating their housing as convenient to work and school, shopping and essential services, and public transit. Although most respondents felt safe where they live, 72 (24.7%) did not. An even greater number of respondents (87 or 29.8%) felt that their present housing was not adequate for their family's needs. More than 1/3 of respondents (101 or 34.6%) judged their housing to be too small for their family's needs. Nearly 40% reported that their housing was not in good condition or needed repair. Persons living in temporary housing had the highest report of housing that was not in good condition (N=13 or 54.2%). Table 3: Degree of Satisfaction with Aspects of their Current Living Situation Numbel'Responding ,; .Ves" Location is convenient to shopping and essential services 283 (96.9%) Location is convenient to public transit 283 (96.9%) Location is convenient to work and school 221 (75.7%) I feel safe where I live 210 (71.9%) 5 I like my neighborhood 209 (71.6%) My housing is adequate for me/my family's needs 188 (64.4%) The level of noise is comfortable 185 (63.4%) My landlord provides maintenance as needed 156 (57.1%) My housing is not in good condition, needs repairs 116 (39.7%) My housing is the wrong size for my/our needs 97 (33.2%) . My housing is too small 100 (34.2%) Detailed information on satisfaction by location/site can be found in Appendix B. HOUSING PREFERENCES Most respondents were able to identify a preferred type of housing, if the cost of that housing fit into their budget. Sixty-three respondents (21.6%) owned their own home, while 131 (44.9%) cited owning a home as their preferred housing. Similarly, of the 145 respondents renting an apartment, 66 (45.5%) preferred owning their own home. Conversely, while 124 respondents (43.5%) were renting an apartment, only 1/3 as many (43 or 14.7%) preferred renting an apartment. Similarly, 14 (60.1%) of the 23 individuals who owned a mobile home preferred owning non-mobile home. Table ~ Current and Preferred Type of Housing 6 3 Type of Housing Current Housing Situation Preferred Housing Situation Live in temporary housing 26 4 Rent an apartment 124 43 Rent a house 18 20 Rent a room 16 8 Rent a mobile home 4 7 Rent a condominium 1 0 Rent a duplex 4 0 Own a mobile home 21 13 Own a condominium 2 19 Own a duplex 2 13 Own a home 63 131 Homeless 7 0 "Prefer any of the choices" N/A 1 HOUSING NEEDS Respondents identified several factors that would help them better meet their housing needs (Table 5). The three factors cited most frequently were a higher income, lower rent payments, and down payment assistance or a loan. Individuals with poverty-level and very low incomes cited most factors at higher frequencies than did individuals in other income groups. Current homeowners did not indicate a frequent need for financial assistance related to housing costs. Of the 63 homeowners that completed the survey, only nine indicated a need for home financing with lower mortgage payments, and only four indicated a need for financial counseling. However, 15 homeowners reported that they needed a better job with a higher salary. The respondents that did not provide income data reported that many of the factors would be helpful. Indeed, these participants responded positively to the following factors more than 25% of the time: a better job with higher salary, lower rent, down- payment assistance or a loan, help with rental and utility deposits and more job training and education. Table 5: Factors That Would Help Respondents Meet Housing Needs Positive Responses by Income Group Total Positive Factor Responses Poverty Level Very-low Low 80-100% of Above Unable to (N=292) median median Determine (N=141) (N=37) (N=25) (N=13) (N=17) (N=59) A better job with 126 (43.2%) 71 (50.4%) 17 5 4 (30.8%) 3 (17.6%) 26 higher salary (45.9%) (13.5%) (44.1%) Lower rent 123(42.1%) 75 (53.2%) 17 5(20%) 2 (15.4%) 1 (5.9%) 21 (45.9%) (35.6%) Down payment 102 (34.9%) 60 (42.6%) 15 7 (28%) 2 (15.4%) 2 (11.8%) 16 assistance or loan (40.5%) (27.1%) Home financing 22 11 (18.6 with lower monthly 89 (30.5%) 42 (29.8%) (59.5%) 7 (28%) 3(23.1%) 4 (23.4%) %) payments Help with rental 83 (28.4%) 55 (39%) 7 (18.9%) 3(12%) 3(23.1%) 0 15 and utility deposits (25.4%) 7 More job training or 75 (25.7%) 43 (30.5%) 12 2(8%) 3 (23.1%) 0 15 education (32.4%) (25.4%) Housing that is more physically 46 (15.8%) 31 (22%) 6 (16.2%) 2(8%) 1 (7.7%) 1 (5.9%) 5 (8.5%) accessible Financial management 39 (13.4%) 24 (17%) 6 (16.2%) 2(8%) 0 1 (5.9%) 6(10.2%) counseling A location more convenient to work 33 (11.3%) 16 (11.3%) 2 (5.4%) 1 (4%) 1 (7.7%) 1 (5.9%) 12 or school (20.3%) An affordable lot to 33(11.3%) 12 (8.5%) 8(21.6%) 4 1 (7.7%) 2 (11.8%) 6 (10.2%) build on (10.8%) Better access to 25 (8.6%) 18 (12.8%) 1 (2.7%) 0 2 (15.4%) 1 (5.9%) 3(5.1%) public transit CONCLUSIONS Survey respondents represented persons with both financial and housing needs. More than two-thirds had an income less than 80% of the median. Persons living at the lower income levels were less likely to be over age 65 when compared to the total sample. Older adults in our sample did not appear to be disproportionately at need for affordable housing. However, disabled individuals were disproportionately represented at the lowest income levels. More than half of the respondents reported that they needed better housing but couldn't afford it. More than one-third reported that their homes needed repair and that their homes were too small. Home ownership was cited most often as the preferred housing situation. Indeed, the number of persons desiring home ownership was more than double the number of actual homeowners. Conversely, renting an apartment was viewed as preferred by only 1/3 of those who were renting. At three places in the survey, respondents had the opportunity to write in comments. A detailed summary of the comments is presented in Appendix D. A number of themes emerged from respondent comments: · The area needs more low-cost housing. · Disability/medical problems/healthcare costs create hardships. · Homelessness is recognized as a major problem. · Safety concerns are widespread. · Housing costs are too high and wages are too low. · Housing inspections and regulations are burdensome. · Residents need increased assistance in obtaining housing assistance. · Racial concerns affect feelings of safety in the community. RECOMMENDATIONS This report sheds some light on the needs of persons utilizing assisted affordable housing. The following recommendations are not intended to be exhaustive, but to 8 emphasize actions that could be taken to address the housing needs of lower-income residents: · Educate the community about the differences between workforce housing and other affordable housing (i.e., market-rate and subsidized affordable housing). · Encourage in-fill development in areas that continue to meet transportation, access to services, school, and work needs. Inclusionary zoning and scattered site housing policy are tools that can be applied to accomplish this recommendation. · Step-up efforts to improve public safety efforts in the areas that were surveyed. Neighborhood Watch programs, community policing are tools that could be applied to accomplish this recommendation. · Encourage consumer education for persons of lower income to help them develop realistic expectations of housing choices. Strategic, coordinated community education programs and resources via the Neighborhood Centers, the Public Housing office, City buses, and the Public Library could offer materials and information sessions are tools that could be applied to accomplish this recommendation. · Promote public education sponsored by Diversity Focus, the City Human Rights Office and other such agencies that focuses on the importance of welcoming diversity, both economic and racial within our community, as we are a service based economy and need workers at all ends of the economic spectrum. · Prioritize Community Development Block Grant (CDBG) dollars to provide low- income rental units is needed to meet the gap between what the private-sector alone is able to develop and what the non-profit sector is able to fund. · Agencies that provide housing assistance in the form of down-payment and security deposit aid should be funded at higher levels to meet the need · Implement universal design features and energy-efficient design to increase the overall access to housing and affordability. · Encourage economic development policy that increases the number of jobs paying a liveable wage ($12 to $13 per hour in Johnson County). · Due to our limited nature of this study and as a result of the flooding in the summer of this year, we recommend that other communities and/or Johnson County should commission a comprehensive study of low income consumer housing needs in our area.h 9 APPENDIX A English Survey and Spanish Survey 10 rnm.'il"'0'" m' .........)1 'ii . , · Works for social, economic and environmental justice. · Promotes fair and accountable government. · Builds communny by strengthened local democratic practices. We are a progressive voice on local issues of importance to Johnson County residents. We work to build a sustainable, livable, and humane community. Our top current inlerest is affordable housing for persons living in Johnson County. Please help us advocate for housing that you can afford by filling out this AFFORDABLE HOUSING QUESTIONNAIRE I. TELL US ABOUT YOURSELF AND YOUR CURRENT HOUSING SITUATION: A Are you? (check all that apply) 055-61 years old 062 or older odisabled 0 a family with minor children 8. How many people live with you? _ How many are related to you?_ C. What is your total yearly household income? $ D. Do you currently? (check one) o rent an apartment 0 rent a house 0 rent a room in another's house o rent a mobile home 0 own a mobile home 0 own a condominium o own a house 0 own a duplex (zero lot line building) o live in temporary housing (in a shelter, with a friend or relative) o other (explain) E. How many bedrooms are in your current residence? F. How much do you pay each month for your rent or mortgage? $ G. Where do you live? (check one) o Iowa City o North Liberty o Rural Johnson County o Elsewhere (explain) o Coralville o Another town in Johnson County H. Are you currently receiving government housing assistance? DYes oNo II. TELL US ABOUT YOUR SATISFACTION WITH YOUR PRESENT HOUSING SITUATION: General Satisfaction A The location is convenient to work and school 8. The location is convenient to shopping and essential services C. The location is convenient to publiC transit D. (like my neighborhood E. I feel safe where ( live F. My housing is adequate for me/my family's needs DYes oNo DYes oNo DYes o No DYes oNo DYes oNo DYes o No 11 G. My housing is the wrong size for my/our needs DYes o No o too small o too large H. My housing is not in good condition, needs repairs DYes DNo I. My landlord provides maintenance as needed DYes DNo J. The level of noise is comfortable DYes o No Housina Preferences K. I need better housing but cannot afford it DYes o No L. If the price met my budget, I would prefer to: (answer only if it applies) o rent an apartment 0 rent a house 0 rent a mobile home o rent a room in another's house 0 own a house o own a condominium 0 own a mobile home 0 own a duplex (zero lot line) o live in temporary housing (in a shelter, with a friend or relative) o other (explain Comments: (optional) III. WHAT DO YOU NEED TO BETTER MEET YOUR HOUSING NEEDS? (check all that apply) o o Lower rent Help with rental and utility deposits o Housing that is more accessible o A location more convenient to work or school o Down payment assistance or a loan o Home financing with lower monthly payments o An affordable lot to build on o Financial management counseling o o Better access to convenient public transit A better job with higher salary o o More job training or education Other (explain IV. TELL US ANYTHING ELSE ABOUT YOUR NEED FOR ADEQUATE HOUSING: V. TELL US HOW HOUSING IN THE JOHNSON COUNTY AREA COULD BE CHANGED TO BETTER MEET YOUR NEEDS: THANK YOU FOR HELPING FAIR! GATHER INFORMATION TO ADVOCATE FOR AFFORDABLE HOUSING FOR JOHNSON COUNTY! To contact FAIR/, write us at PO Box 1812, Iowa City, IA 52244-1812 or email us at jcfair@yahoocom 12 ~ · Trabaja para justicia social, econ6mica, y ambiental. · Promueve gobierno que es justa y responsable. · Construye communidad por metodos fortalecidos locales que son democraticos Nosotros somos una voz progresiva sobre problemas locales de importancia a residentes del Condado de Johnson (Iowa) Trabajamos para construir una communidad sustentable,digna y humana. Nuestro interes principal es para viviendas adecuadas para personas que viven en el Condado de Johnson (Iowa). Por favor ayudenos a abogar por las viviendas que Ud. puede pagar facilmente lIenando este cuestionario. I. DIGANOS SOBRE UD Y SU SITUACION ACTUAL DE VIVIENDA: D. <. Tiene Ud.? (marque todas las que Ie correspondan) 055-61 arios 062 arios 0 mas Odiscapacitado 0 nirios menores E. <.Cuantas personas viven con Ud? _ <.Cuantos son parientes?_ F. <.En su casa, cual es el ingreso total anual? $ D, Actualmente: (escoja uno,) o Alquila un apartamento 0 Alquila una casa 0 Alquila un cuarto en una casa de otra persona o Alquila una casa rodante 0 Es duerio de una casa rodante 0 Es duerio de un condominio o Es duerio de una casa 0 Es duerio de un duplex o Vive en una vivienda transitoria (en un refugio, 0 con parientes 0 amigos) o <.Otra cosa? (explique) E. <.Cuantos dormitorios hay en su residencia actual? F. <.Cuanto paga Ud, cada mes por el alquiler 0 su hipoteca? $ G, <.Donde vive Ud,? (escoja uno) o Iowa City o North Liberty o Condado de Johnson Rural o Otro lugar (explique) o Coralville o Otro pueblo en el Condado de Johnson H, <.Recibe Ud. actualmente asistencia para vivienda del gobierno? OSi ONo II. DIGANOS SOBRE SU SATISFACCION CON SU VIVIENDA ACTUAL: Satisfaccion en General A. Ellugar es conveniente para mi trabajo y escuela. 0 Si ONo B. Ellugar es conveniente para tiendas y servicios esenciales.D Sf ONo C. Ellugar es conveniente para transito publico. 0 Si 0 No D, Me gusta el vecindario de mi casa. 0 Si ONo E. Me siento seguro donde vivo, 0 Si ONo F, Mi vivienda es adecuada para las necesidades mfas 0 mi familia. G. EI tamario de mi vivienda no est a bien para nuestras necesidades. No o Si 0 No OSi 0 o demasiada pequeria o demasiada grande 13 H. Mi vivienda no esta en buenas condiciones; necesita reparaciones. 0 51 ONo I. EI propietario hace reparaciones cuando es necesario. 0 51 ONo J. EI nivel de ruidos es comodo. o 51 0 No Preferencias para Vivienda K. Yo necesito vivienda mejor pero no puedo hacer el gasto. o 5i 0 No L. 5i el precio cupiera en me presupuesto, yo preferiria: (responda solo si aplica) o Alquilar un apartamento 0 Alquilar una casa 0 Alquilar un cuarto en casa de otra persona o Alquilar una cas a rodante 0 Comprar una casa rodante 0 Comprar un condominio o Comprar una casa 0 Comprar un duplex o Vivir en una vivienda transitoria (en un refugio, 0 con parientes 0 amigos) o Otra cosa (explique) Comentarios: (discrecionales) o Ayuda con pago inicial 0 un prestamo o Financiamiento para una vivienda con menos pagos mensuales o Un terreno en donde construir una casa y 10 que yo pueda proveer o Consejo financiero III. lQUE NECESITA UD. PARA MEJORAR SUS NECESIDADES DE VIVIENDA? (escoja todos que aplican.) o Menos renta 0 Vivienda que es mas fisicamente accesible. o Ayuda para alquilar y depositos de servicios 0 Un lugar mas conveniente para el trabajo y escuela o Mejor acceso a transito publico o Mejor trabajo con mas sueldo. o Mas adiestramiento 0 educacion para trabajo o Otra cosa (explique) IV. DIGANOS TODO LO QUE GUSTE SOBRE SUS NECESIDADES PARA VIVIENDA ADECUADA: V. DIGANOS QUE CAMBIOS DE VIVIENDA EN EL CON DADO DE JOHNSON LE PUDIERAN SERVIR MEJOR: GRACIAS POR AYUDAR FAIR! A CONSEGUIR INFORMACION PARA MEJORAR VIVlENDAS EN EL CONDADO DE JOHNSON. Para comunicarse con FAIR! escribanos a P.O. Box 1812, Iowa City, IA 52244-18120 a ic.fair@yahoo.com 14 m >< c z w a.. a.. e( W I- en J: o e( W l- e( tn W tn Z o a.. tn w 0::: C Z e( tn I- Z W > W - tn W I- en >- w > 0::: :J tn III C o ; III CIl ::l o U lo:: 'u CIl Q, (/) .s >. Qj > ; 'W o a.. "Cl CIl "Cl C o Q, III CIl a:: o .c ~ .. CIl ~ E ::l Z ...."Cl CIl ::l .. :t::~~ ,g ~Ill.. 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"U Q) t:: o a. ~ (5 z "- ell U5 APPENDIX C TABLE OF INCOME GUIDELINES AND DEFINITIONS """"~"""_""".iIl>"H'_""IUI"'''"~1>\''_'''''l''''''~>I!ll_I~"~I@'''''''''',,"iIl'''_~_''''''"I"""'t__";l."....""I@""'"Ui""~M"..I>!iUM"."II\IH"'"\"'"'''"..H"''r."",,'''iW''''"r!ll1l''.'"''"'"'''''''"''"'''l'"''.,'''f'tI'lII''.'ilIlI'''''l''...._ 30% Median I ..... 50% Median I 80%l\IIedian Income !lncome(Veryl Income i " i (Pove Level Low Inco~L,",,,,oo, "illl1'~"?"~''"!~'~,~'~.!ll.@'"IIIII'"~"'~.~'!'~'"'~II~~S.2!r!"~'",,,,I 15,250 $25,400 $40,650 i $50,800 . .aiiUliil~lIlllHlilUliMIWll'~_'iitm!llllll\lllllillillllW!JIlll1liij!ll/llIlll!!f,mRlIlmlilllll_~llUl._llllll!illl!Ji!llllll!ruijIM1ll1ll11l\l11ll~~~~~11l!ll!lII1ll1l11lM~_!L~lIIlltliU,III!I~.~11lU~9~IIWmf.lIIDlUr~~~IIl~iil~m!r'IIIIlillIlID!~lIlllfllllllllllKlIlIIl:mll"III@U!!~ 3 I $19,600 i $32,650 i $52,300 i $65,300 i'"''''''''''"""''"''4'.'''''''''''j"ill_''$2T8'OO"''''''"'''"I''''''''O''"UlOO$3'6730o'"'''''''''""j''''''IHl""ill'''$s'a':"1"'oo'' ""'""I'''''lH''llH''',"H''''"'"'in:6'oo''"''' 'Olm'""'""j !'!I(:tl!imlll;I!il\U;'lI!MlMII!Ill!Wiilln;illlR!lilIliiunvrlilmll\mlm:mm~III~Wm~~I!II!lWl!tll111~~1!lllll!Ml1llillll!lllllWlIllllIIlllll!llV!\m1llIU\lllllilllllll\!llll00l!11!lltlm~~mIWmrnillllmlfllllml!lllim!llrmllf,if1~~lij*lliIltilt1ll%I@lHi'Jl~II:lIllliju.m:ll!li~illllill!U,"~!I!@t'lliI1!Iltll.llmlIllHlilillIIKlIIlliIlIlWIl!lill!~f 5 . $23,550 . . ,750 $78,400 6 i $25,300 I $, . , 00 I $84,200 , ;;i,~,mr.I1I1:'ll\!'!rnlHii:llIll~!ll!llml:1iIi!llmlOOit\iiIlM~lIl!!ii~lliil!l1l1l!:lll1!llfIJlI\llillmlllllWlllli:IIMI;;Wl\llfl11li~III*fijjl~l!lliiil'llltlHllIllmlllllllllHllillllll"lIlliIllMiffililt\lflllllilllllW~HWH11\ll!!tIilmillliilllUill~iU"PliW~!llililllll!~iIlnl\\\SiWlllll\lIililliWi1ii:H,idWIi!H~!l1iiiii:liIMIil1iI~HI@~)ltImiilliUlillill!lffillllliNll',iiillllllii\i:Nlilimmmillj; 7 i $27,050 '$45,000 $72,050 $90,000 'ijiiiiIJlilNlrmilliW:ijttiMIt:M*miil.Wlwmllll~lllilllllllli\lltlk;~I~llll\Ii!:nMlMllllllffiam!llilltllllUlllll!lll1hU\Illl!ihillil!ltfiP!II",10li1~ilIfl1llil~l!mnm_4iOOllltlWlilllilillirnNlliliIllmUll:l!'IW~::'II;II,",~ufl~H~III'!Iii1ijl>liimL!frlilliimlfl\i!!I!iVW1l!lRWIW' '.:!liiiililmdlil@ill~lllilrtl!lmljji~1I\liilm\ll1ll11illlliIIHilfii:tMIIII"~~jW1 ",.",~~,,,,,,,,,",.,,,",_.,.,,,,,,,,.,",,..,,.,,_~.?,,,~,~,,~,,Q.9.,,.,.,,,""."",,",,,,.,,.,,,,.,,,,,,,,,,,,,,!~x"!,~gg.,,,,.,,.,,,~,,,,..",.,,,,,,..,,.,,,,..~,?~,:,,!.Q,.Q, ""..""~.~~!,.~gg"".""."".,,,,,.,,.,,,,, Source: Iowa City Housing Authority webpage, http://www.icoov.oro/housino/authoritv/section8/incomeouidelines.htm. March 9, 2008. 17 APPENDIX D SUMMARY OF RESPONDENTS' HANDWRITTEN COMMENTS Respondent comments are presented in three major sections that reflect the place in the survey where the comment was made. The major groups are denoted by roman numerals and include a description of the location of the comment. Next, subgroups were created according to the theme of the comment. A letter of the alphabet denotes each theme. The parentheses following each subgroup theme indicate the number of respondents who somehow conveyed that theme. Beneath each thematic subgroup, specific comments are quoted verbatim and italicized. I. The first space made available for comments occurred on page 2 of the survey under Section II entitled Tell Us About Your Satisfaction With Your Present Housina Situation. However, some comments seemed directed specifically at the sub-section entitled Housina Preferences. A. Satisfied with what I have (N=8) ".. .but for so many years could barely afford housing on minimum wage, and what I lived in was in dire need of maintenance. " . . .but too many of my friends are being squeezed onto the streets or are in dire straits. " "lawn a house that is satisfactory for me, but I am sharing it with my niece, her husband, and their 4 children because they cannot find affordable housing or day care. " B. Prefer owning a house (N=5) ".. but housing is too expensive in this town. " C. Health care/medical problems create hardships (N=4) "Had an injury and lost job; waiting for doctor clearance and can't pay the rent; will be evicted soon. " "I have a handicap and need to work near where I live. " "Current landlord refuses to make accommodations for service animal for my husband who is deaf'" (N=1) D. Comments on size of house (N=4) "Prefer a house with more bedrooms. " "I am totally in favor of small housing units for small families-even efficiencies. " "My husband and I live in one room in another's house and pay too much. " 18 E. Safety concerns (N=1) "Need safe, clean housing to avoid coercive, abusive property management. " F. Need housing near public transit (N=1) G. Need more storage space (N=1) H. Problem with a disability claim (N=1) I. Too lazy to move (N=1) II. The second group of comments were clearly made in response to Section IV entitled Tell Us AnvthinQ Else About Your Need For Adeauate Housina: A. Happy with what we have. (N=8) "But scattered low income housing is important in Iowa City. " "B+ut too many live under bridges and on the streets and much housing is sub-standard." B. Need housing for those with disabilities and with pets. (N=7) "I currently live in a van." "More adequate housing for the impaired and mentally ill." "I am waiting for a second Social Security disability appeal and need to have a house that will allow my elderly mother to live with me." (Now owns a house) "I now own a house but it is not wheel-chair accessible. " "Current housing is too noisy for my disorder. " "I live with my parents and have a mental disability. I need housing close to my parents that is safe and affordable to me as a single, young mom. " C. Location issues (N=7) "I want a good yard with a park nearby." (This was an extremely low-income person currently renting an apartment.) "Better access to convenient public transit from Coralville to Iowa City." "I want to own a house and land in the countryside." (This person now rents an apartment.) "A location with less traffic, more security. " 19 "The neighborhood is too noisy with cars, music, people walking down middle of the street. " "Need a home in a safe neighborhood with people of my own culture; our apartment is a nightmare. " D. Problems with landlord or City housing staff (N=7) "I need Sect. 8 assistance and I am waiting for the Housing Authority to stop dragging its feet with me. " "Intrusive HUD/lowa City inspections, some several times per month" "Section 8 should stop denying us for no reason at all." "Cities of Iowa City and Coralville need city representatives (other than what UI-IMU has for students) to help with landlord concerns. " "Housing inspectors work with the landlords and pass the inspections. I have been complaining since June, and they agreed to fix everything that needed repair and they haven't done anything." "We need better and more honest landlords and City government. " "I can only live in public housing because Sect. 8 voucher did not transfer." E. Condition of housing issues (N=6) "Need clean housing, no roaches, no rats, no slum landlord. " "Adequate housing is not available here. " "I am seeking disinterested, unbiased advice to obtain affordable repairs to my home. " "I need new drapes, and landlord won't do it." F. Housing is too small (N=5) "I need more storage space and larger rooms but that is too expensive in Iowa City." "I had two more children but can't move to a larger place." "We need three to four bedroom units for families with kids. " G. Homelessness issues (N=4) "I have been homeless for ten years and do not foresee EVER being able to own a home. " "I need a 2 bedroom around $400 per month. " (Respondent is homeless) 20 "Until I turned 64/65 and got my Social Security, I lived in a tent under a tree and under a bridge. " "I am a convicted felon who has been homeless for three years. I need help to be able to change my housing arrangements. " H. Financial Management Counseling needed (N=4) I. More smaller houses needed (N=3) "More ranch style single or two bedroom housing that is affordable. "Smaller, affordable, single-family houses." (Respondent currently rents a room in a house with 12 other people.) "It was VERY difficult to find a small affordable house in Iowa City." J. Deposits/Utilities costs (N=3) "I need the damage deposit waived or be able to pay it in installments." "Water deposit fees too high in Coralville ($200)" "Utilities costs are too high." K. Rents are too high (N=3) "Not everybody as Mommy or Daddy helping to pay rent. Some of us have to work for a living year-round. I lived in Florida for 13 years. It was cheaper there." (Respondent rents a room in another's house.) "I cannot afford rent. " L. I want my own home (N=2) "I want to instill in my children to reach for a better way of life. " M. Medical attention needed (N=2) "I need a diagnosis by a specialist to see if I can live without a wheelchair." N. Wages are too low (N=2) O. There are always waiting lists for affordable housing apartments for the elderly (N=2) P. Purchase costs are too high (N=1) 21 Q. More help is needed for middle class two-parent family. (N=1: Respondent now rents house, is extremely low income, and has two children.) R. I need a unit with my own bathroom (N=1: Respondent is a survivor of sexual abuse now renting a room with shared bath and kitchen and feels it is not helping her recovery.) III. The final group of comments were clearly made in response to Section V entitled Tell Us How Housina In The Johnson County Area Could Be Chanaed To Better Meet Your Needs: A. More and Lower Cost Housing (N=18) "Put affordable housing in various areas of town. " "More subsidized housing spread throughout the community." "My son is 24, no benefits in bike shop. He now pays $600/month rent and needs help with a down payment to get his own place." "I owned and had to live in a duplex 10 years to build equity to buy a home. I have a degree and had a tough time finding something under $200, 000. " B. Lower Rents (N=9) "Shorter wait list for Section 8." C. Location issues (N=7) "Stop saturating one area of town with affordable housing." "Takes value away and major increase in crime." "Better areas to live in. " "Better noise control" "Cheap housing is always in the bad neighborhoods. " "Living outside Iowa City is the only financial way to afford housing, but transportation may be a problem. " "Fill existing houses and apartments; stop building sprawl. " "Get rid of Broadway complex." 22 D. Legal assistance/law improvement/education for Landlord/Tenant problems (N=6) "Change Housing Code; Coralville needs tenant protection laws; regulate ALL property management businesses; protect the poor, sick, disabled, and elderly. " "Eliminate minimum income level for low income housing. " "Open up more zoning for residential. " "Screen tenants for criminal records and drug use. " "Quit swindling homeowners. " E. More single-family housing (N=6) "Costs are so geared to college students splitting rent that it is unaffordable for single family units unless they qualify for assistance." "Larger houses for families with convenient location. " "More private developers building affordable housing for families (not condos)." "More affordable housing closer to downtown and more new condos." F. Emergency housing/homeless (N=6) "Should be available for ALL, not just those with children. " (Respondent is a single female living in a rented room.) "Places for able-bodied homeless men and women to live and help with employment and financial counseling, " "Bigger shelter house. " "Iowa City is fair game for the homeless from other areas. Stop providing for them! They are taking advantage of us". (Respondent is extra-low income and living in a rented room.) G. Out of state newcomers (N=5) "Stop bringing Chicago people and their gang activities to Iowa City. I live around this element and I am scared for my life." "Less blacks moving in from Chicago and getting free facilities and medical care and tearing up our property such as breaking glass and destroying bus cubicles such as Lakeside and Nevada. " " People from out of state should not apply for Sect. 8 and then come HERE and take housing from people who live here. " "Stop importing criminals." "Rent to people of the USA only." 23 H. Discrimination/ethnicity issues (N=4) "Don't decide tenants based on skin color. " "Allow people a chance and stop judging people. " "Build more neighborhoods for people who want to live and manage their lives with others of their same culture. " "Affordable housing for everyone-not just some. " I. Accessibility for the disabled (N=4) "Need units with bath, kitchen, and bedrooms accessible for wheelchairs." "Flexibility for those with special needs." "More housing that accepts service animals." "More housing for disabled on fixed incomes. " J. Happy with present situation (N=3) "I currently have housing assistance but do not want this experience again. " "I will graduate and make better money. " K. Help finding housing (N=4) "Show us everything we qualify for and stop trying to push off old rundown places. " "Work with people with evictions. " "Provide online listing of available affordable housing. " "Help me buy something and then I could learn to once by on my own without help. " "There are so many families that double up or even triple up in housing here in town. Unless something goes terribly wrong, you do not hear about this." L. Medical services needed (N=3) "Lower cost medical services needed. " "More responsive to people in medical emergencies." "A therapist/doctor for physical disability to diagnose immediately. " M. More places that accept pets (N=3) 24 N. Transit (N=3) "Better public transit to Broadway Street neighborhood. " "Longer hours." "More public transit to outside city limits." O. More Sect. 8 vouchers accepted by landlords (N=3) P. Smaller houses (N=3) Q. More places for elders like Ecumenical Towers (N=2) R. Services for kids (N=2) "Need more things in Johnson County for kids of a/l ages." "Make it better for kids to come outside without problems or drug traffic." S. Deposits (N=2) "Flexibility re: deposits." "Strengthen laws for deposit refunds. " T. More remodeling of older houses (N=1) 25 HCDC Monitoring List for FY09 FUNDED FY09 CDBG/HOME PROJECTS AMOUNT MONITOR MONTH Isis Investments LLC - Rental $ 94,000.00 October Twain Elementary - Playground Equip. $ 40,000.00 October -- ~Iphin International LLC - Homeownership $ 68,000.00 October HACAP - Transitional Housing $ 80,000.00 -~~- November I--.~ ~of Southeast Iowa - Facility Rehabilitation $ 3,000.00 -------- November Arc of Southeast Iowa - Operations $ 1,000.00 November - -- ~. Homeownership $ 187,500.00 -~.- December I--~- ICHA - TBRA $ 60,000.00 . .Toecember - . Compeer - Operations $ 1,000.00 December --~-- -- ~Jctend th~ Dream Foundation - Operations $ 1,000.00 December The Housing Fellowship - CHDO Operating -. $ 28,000.00 --~1 Janua'Y..__ ~ Housing Fellowship - CHDO Pre-Dev. Loan $ 13,000.00 January_ The Housing Fellowship - Rental Housing $ 198,000.00 JanuarY.... Local Foods Connection - Operations $ 1,500.00 Janua~ ~ECCA - Operations $ . 1,000.00 JanualY_. IC Free Medical Clinic - Building Acquisition $ 90,772.00 __+~APril --~- MECCA - Facility Rehabilitation $ 11,400.00 .~~ f---- Free Medical Clinic - Operations $ 2,500.00 t-.~pril _ ~VIP - Facility Rehabilitation $ 10,000.00 --- ~~- ~elter House - Operations (STAR program) -- $ 2,000.00 May Aid to Agencies (United Action for Youth, Elder Services Inc., MECCA) $ 105,000.00 I-~L_ -~--- Economic Development Fund $ 82,890.00 June .~---- I--~--_..- City of Iowa City - Housing Rehabilitation $ 230,000.00 June -~. --- NCJC - Facility Rehabilitation $ 14,600.00 June . Prior Year Carryovers -I----.~- FY08 Goodwill Industries - Facility Rehabilitation -~--- -$ 30,000.00 October I------ - -- f't'Q8 NCJC - Facility Rehabilitation ..1._ 88,000.00 December --.- .-- FY04 Shelter House - Land Acquisition ._- ~~_ 230,000.00 -~--- December --~--- FY08 THF - Affordable Rental $ 347,772.00 January FY06 & FY07 ICHA Tenant Based Rent Assistance $ 359,564.00 April ..- 1--------- FY08 Blooming Garden - Downpayment Assistance $ 80,000.00 May D08 Wetherby - Splash Pad $ 30,000.00 June FY08 & 07 Habitat for Humanitv - Homeownership $ 337,000.00 June c; ~ ... to) <C ~ '0 ~ III E ;:; m W I m (I) ;:; ';: o ';: 0.. c o ;:; III to) ,2 <( UJ UJ 0.. ~ ?ft. W 0 0.. ~ I- ... ~ ~ ~ ?ft. W ... ~ ~ ~ ?ft. ~ 0 UJ (I) 0 0 0 I- (I) 0 0 0 0 ~ 0 &I) 0 ~ 00 .... 0 &I) &I) UJ 00 00 0 > N N "It "It N .... ..- III III l- I- ~ I- C3 C3 ~ ~ 0 0 ~ C; ?ft. ~ ~ ~ C; ~ ~ ~ ?ft. 0 ~ ?ft. 0 0 0 0 0 0 0 0 ~ 0 3 CD ~ .... l'? 0 l'? ... .... "It 0 0 ... 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'~ Cl ~ .2 to) 0 C3 .~ Cl ~ 0 '0 m to) () '0 m N m Q) to) ~ ;( 0 or:( m Q) to) ~ I 'E t) >- 'E - CD C> U. (j) C> ~ C> U. (j) l/) c 'c C; ..!. c .Q c 'c 0 .~ ,~ 0 ~ ro ,~ ,~ 0 0 'w c 'E - ~ - Q) 'w m C; 'w c 'E m is :0 ~ c 0 :0 :0 N ::l 0 ... c == ::l - ... ~ 8 ~ > 0 ::l ::l to) -0 ~ to) co Q) 0 ~ 1- ~ 0 ::l ::l '0 U. I U- U- w <C <C I- 0:: 0 I I U- U- w <C t-- Housinglowa Conference 2008 Page 1 of 1 Registration Keynote Speakers Bill Strickland's simple message - give people the tools they need, treat them with respect, and they will perform miraeulous deeds - is as simple as it is profound. From a sleeping bag on the second floor of a dilapidated building, he built one of Ordinary people ean accomplish extraordinary things. There is no better individual example ofthis than Yvonne Camus. On the surface there is nothing remarkable about Yvonne Camus. A former marketing executive and mom to three . Widely regarded as one of the nation's keenest litnllls testers on U.S. eleetions and [Jolitical trends, Charlie Cook is the publishcr of The Cook PolitiCClI Report and a political analyst for the National the most extraordinary organizations in America, employing and training thousands. MOre boys, she worries about many of the same things we alJ do. Yet, when Yvonne gets in front of an audience, magical things begin to happen. More ,Journal Group, where he writes weekly for Natio1lal Journal magazine and C01lgl'essDailyAM. More About the Conference Welcome to the Web site for the 2008 HousingIowa Conference, scheduled for October 2-3 at the Des Moines Downtown Marriott, This year's event features a special focus on green construction and rehabilitation, in both the single- and multifamily arenas. But the event will continue to highlight a wealth of other topics related to homelessness, Low-Income Housing Tax Credits, foreclosure issues and more! Whrther you finance, develop or support affordable housing in your community, the 2008 HousingIowa Conference is an event you won't want to miss. Use this site to learn more about what the conference offers, or read below to see what's new this year. Awards: On October 2, one person and four housing initiatives will be honored with inaugural HousingIowa Awards. People and organizations are encouraged to nominate themselves, their organization or their peers for the awards. Give Some Green: The natural disasters of 2008 left thousands of Iowans homeless and several aid organizations looking for additional support. Keeping with the "green theme" ofthis year's event, we're asking our attendees to give cash donations to organizations that aid the victims of Iowa's floods and tornadoes. You can make your donation as part of your registration or sponsorship, or you can give eash at the conference. 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Department of Housing and Urban Development Docket No. FR-5250-N-Ol [Federal Register: September _, 2008 01 olume _, Number _)] Iowa Department of Economic Development September 2008 Table of Contents INTRODUCTION ............................................................................................................................................ 1 THE EFFECT OF THE DISASTERS AND IOWA'S RECOVERY NEEDS .....................................................1 Econorrllc and Workforce Development.......................................................................................................... 1 Housing 2 Infrastructure and Transportation.................................................................................................................... 2 FEDERAL AND STATE RESPONSES TO DA TE ........................................................................................... 3 CONSULTATION WITH LOCAL GOVERNMENTS .... ....... ................ ....................................... ............... .....4 FEDERALLY-DESIGNATED AREAS ELIGIBLE FOR ASSISTANCE........................................................... 5 PROMOTION OF SHORT- AND LONG-TERM RECOVERY PLANNING .................................................. 6 Immediate (Short-Term) Recommendations .................................................................................................... 6 Subsequen t (Long-Term) Recommendations.................................................................................................... 6 PROMOTING HIGH QUALITY, DURABLE, ENERGY EFFICIENT, AND MOLD RESISTANT CONSTR U CTI ON METHODS................ ......................................................................................................... 7 PROVISION OF ADEQUATE, FLOOD-RESISTANT HOUSING FOR ALL INCOME GROUPS THAT LIVED IN THE DISASTER-IMPACTED AREAS................................................................................. 7 METHOD OF D ISTRIBUTI ON ....................................................................................................................... 8 · HOUSIN G ACTIVITIES........................................................................................................................... ........................................ 8 Housing repair/rehabilitation, homebuyer assistance, and interim mortgage assistance. .......................................... 8 Housing Buyouts - FEMA Match ..................................................................................................................................... 9 New Housing Production.............................................................................................. ...................................................... 9 · ECONOMIC DEVELOPMENT....................................................................................................................................................9 Small Business Stimulus............................................................................................................................................ ........... 9 · PUBLIC FACILITIES AND SERVICES................................................................................................................................... 10 Public Infrastructure........... ........ ........................................................................................................................................ 10 · ADMINISTRATION ......................................................................................................................................................................... 10 Sta te Adtninis tration........................... ................................................................................................................................ 10 CONTACT INFORMATION AND LINKS TO ENTITLEMENT CITIES AND COGS................................. 11 MONITORING STANDARDS AND PROCEDURES ................... ......................... ......... .............................. ..11 Table of Contents (continued) STEPS THE STATE WILL TAKE TO AVOID OR MITIGATE OCCURRENCES OF FRAUD, ABUSE, AND MISMANAGEMENT.................. .................................... ................ ....................................................... .11 Administration and Staffing........................................................................................................................... .11 National Objective........... ............................................................................................................................. .11 Administrative Costs..................................................................................................................................... .11 Program Changes through Contract Amendments .................. ....................... ......... .... ....................................11 Documen tation ............................................................................................................................................ 12 Reporting 12 Citizen Complaints ....................................................................................................................................... 12 Regula tory Requirements ....................................................................... ....................................................... 12 ANTI-DISPLACEMENT AND RELOCATION .. ......... ......................... .............. ........................................ ... 13 A CTI 0 N PLAN AMENDMENTS................................................................................................................... 13 APPENDIX A: TIMELINE OF REBUILD IOWA EVENTS AND ACTIVITIES ......................................... 14 APPENDIX B: LIST OF COMMUNITY DEVELOPMENT/HOUSING CONTACTS FOR ENTITLEMENT COMMUNITIES................................................................................................................. 15 APPENDIX C: CONTACT LIST FOR COUNCILS OF GOVERNMENT..................................................... 17 APPENDIX D:W AIVERS APPROVED TO DATE ........................................................................................ 19 APPENDIX E: DEPARTMENTS' RESPONSE TO PUBLIC COMMENT ..................................................... 19 APPENDIX F: CERTIFICATIONS FOR STATE GOVERNMENTS, WAIVER AND ALTERNATIVE REQUIREMENT.... ....... .............. ......................................... ......... ................ ..... ..... ...... ......20 INTRODUCTION The State of Iowa is required to publish an Action Plan for Disaster Recovery (Action Plan) that describes the proposed use of U.S. Department of Housing and Urban Development (BUD) Community Development Block Grant (CDBG) funding associated with the Supplemental Appropriations Act, 2008 (public Law 110-252, approved June 30, 2008) for disaster relief of unmet needs resulting from tornadoes and flooding in the state. This document will describe: ~ the citizen participation process used to develop the Action Plan; ~ eligible affected areas and applicants, and the methodology to be used to distribute funds to those areas and applicants; ~ activities for which funding may be used; and ~ grant administration standards. This Action Plan will be used by the state to guide the distribution of $85,000,000 of CDBG Disaster Recovery Funding toward meeting unmet housing, infrastructure, business, public service, public facility, and other needs in counties designated as Presidential Disaster Areas, as directed by Public Law 110-252 and HUD. Amendments to this Plan will be expected as additional funds become available. This Action Plan is in relation to the U.S. Department of Housing and Urban Development's Notice of Funding Availability provided in Federal Register / Volume -> Number -' Docket No. FR-5250-N-Ol. THE EFFECT OF THE DISASTERS AND IOWA'S RECOVERY NEEDS In the late spring and early summer of 2008, the State of Iowa suffered through a series of disastrous events, tornados followed by record-breaking floods. In some cases, the same community was hit by both events. Also, in some Iowa communities the 2008 flood crested 8 feet higher than the flood of 1993. Among the larger communities, Cedar Rapids, Iowa's second-largest city, was especially hard hit. It is estimated that 1300 blocks in Cedar Rapids were flooded to the point that repair/rehabilitation will be difficult to impossible in many of those areas. It is estimated that, statewide, over 21,000 housing units have been damaged, with over 4200 of those destroyed or suffering major structural damage. Also, an estimated 2400 businesses were damaged physically, and another 3000+ have suffered economic losses. It is quite clear that FEMA and SBA assistance will not come close to covering all of the uninsured costs associated with the damage. Following are estimates of damages compiled community/economic development categories. http:// rio.iowa.gov I ) by the Rebuild Iowa Advisory Commission in just three ([he full reports from the Commission are available at Economic and Workforce Development ~ Total estimated unmet need for small and intermediate businesses - $2.78 billion >>>> $5.36 billion total assessed damage. >>>> Approximately 4,800 non-manufacturing small businesses and 800 intermediate businesses were impacted. ~ Large businesses experienced an estimated $100 million in losses. ~ Small business and non-profit corporations - $600 million in lost revenue in one year in the Cedar Rapids area, according to a report from Iowa Commercial Realty in Cedar Rapids. ~ Physical damage to businesses from a Safeguard Iowa online survey - $426,011,267; economic loss - $178,593,361. ~ Manufacturing damages and lost income from the ISU Center for Industrial Research and Service (ClRAS) survey - $100 million projected. ~ Increase in unemployment rate from Iowa Workforce Development data - 3.9% in May; 4% in June; 4.3% in July. IIPa~e ~ Initial claims for unemployment insurance program - increased by over 6,500 (over 44% increase) from May to June 2008, according to Mass Layoffs Statistics. Housing Cost to communities and to the state to repair and replace the damage to housing: ~ The total unmet housing need is $946 million for single family and multi-family housing. >>>> $90 million is for rental property >>>> $856 million is for single family dwellings ~ The unmet housing need represents need remaining after all insurance and government housing program assistance is taken into account. Infrastructure and Transportation ~ Roads and bridges >>>> Federal aid routes - $30 million according to Iowa Department of Transportation as of August 8, 2008 >>>> County roads - $43 million according to FEMA County Survey as of July 31, 2008 >>>> Roads and bridges - $55 million according to FEMA as of July 29, 2008 ~ Public Transit - $53 million according to Iowa Department of Transportation as of August 8, 2008 Rebuild Iowa Advisory Commission ~ Railroads, according to Iowa Department of Transportation as of August 8, 2008 >>>> Class 1 railroads - $45 to $60 million >>>> Short line railroads - $23 million ~ Communications and Utilities >>>> Telecommunications - $66 million according to Iowa Telecom, rural independent telephone companies, and Qwest as of August 7, 2008 >>>> Public utilities (water, wastewater, power generation, communications) - $342 million according to FEMA as of August 11, 2008 >>>> Private utilities and communications companies are not eligible for FEMA assistance. ~ Flood control facilities (drainage channels, pumping facilities, some flood control facilities) - $13 million according to FEMA estimates as of August 11, 2008 ~ Public buildings and equipment - $380 million according to FEMA estimates as of August 11,2008 >>>> In order for public buildings located in a floodplain to receive FEMA assistance, they must pay the fIrst $500,000 of cost for damage to the structure and $500,000 of cost for damage to contents. >>)) This creates an additional unmet need for many communities. ~ Total estimated unmet need for public buildings and infrastructure - $703 million >>)> Total damages to publicly-owned buildings and infrastructure - $798.3 million >>)) Information was compiled in cooperation with other state and federal agencies by the Rebuild Iowa Offlce. 21Pagc FEDERAL AND STATE RESPONSES TO DATE Congress has passed the Supplemental Appropriations Act, 2008 (pUBLIC LAW 1l0-252-]UNE 30, 2008), which appropriated $300,000,000 in Community Development Block Grant funds related to disaster relief, long-term recovery, and restoration of infrastructure in areas covered by a declaration of major disaster under title IV of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 USe. 5121 et seq.) as a result of recent natural disasters. The State of Iowa has initially been allocated $85,000,000 of the CDBG funds for recovery from the impacts of the severe storms, tornadoes, and flooding experienced in Iowa. The state has been very active in responding to the disasters. On June 27, Governor Culver signed Executive Order 7 creating the Rebuild Iowa Office (RIO), whose mission is to lead the state of Iowa's efforts to rebuild safer, stronger and smarter in the wake of the 2008 severe storms and catastrophic flooding. The office envisions a resilient Iowa that will be safe, sustainable and economically strong for its people, reaffirming its ties to the land, rivers, environment and rich cultural history. The Rebuild Iowa Office works closely with the Rebuild Iowa Advisory Commission, an appointed body of 15 bipartisan local officials and community members from across the state - many of whom were personally affected by the storms and flooding. The RIAC reports to the Lt. Governor and oversees nine recovery task forces, which will help facilitate public dialogue on complex recovery issues and make recommendations in focused issue areas. Less than three weeks after Governor Culver signed Executive Order 7, the Rebuild Iowa Office opened its doors, held its first Rebuild Iowa Advisory Commission meeting and was fully staffed. The initial report on the disaster and needed recovery efforts by RIO was released on September 2, 2008. In addition, nine individual Task Forces were assembled to study and report on separate aspects of the disaster damages and recovery needs. Those reports address the topics of ~ Agriculture and Environment ~ Cultural Heritage and Records Retention ~ Economic and Workforce Development ~ Education ~ Flood Plain Management and Hazard Mitigation ~ Housing ~ Infrastructure and Transportation ~ Long Term Recovery Planning ~ Public Health and Health CareA Reports on each of these topics have also been produced and are available at http:/ / rio.iowa.gov / 31Page CONSULTATION WITH LOCAL GOVERNMENTS The Rebuild Iowa Office, the Rebuild Iowa Advisory Commission, the Rebuild Iowa Task Forces, and a variety of state agencies, including the Department of Economic Development, have had multiple discussions with local government staff and officials regarding the development of the 2008 Rebuild Iowa Disaster Recovery Action Plan. The Commission held six meetings in July and August to tour damage in affected parts ofIowa, receive updates on recovery progress, and provide input to the Rebuild Iowa Office. Members of the Commission also serve as Task Force Chairs for the nine RIO Recovery Task Forces. Task Force membership was solicited through a public process requesting Iowans to volunteer to serve in one of the nine areas. Responses were overwhelming, and all volunteers who applied were invited to participate as either a Task Force member or a Resource Group member. Over 500 Iowans ended up serving on the nine Task Forces. Many of these volunteers are local government officials. In addition to feedback from Iowans and local governments during Commission and Task Force meetings, the Rebuild Iowa Office toured the state, reaching out to Iowans in affected areas. Speak Up Iowa! public input sessions provided an opportunity for RIO staff and federal agencies to connect with Iowans by linking them with resources, information, and assistance. In addition, the RIO sought feedback from all individuals regarding circumstances, issues, and impact related to their unique experiences with the disaster events and recovery. Over 650 Iowans participated during the 45-day information-gathering time period through Task Force meetings, Speak Up Iowa! public input sessions, and through online and telephone feedback. A timeline of the RIAC public participation process is included in Appendix A. The Department of Economic Development has had numerous meetings and discussions with representatives of entitlement communities, other local governments and Councils of Government to discuss recovery priorities and potential allocation methodologies. The Department will continue to coordinate and invite affected local governments to provide input on this action plan. The 2008 State of Iowa Disaster Recovery Action Plan will be made available to citizens, affected local governments and other interested parties via publication on the Department's website as well as through email notification. All comments regarding the Action Plan will be considered. The Department will continue to utilize its website, email communications as well as traditional forms of communication to provide reasonable opportunity for citizen comment and ongoing citizen access to information on the use of grant funds. In its regular CDBG and HOME programs, the IDED coordinates the application and award of funds for community development projects with the Iowa Finance Authority, Department of Natural Resources, and U.S. D.A. - Rural Development. These and other alliances will be continued and expanded to serve communities targeted for 2008 disaster recovery funding. 41Page FEDERALLY-DESIGNATED AREAS ELIGIBLE FOR ASSISTANCE Counties where the CDBG Disaster Recovery Funds may be used were determined by the FEMA Declaration FEMA-1763-DR dated May 27, 2008, for Iowa Severe Storms, Tornadoes, and Flooding (May 27, 2008 and continuing.) Eighty-six (86) of the 99 counties in the state have been included in one or more federal or state disaster declarations. The Federal Emergency Management Agency has designated 78 counties for individual assistance and 84 counties for public assistance. Governor Culver has declared a total of 86 counties as disaster areas. Figure 1 is a map of the counties that are eligible under the FEMA Individual Assistance Program (lAP) and the Public Assistance Program (PAP) This map can also be accessed at the Federal Emergency Management (FEMA) web site at hur:/ /www.fema.gov (general FEMA website) and more specifically at http://www.gismapsJema.gov/2008graphics/dr1763/ dec_1763.pdf The CDBG Disaster Recovery Funding may be used in the 85 counties that are eligible for assistance under the two FEMA programs. (84 counties designated for Public Assistance, plus one county designated for Individual Assistance only.) FEMA-1763-DR, Iowa Disastel'Declaration as of 08/26/2008 OIl Legfltd DI5ipIIIlI ClIutios D No DesipIliaa D NIil:AuisIlma _lD<livicbaIAssishla _ lD<livicbaIAssishla IIdPulllicA>sislall<t .. AI............. Figure 1 "".........,.._c._ __oc ~.--tJ;jJNtD1 _u-...............,........ .........,IM. ,._~ MaplD!lIl Cl_14J6/qpl1Xl SIPage PROMOTION OF SHORT- AND LONG-TERM RECOVERY PLANNING The following immediate (short-term) and longer-term recommendations for action come from the initial 45- Day Report to the Governor from the Rebuild Iowa Commission. Immediate (S hort- Term) Recommendations 1) Provide advice and support to individuals and families, businesses, farmers, nonprofit organizations, and others seeking assistance in making their way through the challenges of rebuilding their lives in a "case management" framework. Help will be easily accessed locally across the state for all categories of need, including: ~ Housing ~ Mental health and mental health first aid ~ Health care ~ Information on programs and assistance available ~ Completion of applications for assistance ~ Information on decision making, including protection from falling victim to unqualified contractors and fraudulent practices ~ Shortcutting local, state, and federal red tape in accessing assistance 2) Ensure immediate needs housing for all who need to be relocated, temporarily or permanently, before cold weather arrives. 3) Provide incentives immediately for Iowa's struggling small businesses, microenterprises, and non-profits for restoration and rebuilding of their businesses. 4) Complete floodplain mapping for the entire state. 5) Identify and create funding options and provide flexibility for local and state governments to assist Iowa in rebuilding an even better Iowa. 6) Expedite the flow of funds from the federal level, through the state, and to the local levels of government. 7) Provide resources and capacity to ensure public health is maintained. Subsequent (Long-Term) Recommendations Of course, once the initial recommendations are underway, there is an expectation that they will be supported and maintained over time. There is also an expectation that some will be developed, adjusted, and continued to the next level of implementation. The Commission also developed among its priorities a set of subsequent recommendations that will become part of the Commission's consideration as it undertakes further work in the coming months. 1) Continue to provide advice and support to individuals seeking assistance in making their way through the challenges of rebuilding their lives in a "case management" framework while creating a lasting organizational capacity and process over time. 2) Ensure availability of adequate, affordable housing and the ability of individuals and families to rent or purchase those homes. 3) Provide incentives for Iowa's struggling small businesses, microenterprises, and non-profits for restoration and rebuilding of their businesses. 4) Complete floodplain mapping for the entire state as begun under the immediate action items. 5) Identify, create, and sustain funding options and provide flexibility for local and state governments to assist Iowa in rebuilding an even better Iowa. 6) Invest in local emergency management agencies for the central coordination function and work in all areas of emergency management - preparedness, response, recovery, and mitigation. 7) Support integrated, regional planning to address recovery, and leverage multi-jurisdictional strengths for ongoing initiatives. 8) Promote and support communications and outreach initiatives to educate and support Iowans as they recover and plan for future disasters. 9) Move state policy forward and lead the discussion with regional and local interests on floodplain and watershed management. 10) Sustain community identity, quality of life, and cultural heritage. 61Page PROMOTING HIGH QUALITY, DURABLE, ENERGY EFFICIENT, AND MOLD RESISTANT CONSTRUCTION METHODS All newly constructed multi-family and single-family housing must meet all locally adopted and enforced building codes, standards and ordinances. In the absence of locally adopted and enforced building codes, standards and ordinances, the requirements of the State Building Code apply. All newly constructed housing must also meet the requirements of the 2006 International Energy Efficiency Code. All multi-family housing activities involving rehabilitation must meet all locally adopted and enforced building or housing codes, standards or ordinances. In the absence of locally adopted and enforced building or housing codes, standards or ordinances, the requirements of the State Building code apply. The State Building Code (Department of Public Safety) has adopted the International Building Code and related publications. All single-family housing activities involving rehabilitation must meet all locally adopted and enforced building or housing codes, standards or ordinances. In the absence of locally adopted and enforced building or housing codes, standards or ordinances, the requirements of the Iowa Minimum Housing Rehabilitation Standards apply (all communities with populations of less than 15,000). Communities with populations of 15,000 or greater are required by state law to adopt a housing code. PROVISION OF ADEQUATE, FLOOD-RESISTANT HOUSING FOR ALL INCOME GROUPS THAT LIVED IN THE DISASTER-IMPACTED AREAS The State of Iowa will utilize a portion of its CDBG supplemental appropriation for affordable single family housing activities, including rehabilitation, home buyer assistance and interim mortgage assistance. The Iowa Department of Economic Development will continue to coordinate and collaborate with the Iowa Finance Authority to provide funding for multifamily affordable housing in the impacted areas. Iowa addresses its emergency shelter and transitional housing needs through its local Continuums of Care and the Balance of State Continuum of Care. The Iowa Finance Authority, through a memorandum of understanding with the Iowa Department of Economic Development, administers both the state and federal homeless programs that also provide emergency shelter and transitional housing funding to entities throughout the state. The needs of the homeless and those at risk of homelessness are being addressed through these programs. Homeless shelters and transitional housing units in impacted areas will be eligible for assistance through the housing assistance component of this plan. All new construction and rehabilitation must keep in mind the needs of the potential occupants of the units, particularly the needs of those with disabilities. Iowa hopes to use its Homeless Management Information System (HMIS) as a tool to assess the needs of the individuals and families, as a way of linking them to the available services, as a record of how each family was assisted and finally as a indicator to see if needs still remain. 71Page METHOD OF DISTRIBUTION The following are the activities proposed for Iowa's portion of the fIrst $100 million HUD disaster allocation. These were selected for immediacy of need and potential for timely project completions. The State anticipates that these and additional activities will also be funded under future allocation of the remaining $200 million appropriated to HUD. HOUSING ACTIVITIES Housing repair/rehabilitation, homebuyer assistance, and interim mortgage assistance. Homes not slated for buyouts will receive assistance for needed rehabilitation. Households whose homes were destroyed or damaged beyond reasonable repair will be offered assistance on the down payment for replacement housing. Households who are within buyout areas will be offered assistance to maintain mortgages that would otherwise go into default, during the period before the buyout occurs. 1) Allocation for Activity: $35 million will be allocated to this activity. Based on local need, each applicant will determine amounts to be spent among the sub-activities. 2) Eligible Applicants: Direct applicants for this activity are the HUD "Entitlement" cities of Ames, Cedar Falls, Cedar Rapids, Council Bluffs, Davenport, Des Moines, Dubuque, Iowa City, Waterloo, and West Des Moines, and Councils of Governments. Councils of Governments will apply on behalf of all cities and county areas (excluding the cities named above) that are Presidential-declared areas. Two or more Councils of Governments may submit a joint application for their combined regions. An Entitlement city listed above may elect to join with a Council of Governments-based region. For Presidential-declared disaster areas outside a Council of Government region, counties may elect to apply singly, join with other counties, join with and adjacent Council of Government region. Likewise, an Entitlement city named above may join with a Council of Government, county or multi- county entity. The intent is to provide coverage of the entire eligible area of the state. The Iowa Department of Economic Development will consult with all eligible applicants and may suggest appropriate combinations of areas. 3) Threshold Criteria: (i). All proposed activities will take place in Presidential-declared disaster areas. (ii). Application is from an eligible applicant (iii). Applicant's capacity to undertake the activities (iv). Applicant's area does not overlap area(s) of other selected applicants All applicants meeting the threshold criteria will be selected. A plan of action, following a template provided by the State, will be required from successful applicants 4) Allocation to Cities and Councils of Governments regions: Allocations from the amount devoted to this activity will be based on the extent of housing damage in the area. The measure that will be used for this is the amount of funds received within the applicants' jurisdictions under the FEMA Housing Assistance program, as a percentage of total FEMA Housing Assistance funds awarded. 81Pagc Housing Buyouts - FEMA Match CDBG funds will be used as the 15% local match required for the FEMA home buyouts in flood-prone areas. 1) Allocation for Activity: $20 million will be allocated to this activity 2) Eligible Applicants: Eligible applicants to the FEMA Hazard Mitigation Grant Program 3) Threshold criterion: (i.) Receipt of an award commitment for the FEMA Hazard Mitigation Grant Program for housing buyouts. Criterion for Selection: (ii.) Projects will be funded in order of priority determined by Iowa Homeland Security Emergency Management Division. 4) Grant Size limits: Limited to 15% of the total for housing buyouts in approved FEMA Hazard Mitigation Grant Programs awards. New HOllsing Production Assistance will be provided to developers of new affordable rental and owner-occupied housing. These units will replace housing lost due to the disaster. The assistance may also be used for streets, sewer and water extensions linked to development of replacement housing. 1) Allocation for Activity: $5 million will be allocated to this activity 2) Eligible Applicants: City and county governments. not-for-profit and for-profit housing developers. 3) Threshold criterion: (i.) All projects will be located in Presidential-declared disaster counties. Criteria for Selection: (ii.) Extent of loss of housing units in the neighborhood or community, especially those units affordable to low- and moderate income households. Capability and experience of the applicant Program subsidy cost per unit Time frame for completion of housing units Proportion of units affordable to low- and moderate income household For new rental housing, priority will be given to projects involving the disaster set-aside of the Low Income Housing Tax Credit program administered by the Iowa Finance Authority. (iii.) (iv.) (v.) (vi.) (vii.) All criteria will be weighted equally. 4) Grant Size limits: $60,000 per housing unit ECONOMIC DEVELOPMENT Small Business Stimulus Business owners suffering physical damage or economic loss will be offered forgivable loans up to $50,000. The purpose of these loans is to provide working capital to help ensure business survival. 1) Allocation for Activity: $10 million will be allocated to this activity. 2) Eligible Applicants: The same eligible applicants listed under Activity A. above, "Housing repair/rehabilitation, homebuyer assistance, and interim mortgage assistance", are the eligible applicants for this activity. 91Page 3) Threshold Criteria: (i.) Capability and experience with business assistance programs, especially disaster relief (ii.) Commitment to use the following criteria for assistance to individual businesses: a) Business suffered physical damage or economic loss due to the 2008 disasters. b) Receipt of a disaster loan offer from the U.S. Small Business Administration (SBA) c) Assistance to be provided as a forgivable loan equal to 25% of the approved SBA loan, up to $50,000. d) Commitment to re-open business within 6 month of receipt of assistance All applicants meeting the threshold criteria will be selected. 4) Program Grant Size: Grants to local program operators will be based on the total approved SBA disaster loan amounts within the operator's jurisdiction, as a percent of the total SBA disaster loan amount awarded. PUBLIC FACILITIES AND SERVICES Public Infrastructure This assistance is for projects that FEMA or other sources cannot fund, but which are nevertheless critical to recovery. Examples include damaged water and sewer systems, storm drainage, levees, roads and bridges. 1) Allocation for Activity: $10.75 million will be allocated to this activity 2) Eligible Applicants: City and county governments 3) Threshold Criteria (i.) Project will address need arising from the 2008 disaster (ii.) Project is the best alternative to resolve the need Criteria for Selection: (iii.) Urgency of the need for the facility; threat to health, safety, or welfare (iv.) Sufficient other local, state, or federal funds either are not available or cannot be obtained in the period required. (v.) Use of additional local taxes or user fees in place of the requested assistance would place undue burden on residents, especially low- and moderate income households. All criteria will be weighted equally. 4) Grant Size limits: No single project may be awarded more than 25% of all funds available for this activity. ADMIN ISTRA nON State Administration State administration will include staff, equipment, consultant, and other operating costs involved in selection, funding, assisting, and monitoring local projects, detailed quarterly reporting to HUD, documentation of adherence to all laws, and other expenses. 1) Allocation for Activity: Actual expenses up to the HUD limit of 5% of funds ($4.25 million) will be allocated to this activity. 10 I P age CONTACT INFORMATION AND LINKS TO ENTITLEMENT CITIES AND COGS Contact Information for Entitlement Cities and for COGs is shown in Appendices Band C to this Plan. MONITORING STANDARDS AND PROCEDURES The Department will utilize time-tested State of Iowa CDBG Program monitoring policies and procedures for ensuring compliance with federal guidelines. These policies and procedures are consistent with those used by HUD to monitor state-administered and entitlement programs. In addition, the office of the Auditor of State (which reports to the Governor and the Legislature) and HUD frequently perform monitoring, assessment or auditing to ensure that the Department is in compliance with state and federal rules and regulations and to assist the state in providing guidance to CDBG recipients. The CDBG Program responds to these independent internal audit functions by modifying internal and external administration of the funding. The Department will utilize its existing monitoring process to ensure that all contracts funded under this disaster recovery allocation are carried out in accordance with federal and state laws, rules and regulations. Expenditures will be disallowed if the use of the funds does not address disaster-related needs or are clearly not for the greatest needs. In such case, the local government receiving the funding would be requited to refund the amount of the grant that was disallowed. In determining appropriate monitoring of the grant, the Department will consider prior CDBG grant administration, audit fmdings, as well as factors such as complexity of the project. The Department will determine the areas to be monitored, the number of monitoring visits, and their frequency. All grants will be monitored at least once on site during the life of the activity. The monitoring will address program compliance with contract provisions, including national objective, fmancial management, and the requitements of 24 CFR Part 85. The Department will utilize the checklists similar to those used in monitoring regular program activities. STEPS THE STATE WILL TAKE TO AVOID OR MITIGATE OCCURRENCES OF FRAUD, ABUSE, AND MISMANAGEMENT 1) Administration and Staffmg The Iowa Department of Economic Development has been designated by Governor Culver as the administrator of Iowa's allocation of the Supplemental Appropriations Act, 2008. Further, the State of Iowa CDBG Program, within the Division of Community Development, will provide technical assistance to local government grant recipients and undertake administrative and monitoring activities to ensure compliance with applicable federal requirements. 2) National Objective All activities must meet one of the three national objectives set out in the Housing and Community Development Act (address slum and blight, urgent need, or primarily benefit LMI persons). At least 50% of the Supplemental Funding will be used for activities that meet the National Objective of primarily benefiting persons of low- and moderate-income. 3) Administrative Costs Subgrantees are strongly encouraged to tn1tl1tIl1Ze their administrative costs so that the amount available for program activities will be maximized. To promote this goal, the amount of allowable subgrantee administrative costs will be capped at a reasonable amount for each of the various activity categories (i.e. housing repair, public facilities, business assistance), but will not exceed 10% for any of the categories. In any instance where the sub grantee believes this amount is not sufficient for their activities, they may petition the IDED to allow administrative costs in an amount up to 15 percent of the grant or contract amount. 4) Program Changes through Contract Amendments All subgrantees will be encouraged to carefully plan projects that meet the stated requirements and to specify activities, associated costs, and proposed accomplishments and beneficiaries in order to reduce the need for amending contracts. lllPagc Subgrantees should contact the IDED prior to requesting an amendment or contract modification that affects the budget, activities, beneficiaries, or time frame for accomplishing the proposed activities. Should a proposed amendment result in the need for modification of the Action Plan, the state will follow the process required by HUD for amending the Action Plan. Substantial amendments may be cause to review the entire Application submitted to determine if the project is meeting its stated goals and its timelines. 5) Documentation The use of the disaster funding is contingent upon certain requirements, and both the state and local government will be expected to certify that these requirements will be met or carried out. The chief elected official, or designee authorized by the local governing authority of the local government applying for funds will be required to certify in writing that the grant will be carried out in accordance with applicable laws and regulations. In addition, local governments will be required to submit or maintain documentation that fully supports the application that is submitted to the Department. Failure to document that the project is needed as a result of the disaster(s), or to mitigate the effects of future disasters, will result in an application being declared ineligible. If this discovery is made after an award has been made, the contract with the local government may be terminated and the local government may have to repay any funds received to that point. 6) Reporting Each awarded applicant must report on a form provided by the Department on the status of the actIVItIes undertaken and the funds drawn. Additional reporting requirements (i.e., annual audits, contractual obligations and minority business enterprise reports, as applicable) will be specified in the Department's contractual agreement. Some recipients may be asked to report using the online Disaster Recovery Grant Reporting system. 7) Citizen Complaints All subgrantees and recipients should establish procedures for responding to citizens' complaints regarding to activities carried out utilizing these funds. Citizens should be provided with an appropriate address, phone number, and times during which they may submit such complaints. Subgrantees should provide a written response to every citizen complaint within 15 working days of the complaint. 8) Regulatory Requirements Subgrantees must comply with fair housing, nondiscrimination, labor standards, and environmental requirements applicable to the CDBG Program, as follows: (i.) Fair Housing: Each Subgrantee will be required to take steps to affIrmatively further fair housing; and when gathering public input, planning, and implementing housing related activities, will include participation by neighborhood organizations, community development organizations, social service organizations, community housing development organizations, and members of each distinct affected community or neighborhood which might fall into the assistance category of low and moderate income communities. (ii.) Nondiscrimination: Each Subgrantee will be required to adhere to the Departments' established policies which ensure that no person be excluded, denied benefits or subjected to discrimination on the basis race, color, national origin, religion, sex, familial status, and/or physical and mental handicap under any program funded in whole or in part by Federal CDBG funds. Subgrantees will be required to document compliance with all nondiscrimination laws, executive orders, and regulations. (iii.) Labor Standards: Each Subgrantee will be required to oversee compliance with Davis-Bacon Labor Standards and related laws and regulations. Regulations require all laborers and mechanics employed by contractors or subcontractors on CDBG funded or CDBG assisted public works construction contracts in excess of $2,000, or residential construction or rehabilitation projects involving eight or more units be paid wages no less than those prescribed by the Department of Labor and in accordance with Davis Bacon Related Acts. (iv.) Environmental: Specific instructions concerning environmental requirements at 24 CFR Part 58 will be made available to all Subgrantees. Some projects will be exempt from the environmental assessment process, but all Subgrantees will be required to submit a Request for Release of Funds and Certification. Funds will not be released for expenditure until the Departments are satisfied 12 I P age that the appropriate environmental review has been conducted. Subgrantees will not use CDBG disaster recovery funds for any activity in an area delineated as a special flood hazard area in FEMA's most current flood advisory maps unless it also ensures that the action is designed or modified to minimize harm to or within the floodplain in accordance with Executive Order 11988 and 24 CFR Part 55. ANTI-DISPLACEMENT AND RELOCATION Recipients will be expected to minimize displacement of persons or entities and assist any persons or entities displaced as a result of the disasters. This is not intended to limit the ability of the recipients to conduct buyouts for destroyed and extensively damaged units or units in a flood plain. ACTION PLAN AMENDMENTS The following events would require a substantial amendment to the Action Plan: ~ Addition or deletion of any allowable activity described in the Plan; ~ Change in the planned beneficiaries; Substantial amendments to the 2008 Rebuild Iowa Disaster Recovery Action Plan, if any, will be published on the Department's website, emailed to affected units of general local government and will provide for a public comment period. All comments will be considered. 131Page APPENDIX A: TIMELINE OF REBUILD IOWA EVENTS AND ACTIVITIES INITIAL 45 DAYS 43 Ho4Jairo Taak Face Meelng (Del Meinel) Eca'lomIc lW'ld Wakfol'Ol!l Development Taak FOfCll Meeting (W- Del Meinel) Intf!l8trudUe lW'ld Transpalallon Talk FOfCll ....lIng (We8t Del Mo"EII1 Ectlcalc:tl Taak Face Meeting (Ankeny) Agicull:ue lW'ld ErMI'OMlllnt Taek FOfCll Meeting (Vi- Del MeinEII) Cultural Heritage Talk FOfCll Meeting (Welt Del ~EII) Rec:oIdI RetentlCfl Talk .FOfCll Meeting (Welt O. ~.) AlAC Meeting (Cedar Rapidl) Speak Up Iowa! Ulterklg Se$$iOn (Cedar Rer,jda) AlAe Meeting (Wapel~) Speak Up lowal Ulterklg Se$$iOn (Wapelo) PIJ)Ic HeaIltllW'ld Heelltl Cere Taak Face Meeting (Ubandale) F1~" Managnent Taek Face Meeting (W- Del Meinel) lcng- Term Re<<MI1)/ AlW'lnlng Taek Face MeetIng (Ubandale) Speak Up Iowa! Ulterklg Se$$iOn (Red Oak) Speak Up Iowa! Ulterklg Se8.llbl (Fort Dodge) Agicull:ue lW'ld ErMl'OMlllnt Taek FOfCll Meeting (Jotrlllal) AlAC Meeting (Cedar Fela) Speak Up lowal L.Illterklg Se8.llbl (Cedar Fala) AlAC Meeting (Ubandale) AlAC Meeting (Telej:llOnlc) 45 . Day Report tJ The GOvtlrflOt al'd U. GovtlrflOt 45 - Day Repal to the GovemOt 141Pagc APPENDIX B: LIST OF COMMUNITY DEVELOPMENT /HOUSING CONTACTS FOR ENTITLEMENT COMMUNITIES Vanessa Baker-Latimer Housing Coordinator City of Ames PO Box 811 Ames,IA 50010 Phone: 515-239-5400 FAX: 515-239-5404 Email: vbakerlatimer@city.amcs.ia.us Michelle Langenwalter Housing & Community Development Specialist City of Cedar Falls 220 Clay Strect Cedar Falls, IA 50613 Phone: 319-268-5168 FAX: 319-273-8610 Email: Michelle.Langenwaltcr@cedarfalls.com .J ane E. Benning Assisted Housing Manager Housing Services City of Cedar Rapids 1211 6th Strcct SW Cedar Rapids, Iowa 52404 Phonc: 319-286-5873 FAX: 319-286-5870 Email: j.bcnning@ccdar-rapids.org Brcnda Carrico Community Developmcnt Program Coordinator City of Council Bluffs 209 Pearl Street Council Bluffs, IA 51503 Phone: 712-328-4629 FAX: 712-328-4915 Email: bcarrico@councilbluffs-ia.gov Rita Pribyl, Scnior Managcr Community Planning & Economic Dcvelopment City of Davenport 226 W. 4th Street Davenport, IA 52801 Phone: 563-326-6171 FAX: 563-328-6714 Email: rjp@ci.davcnport.ia.us Carolyn C. Gathright Dcpartment of Housing Scrvices City of Des Moines 100 E. Euclid, Ste 101 Des Moines, IA 50313 Phone: 515-283-4151 FAX: 515-242-2844 Email: ccgathright{al,dmgov.org Timothy R. Waddcll, Division Administrator Community Developmcnt Division-IDED 200 E. Grand Avenue Des Moines, IA 50309 Phone: 515-242-4780 FAX: 515-242-4809 Email: tim.waddell@iowalifechanging.com www.iowalifechanging.com/community / 15 I P age Susan Minks; Neighborhood Development Division Community Development Department City of Des Moines 602 Robert D. Ray Drive Des Moines, IA 50309-1881 Phone: 515-283-4779 FAX: 515-237-1694 Email: SAl\links@dmgov.or~ Bob Schulte Federal Programs Administrator City of Des Moines 100 E. Euclid Avenue Suite 101 Des Moines, IA 50313 Phone: 515-237-1384 Cell: 515-202-8976 FAX: 515-242-2844 Email: raschulte@dm~ov.or~ AggieTauke Community Development Specialist City of Dubuque 350 W. 6th St. Suite 312 Dubugue,IA 52001-3656 Phone: 563-589-4212 FAX: 563-690-6693 Email: atauke@cit;yofdubuque.org Steve Long Community Development Coordinator Iowa City Planning & Community Development City of Iowa City 410 E. Washington Street Iowa City, IA 52240 Phone: 319-356-5250 FAX: 319-356-5217 Email: Steve-Long(a)iowa-ci1;}'.or~ lefEW. Hanson Planning & Neighborhood Services Division Manager City of Sioux City 405 6th St. PO Box 447 Sioux City, IA 51102 Phone: 712-279-6343 Cell: 712-898-4503 FAX: 712-279-0183 Email: jeffhanson@sioux-city.org Rudy D. Jones Community Development Director City of Waterloo 620 Mulberry St. Waterloo, IA 50703 Phone: 319-291-4429 FAX: 319-291-4431 Email: rudy.jones@waterloo-ia.org Christine Gordon Housing Planner Community & Economic Development Department City of West Des Moines 4200 Mills Civic Parkway Suite 2E West Des Moines, IA 50265 Phone: 515-273-0770 FAX: 515-273-0603 Email: Christine.Gordon@wdm-ia.com 161Page APPENDIX C: CONTACT LIST FOR COUNCILS OF GOVERNMENT Tom Masey, Director Upper Explorerland Regional Planning Commission (UERPC) 134 West Greene Street, P.O. Box 219 Postville, IA 52162 563/864-7551 (FAX 563/864-7535) E-Mail: uewclalacegrOlW.cc (Allamakee, Clayton, Fayette, Howard, Winneshiek Counties) .Joe Myhre, Director North Iowa Area Council of Governments (NIACOG) 525 Sixth Street SW Mason City, IA 50401 641/423-0491 (FAX 641/423-1637) E-Mail: niacog@niacog.org (Cerro Gordo, Floyd, Franklin, Hancock, Kossuth, Mitchell, Winnebago, Worth Counties) Ted Kourousis, Interim Director Northwest Iowa Planning and Development Commission (NWIP&DC) 217 West 5th Street, P.O. Box 1493 Spencer,IA 51301 712/262-7225 (FAX 712/262-7665) E-Mail: ted.kourousisuv.nwipdc.orf,' (Buena Vista, Clay, Dickinson, Emmet, Lyon, O'Brien, Osceola, Palo Alto, Sioux Counties) .Jane Gilbert & Dwight Lang, Co-Directors Sioux land Interstate Metropolitan Planning Council (SIMPCO) 1122 Pierce Street, P.O. Box 1077 Sioux City, IA 51102 712/279-6286 (FAX 712/279-6920) E-Mail: sirnpco@sim.pco.orf,' (Cherokee, Dakota, Dixon, Ida, Monona, Plymouth, Woodbury Counties) Cliff Weldon, Director Midas Council of Governments (MIDAS) 602 - 1 " Avenue, South Fort Dodge, IA 50501 515/576-7183 (FAX 515/576-71B4) E-Mail: cweldon-rnidas@dodr:enet.com (Calhoun, Hamilton, Humboldt, Pocahontas, Webster, Wright Counties) Marty Wymore, Director Region Six Planning Commission 905 E. Main Street, Ste. A Marshalltown, IA 50158 641/752-0717 (FAX 641/752-9857) E-Mail: mwymore@rq;on6planninr:.org (Hardin, Marshall, Poweshiek, Tama Counties) Sharon .J uon, Director Iowa Northland Regional Council of Governments (INRCOG) 229 East Park Avenue Waterloo, IA 50703 319/235-0311 (FAX 319/235-2891) E-Mail: sjuonlalinrcog.org (Black Hawk, Bremer, Buchanan, Butler, Chickasaw, Grundy Counties) Kelley Deutmeyer, Director East Central Intergovernmental Association (ECIA) 3999 Pennsylvania Avenue, Ste. 200 Dubuque, IA 52002 563/556-4166 (FAX 563/556-0348) E-Mail: kdeutmeyer@ecia.org (Cedar, Clinton, Delaware, Dubuque,.Jackson Counties) Denise Bulat, Director Bi-State Regional Commission 1504 Third Avenue P.O. Box 3368 Rock Island, IL 61204-3368 309/793-6300 (FAX 309/793-63(5) E-Mail: dbulat@bistateonline.org (Muscatine, and Scott Counties) 171Page Doug Elliott, Director East Central Iowa Council of Governments (ECICOG) 700 16,h Street NE, Suite 301 Cedar Rapids, IA 524D2 319/365-9941 ext. 22 (FAX 319/365-9981) E-Mail: doug.elliottCalecicog.org (Benton, Iowa, Johnson, Jones, Linn, Washington Counties) Rick Hunsaker, Director Region XII Council of Governments 1009 East Anthony Street P.O. Box 768 Carroll, IA 51401 712/792-9914 (FAX 712/792-1757) E-Mail: rhunsaker~re0on12cog.org (Audubon, Carroll, Crawford, Greene, Guthrie, Sac, Dallas Counties) MJ Broomfield, Director Southwest Iowa Planning Council (SWIPCO) 1501 S.W. 7.h Street Atlantic, 1/\ 50022 712/243-4196 (FAX 712/243-3458) E-Mail: swipcoCalmetc.net (Cass, Fremont, Harrison, I'vlills, Montgomery, Page, Pottawattamie, Shelby Counties) Timothy J. Ostroski, Director (SICOG) Southern Iowa Council of Governments 101 E. Montgomery St. P.O. Box 102 Creston,IA 50801-0102 641/782-8491 (FAX 641/782-8492) E-Mail: sicog~sicog.com (Adams, Clarke, Decatur, Madison, Ringgold, Taylor, Union Counties) Ellen Foudree, Director Area 15 Regional Planning Commission 651 Indian Hills Drive, Bldg. 17 P.O. Box 1110 Ottumwa, IA 52501 641/684-6551 (FAX 641/684-4894) E-Mail: areaI5t;pcCalihcc.cc.ia.us (Davis, Jefferson, Keokuk, Mahaska, Van Buren and Wapello Counties) Brian Tapp, Director (SEIRPC) Southeast Iowa Regional Planning Commission 200 Front St., Ste. 400 P.O. Box 397 Burlington, IA 52601 319/753-5107 (FAX 319/754-4763) E-Mail: bt~p~seit;pc.com (Des Moines, Henry, Lee, Louisa Counties) Paul F. Mullen, Director (MAPA) Metropolitan Area Planning Agency 2222 Cuming Omaha, NE 68102 402/444-6866 (FAX 402/342-0949) E-Mail: m~a~mapacog.org (Mills and Pottawattamie Counties) Tracy Daughterty-Miller, Director Chariton Valley Planning & Development Historical Courthouse Square District 205 'I, N. 13'h Street Centerville, IA 52544 641/437-4359 (FAX 641/437-1161) E-Mail: tmillerCalcharitonvalleyplannin!f.com (Appanoose, Lucas, Monroe and Wayne Counties) Tom Kane, Director Central Iowa Regional Transportation Planning Alliance 6200 Aurora Ave., Ste. 300W,Merle Hay Centre Urbandale, IA 50322-2866 515/334-0075 (FAX 515/334-0(98) (Boone, Dallas, Jasper, Madison, Marion, Story, Polk and Warren Counties) *Not a COG, but represent the counties in Central Iowa 181Page APPENDIX D: WAIVERS APPROVED TO DATE A complete list of the waivers approved to date can be found in the September 11, 2008 Federal Register, page Following is a summary of the approved waivers. Refer to the Federal Register for the complete language on the approved waivers. ~ Waiving 70% required overall benefit to LMI - adjusted to 50% ~ Waiving requirement to distribute to units of local government only ~ Waiving required consistency with consolidated plan ~ Waiving Action Plan requirements; substituting an Action Plan for Disaster Recovery ~ Waiving certain citizen participation requirements to streamline the process ~ Waiving administration cap to allow up to 5% ~ Waiving annual reporting requirements; substituting quarterly reporting ~ Waiver to allow new housing construction ~ Waiver allowing homeownership assistance to persons up to 120% of median income ~ Limited waiver of anti-pirating provisions for business assistance ~ Waiver of certain URA and relocation requirements ~ Waiver to allow state flexibility on requirements re: program income ~ Waiver of standard certifications; substituting alternative certifications ~ Waiver allowing reimbursement for pre-agreement costs APPENDIX E: DEPARTMENTS' RESPONSE TO PUBLIC COMMENT 191Page APPENDIX F: CERTIFICATIONS FOR STATE GOVERNMENTS, WAIVER AND ALTERNATIVE REQUIREMENT In accordance with the applicable statutes and the regulations governing the consolidated plan and the Supplemental Appropriations Act, 2008, the State certifies that: a) The state certifies that it will affirmatively further fair housing, which means that it will conduct an analysis to identify impediments to fair housing choice within the state, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting the analysis and actions in this regard. (See 24 CFR 570.487(b)(2).) b) The state certifies that it has in effect and is following a residential anti-displacement and relocation assistance plan in connection with any activity assisted with funding under the CDBG program. c) The state certifies its compliance with restrictions on lobbying required by 24 CFR Part 87, together with disclosure forms, if required by that Part. d) The state certifies that the Action Plan for Disaster Recovery is authorized under state law and that the state, and any entity or entities designated by the state, possesses the legal authority to carry out the program for which it is seeking funding, in accordance with applicable HUD regulations and this Notice. e) The state certifies that it will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR Part 24, except where waivers or alternative requirements are provided for this gran t. f) The state certifies that it will comply with section 3 of the Housing and Urban Development Act of 1968 (12 U.S.c. 1701 u), and implementing regulations at 24 CFR Part 135. g) The state certifies that it is following a detailed citizen participation plan that satisfies the requirements of 24 CFR 91.115 (except as provided for in notices providing waivers and alternative requirements for this grant), and that each unit of general local government that is receiving assistance from the state is following a detailed citizen participation plan that satisfies the requirements of 24 CFR 570.486 (except as provided for in notices providing waivers and alternative requirements for this grant). h) The state certifies that it has consulted with affected units of local government in counties designated in covered major disaster declarations in the nonentitlement, entitlement and tribal areas of the state in determining the method of distribution of funding; i) The state certifies that it is complying with each of the following criteria: 1) Funds will be used solely for necessary expenses related to disaster relief, long-term recovery, and restoration of infrastructure in areas covered by a declaration of major disaster under title IV of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.c. 5121 et seq.) as a result of recent natural disasters. 2) With respect to activities expected to be assisted with CDBG disaster recovery funds, the action plan has been developed so as to give the maximum feasible priority to activities that will benefit low- and moderate-income families. 3) The aggregate use of CDBG disaster recovery funds shall principally benefit low- and moderate- income families in a manner that ensures that at least 50 percent of the amount is expended for activities that benefit such persons during the designated period. 4) The state will not attempt to recover any capital costs of public improvements assisted with CDBG disaster recovery grant funds, by assessing any amount against properties owned and occupied by persons of low- and moderate-income, including any fee charged or assessment made as a condition of obtaining access to such public improvements, unless (A) disaster recovery grant funds are used to pay the proportion of such fee or assessment that relates to the capital costs of such public improvements that are financed from revenue sources other than under this title; or (B) for purposes of assessing any amount against properties owned and occupied by persons of moderate income, the 20 I P age grantee certifies to the Secretary that it lacks sufficient CDBG funds (in any form) to comply with the requirements of clause (A). j) The state certifies that the grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 D.S.C. 2000d) and the Fair Housing Act (42 US.c. 3601-3619) and implementing regulations. k) The state certifies that it has and that it will require units of general local government that receive grant funds to certify that they have adopted and are enforcing: 1) A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and 2) A policy of enforcing applicable state and local laws against physically barring entrance to or exit from a facility or location that is the subject of such non-violent civil rights demonstrations within its jurisdiction. 1) The state certifies that each state grant recipient or administering entity has the capacity to carry out disaster recovery activities in a timely manner, or the state has a plan to increase the capacity of any state grant recipient or administering entity that lacks such capacity. m) The state certifies that it will not use CDBG disaster recovery funds for any activity in an area delineated as a special flood hazard area in FEMA's most current flood advisory maps unless it also ensures that the action is designed or modified to minimize harm to or within the floodplain in accordance with Executive Order 11988 and 24 CFR Part 55. n) The state certifies that it will comply with applicable laws. Signature! Authorized Official Date Title 211 P age' HOUSING AND COMMUNITY DEVELOPMENT COMMISSION GENERAL RESPONSIBILITIES The Housing and Community Development Commission (HCDC) consists of nine Iowa City residents appointed by the City Council. They represent, as nearly as possible, a cross-section of the Iowa City population in background, ideas, geographic location, age and socioeconomic status. Committee members serve for three years. The purpose of HCDC is to advise the Council on community needs in general and on the use of Community Development Block Grant (CDBG) and HOME Investment Partnership program (HOME) funds from a citizen viewpoint. To accomplish this HCDC provides systematic communication between citizens and policymakers with regard to community development projects. The Commission's work has been primarily directed at developing, coordinating, and reviewing the City's activities carried out in conjunction with the City's Consolidated Plan (CITY STEPS). In addition, the Commission reviews the Community Development Division and Iowa City Housing Authority policies and periodically makes recommendations to the Council regarding these policies. ACCOMPLISHMENTS IN FISCAL YEAR 2008 In FY08 the City ofIowa City and its subrecipients expended $1,003,028 in CDBG funds and $889,095 in HOME funds to assist low-moderate income persons. To ensure that community needs are met, HCDC members monitored projects throughout the year. The FY08 project accomplishments are as follows: . Economic Development Fund - Reviewed 10 applications and funded two businesses approved in FY07, approved and funded five FY08 businesses and approved one additional business to be funded in FY09. Staff continued to market the fund to the community and local lenders . Operational Funds- Aid to Human Service Agencies (5,480 persons) . Operational Funds - Extend the Dream Foundation (36 persons) . Operational Funds - Iowa City Free Medical Clinic (365 persons) . Operational Funds - Local Foods Connection (34 persons & 5 non-profit agencies) . Operational Funds - Shelter House (452 persons) . Operational Funds - Visiting Nurse Association (6 persons) . Facility Rehabilitation/Accessibility - Crisis Center (4,654 persons) . Facility Rehabilitation - Domestic Violence Intervention Program (l ,398 persons) . Facility Rehabilitation - Goodwill Industries of SE Iowa (underway) . Facility Rehabilitation - Iowa City Free Medical Clinic (2,584 persons) . Facility Rehabilitation - Neighborhood Centers of Johnson County (underway) . Recreational Equipment - Wetherby Friends & Neighbors Neighborhood Association (underway) . Housing Rehabilitation- City of Iowa City (22 households) . Lead Based Paint - City of Iowa City (underway) . Downpayment Assistance - Blooming Garden lHA LP (underway) . Transitional Housing - Builders of Hope (5 units) . Land Acquisition - Habitat for Humanity (4 lots) . Transitional Housing - Hawkeye Area Community Action Program (2 units) . CHDO Operating Expenses - The Housing Fellowship . Affordable Rental Housing - The Housing Fellowship (underway) . Administration - CDBG & HOME PLANS FOR FISCAL YEAR 2009 A total of$1,539,736 was allocated to 24 projects, plus program administration for FY09. The following is a list of the FY09 projects: . Economic Development Fund - City of Iowa City . Facility Rehabilitation - Arc of Southeast Iowa . Facility Rehabilitation - Domestic Violence Intervention Program . Building Acquisition - Iowa City Free Medical Clinic . Facility Rehabilitation - MECCA . Facility Rehabilitation - Neighborhood Centers of Johnson County . Playground Equipment - Twain Elementary, ICCSD . Operational Funds - Arc of Southeast Iowa . Operational Funds - Compeer Program, CMHC . Operational Funds - Extend the Dream Foundation . Operational Funds - Iowa City Free Medical Clinic . Operational Funds - Local Foods Connection . Operational Funds - MECCA . Operational Funds - Shelter House . Aid to Human Service Agencies - MECCA, VA Y, ESI . Downpayment Assistance - Dolphin International LLC . Transitional Housing - Hawkeye Area Community Action Program . Downpayment Assistance - Iowa City Housing Authority . Tenant Based Rent Assistance - Iowa City Housing Authority . Affordable Rental Housing - Isis Investments LLC . CHDO Operating Expenses - The Housing Fellowship . CHDO Pre-Development Loan - The Housing Fellowship . Affordable Rental Housing - The Housing Fellowship . Housing Rehabilitation - City of Iowa City . Program Administration & Planning The monitoring of all ongoing projects as well as FY09 projects will continue. The commission will continue to assess Iowa City's community development needs for housing, jobs, and services for low and moderate income residents, and to promote public and private efforts to meet such needs. COMMISSION MEMBERS Jerry Anthony, Chair Brian Richman, Vice Chair Steve Crane Marcy DeFrance Andy Douglas Charles Drum Holly Jane Hart Rebecca McMurray Michael Shaw The Subprime Housing Crisis Page 10f2 The Subprime Housing Crisis: Interdisciplinary Policy Perspectives October 10-11, 2008 The University of Iowa, Iowa City, IA This Forkenbrock Series Symposium will focus on the urgent need for well- formulated policy responses to address the housing foreclosure crisis. The event seeks to increase awareness about policy responses among citizens, academics and policy makers within Iowa and beyond. Invited speakers will include leading scholars from diverse fields such as business, economics, government affairs and urban planning, as well as leaders of government agencies, financial institutions and non-profit agencies. Symposium focus This symposium will include discussions about: . The scope and scale of the foreclosure crisis . Factors that contributed to and precipitated the crisis . Ameliorative and preventive policy responses . Lessons learned from past foreclosure crises The sessions are geared towards providing a deeper and comprehensive understanding of the causes and consequences of the crisis with information from multiple perspectives, increasing awareness about "best practices," and critiquing past policy interventions, and new measures that have been recently adopted or are being seriously considered for implementation. Intended audience Researchers from diverse fields such as law, business and urban planning, as well as local, state and national policy makers dealing with the negative consequences of this crisis. The program will also hold interest for leaders from the banking, insurance and construction industries, and for representatives of non-profit agencies involved in helping families affected by this crisis. http://ppc. uiowa.edu/ dnn4/Default.aspx?tabid=221 9/15/2008 The Subprime Housing Crisis Page 2 of2 Representatives of the media and citizens are also welcome. The symposium has been approved for 8 hours of Iowa Continuing Legal Education (CLE) credit through the Iowa Supreme Court Commission on Continuing Legal Education. Date: October 10-11, 2008 Location: hotel Vetro Iowa City, IA Symposium fee: $150 Copyright @ 2008. The University of Iowa, Public Policy Center. All rights reserved http://ppc. uiowa.edu/ dnn4/Default.aspx?tabid=221 9/15/2008