HomeMy WebLinkAbout1984-07-31 ResolutionRESOLUTION NO. 84-210
RESOLUTION TO ISSUE CIGARETTE PERMITS
WHEREAS, the following firms and persons have made appli-
cation and paid the mulct tax required by law for the sale of
cigarettes and cigarette papers; therefore,
BE IT RESOLVED BY THE CITY COUNCIL OF IOWA CITY, IOWA, that
the applications be granted and the City Clerk be and he/she
is hereby directed to issue a permit to the following named
persons and firms to sell cigarette papers and cigarettes:
Stonewall's Lounge
127 Iowa Avenue
Iowa City, IA 52240
It was moved by Zuber and seconded by Ambrisco
that the Resolution as read be adopted, and upon roll call there
were:
Ambrisco
Baker
Dickson
Erdahl
McDonald
Strait
Zuber
AYES:
X
X
X
X
X
X
NAYS: ABSENT:
X
Passed and approved this 31st day of July
19 84
ayor
Attest: azfze�
City Clerk
14-15-
Council Member Zuber introduced the
following Resolution— e—ntitled"RESOLUTION ACCEPTING WOseconded
moved its adoption. Council Member _RK" and
lled Ambrisco
the motion to adopt. The roll was caand the vote was,
i
AYES: Ambrisco, Baker, DicksonyTlcDonald�— .
Strait_Zuber
NAYS: None
Whereupon the Mayor declared the following Resolution duly
adopted: 84-211
RESOLUTION ACCEPTING WORK
WHEREAS on September 2B, 1983: Iowa City. Iowa. entered
into contract with Ahrens Construction of Harper, Iowa, for
the construction of the 1983 Paving Improvements (Ly
on'sAddition), within the City as therein described; and
WHEREAS said contractor has fully completed the construc-
tion of said improvements known as the 1983 Paving
Improvements (Lyon's 2nd Addition), in accordance with the
terms and conditions of said contract and plans and
specifications, as shown by the certificate984of the Engineer
filed with the Clerk on —_Jud 25 _._
NOW THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY
OF IOWA CITY, IOWA:
Section 1. That said report of the Engineer be and the
same is hereby approved and adopted and said
hereby accepted as having improvements are
been fully completed in accordance
with the said plans. specifications and contract. The total
contract cost of the improvements payable under said contract
is hereby determined to be $ 78,979.97 — — _-
Section 2. The total project cost including construction,
engineering, legal and administrative costs is determined to
be $.9560_90 ___
-2-
IW9
po-rur �•.ri✓y
-� 3;vsrM
(This Notice to be posted)
NOTICE AND CALL OF PUBLIC MEETING
Governmental Body: The City Council of Iowa City, Iowa.
'Date of Meeting: July 31, 1984
Time of Meeting: 7:30 P.M.
Place of Meeting: Council Chambers, City Hall. Iowa City
Iowa.
PUBLIC NOTICE IS HEREBY GIVEN that the above mentioned
governmental body will meet at the date, time and place above
set out. The tentative agenda for said meetipg is as follows:
Resolutions in connection with the 1983 Paving
Improvements (Lyon's 2nd Addition).
- Resolution accepting work.
- Resolution ordering preparation of
final plat and schedule of assessments
Such additional matters as are set forth on the addi-
tional 17__ page(s) attached hereto.
(number)
This notice is given at the direction of the Mayor
pursuant to Chapter 28A, Code of Iowa, and the local rules of
said governmental body.
City Clerk Iowa City, Iowa
V (CITY OF IOWA, CITY
CMC CENTER 410 E. WASHNGTON ST. IOWA CITY, IOWA 52240 (319) 356-5000
ENGINEER'S REPORT
July 24, 1984
Honorable Mayor b City Council
Iowa City, Iowa
Dear Honorable Mayor and Councilpersons:
I hereby certify that the construction of the improvements listed below
have been completed in substantial accordance with the plans and specifi-
cations of the Engineering Division of the City of Iowa City. The
required maintenance bond is on file in the City Clerk's office.
1983 Paving Improvements (Lyons 2nd Addition) Assessment Project
as constructed by Ahrens Construction of Harper, Iowa.
I hereby recommend that the above mentioned improvements be accepted by
the City of Iowa City.
Total project cost of the improvements is $97,560.90 which will be
assessed to the adjoining property owners.
Re p ctfully,Subm ted,
Frank K. Farmer
City Engineer
tp2/I
�0a�M
JUL 251983
MARIAN K. KARR
CITY CLERK (3)
RESOLUTION NO. 84-212
RESOLUTION AUTHORIZING ADOPTION OF BY-LAWS FOR THE IOWA CITY
COMMITTEE ON COMMUNITY NEEDS.
WHEREAS, the Iowa City Committee on Community Needs is required by City
Ordinance to adopt by-laws governing the operation of the Committee; and
WHEREAS, the Iowa City Committee on Community Needs has unanimously
approved acceptance of the proposed by-laws which are attached as Exhibit
A to this document and by this reference made a part thereof; and
WHEREAS, the Rules Committee of the Iowa City Council has recommended
adoption of the by-laws for the Iowa City Committee on Community Needs.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF IOWA CITY, IOWA,
that the by-laws of the Iowa City Committee on Community Needs be formally
adopted by the Iowa City Council.
It was moved by Zuber and seconded by Ambrisco the Resolu-
tion be adopted, an upon roll call there were:
AYES: NAYS: ABSENT:
X AMBRISCO
X BAKER
X DICKSON
X EROAHL
X MCDONALD
X STRAIT
X — ZUBER
Passed and approved this 31st day of July 1984.
YOR
ATTEST:
CI Y CLERK
Reaiwd 6 Approved
BY TIM UW DspMwo
Ll
/1/40
EXHIBIT A
Bylaws for Committee on Community Needs
Article I
Section 1. Regular Meetings. Regular meetings of this Committee shall be
held monthly.
Section 2. Special Meeting. Special meetings of the members may be called
pe
by the chairrson and shall be called by the chairperson at the request of
three committee members.
Section 3. Place of Meetings. Meetings shall be held in the Iowa City
Public Library or any other public meeting place.
Section 4. Notice of Meetings Notice and agenda for all regular meetings
shall be dis ri uted to all members and the press. Special meetings may be
called upon notice to all members and the media at least 24 hours before a
special meeting is held. All provisions of the State Open Meetings Law shall
be followed.
Section 5. Quorum. A majority of the members of the Committee shall
constitute a quorum of any meeting and the majority of votes cast at any
meeting at which a quorum is present shall be decisive of any motion or
election.
Section 6. Proxies. There shall be no vote by proxy.
Section 7. Public Discussion. Time shall be made available during all
regular meetings or open pub is discussion.
Article II
Section 1. Membership. The CCN Committee shall consist of 11 members; term
of membership shall be 3 years. The chairperson and co -chairperson will be
elected annually from the committee members. All members of the Committee
shall be qualified electors of the City of Iowa City, Iowa, and shall serve
as members without compensation but shall be entitled to the necessary
expenses, including travel expenses, incurred in the discharged of their
duties.
Section 2. Nomination. The City Council shall appointed members to CCN as
vacancies occur.
Section 3. Orientation. Prior to the first regular meeting following their
appointment, new members shall be provided with copies of the Committee (CCN)
bylaws.
Section 4. Absences. Three consecutive, unexplained absences of a Committee
member from regu ar meetings will result in a recommendation to the City
Council from the Commission to discharged said member and appoint a new
member.
Page 2
Article III
Section 1. Chair erson. The chairperson shall, when present, preside at all
meetings, appoin�committees with the approval of the committee, call
special meetings and in general perform all duties included in the office of
a chairperson and such other duties as may be prescribed by the members from
time to time.
Section 2. Co -Chairperson. eerrson. The co -chairperson shall take over the above
duties of the c airi person _in the event of the latter's absence.
Article IV
Section 1. Agenda. The chairperson or a designated representative, together
with appropriate members of the City staff or City Council, shall prepare an
agenda for all regular committee meetings. Agendas are to be sent to
committee members, the City Council and and the media at least three days
prior to the regular meetings.
Section 2. Minutes. Minutes of all regular and special meetings are to be
prepared andid'siributed to the City Council within two weeks of the meeting,
in the manner prescribed by the Council. Minutes of all regular and special
meetings will be mailed to all committee members during the week prior to the
next meeting. Specific recommendations for the Council are to be set off
from the main body of the minutes and appointments identified.
Section 3.Policies and Programs. Periodically the Committee shall review
RT
the policies and programs of the City, relating to the Committee's functions
and make such recommendations to the City Council as are deemed appropriate.
///0?0
RESOLUTION N0, 84-213
RESOLUTION APPROVING THE FINAL PLAT OF BDI FIFTH ADDITION,
A SUBDIVISION OF JOHNSON COUNTY, IOWA
WHEREAS, the owner, Business Development Inc., has filed with the City Clerk of
Iowa City, Iowa, an application for approval of the final subdivision plat of
BOI Fifth Addition, which property is legally described as:
Part of Lot 6 Auditor's Plat 32, Iowa City, Johnson County, Iowa, as
recorded in Johnson County Recorder's Office Plat Book 16, page 79 and
also all of Lots 5 and 6, BDI Subdivision, Second Addition to Iowa City,
as recorded in Johnson County Recorder's Office, Plat Book 19, page 80,
more particularly described as follows:
Commencing as a point of reference at the center of Section 24, Township
79 North, Range 6 West of the 5th Principal Meridian, Iowa City, Johnson
County, Iowa (for this description only, the north line of the southwest
quarter of said Section 24 is assumed to have a bearing of South 83040'00"
West);
Thence North 88051109" East 1508.15 feet along the south line of the
Northeast quarter of said Section 24 to a point of intersection with the
westerly line of the East 68 rods of the Southeast quarter of said
section;
Thence North 00003'29" East 333.54 feet along said westerly line of the
East 68 rods of the Southeast quarter of said Section 24 to the point of
beginning;
Thence South 74003'05" West 499.56 feet along the north line of Lot 7, BDI
Subdivision, Second Addition, to a point of intersection with the easterly
right-of-way line of Heinz Road;
Thence North 21035'08" West, 467.50 feet along said easterly right-of-way
line of Heinz Road to a point of curvature;
Thence Northeasterly 258.36 feet along a 200.00 foot radius curve concave
easterly and subtended by a 240.77 foot chord bearing North 15025'19" East
to a point of intersection with the northeasterly line of Lot 4, BOI
Second Addition extended southeasterly;
Thence North 37034115" West 376.81 feet along the northeasterly lot line
of said Lot 4 to a point of intersection with the northerly line of said
Lot 4;
Thence North 62009130" West 545.00 feet along said northerly line of Lot 4
to a point of intersection with the East line of Lot 3, Auditor's Plat No.
32;
Thence North 00029'22" West 182.53 feet along the easterly line of Lot 3
of said Auditor's Plat 32 to a point;
Thence North 00006100" West 114.68 feet along the easterly line of Lots 2
and 1 of said Auditor's Plat 32 to a point of curvature on the easterly
line of said Lot 1 of Auditor's Plat 32,
///S/
4-2^PResolution No. 84-2-
Page
age 2
Thence Northwesterly 312.80 feet along a 382.04 foot radius curve concave
southwesterly and subtended by a 304.14 foot chord bearing North 23058'11"
West to a point of intersection with the southerly line of the Chicago,
Rock Island and Pacific Railroad right-of-way;
Thence South 62009'30"East 1870.28 feet along said southerly right-of-way
line to a point;
Thence South 27050'30" West 490.01 feet to a point of intersection with
the westerly line of said east 68 rods of the southeast quarter of said
Section 24;
Thence South 00003'29" East 351.08 feet along said westerly line of the
east 68 rods of the southeast quarter of Section 24 to the point of
beginning, subject to easements of record.
The area of this described parcel is 25.9 acres, more or less.
WHEREAS, the Department of Planning and Program Development and the Public
Works Department have examined the proposed final plat and have recommended
approval of same; and
WHEREAS, the final plat has been examined by the Planning and Zoning Commission
and after due deliberation the Commission has recommended that it be accepted
and approved; and
WHEREAS, the final plat is found to conform with all of the requirements of the
City Ordinances of the City of Iowa City, Iowa.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF IOWA CITY,
IOWA:
1. That the final plat of BDI Fifth Addition is hereby approved.
2. The Mayor is hereby authorized to sign and the City Clerk to attest an
Agreement Allocating Special Assessments on the land within the subdivi-
sion, as authorized by Iowa Code Sec. 384.61.
2. That the Mayor and City Clerk of the City of Iowa City, Iowa, are hereby
authorized and directed to certify this resolution which shall be affixed
to the plat after passage and approval by law. The owner/subdivider shallbe
responsible for recording at the office of the County Recorder of Johnson
County, Iowa, a copy of the plat and resolution along with all legal
documents required pursuant to the provisions of Chapter 409 of the Code of
Iowa and Chapter 32 of the Iowa City Code of Ordinances, and returning a
copy of such recorded documents to the office of the City Clerk before the
issuance of any building permit is authorized.
/qS/
1
K
Resolution No. gg- _
Page 3
It was moved by Zuber and seconded by Strait the
Resolution be adopted, and upon rol ca 1 there were:
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
X Dickson
—� Erdahl
X McDonald
X Strait
X Zuber
Passed and approved this 31st day, of July , 1984.
ATTEST:
i Rncaived b Approved
By The Legal papaftwd
�e
i
i
qe
STAFF REPORT
To: Planning d Zoning Commission Prepared by: Bruce Knight
Item: S-8408. BDI Fifth Addition, Date: February 23, 1984
. Final Plat
GENERAL INFORMATION
Applicant: Business Development Inc.
129 East Washington Street
Iowa City, Iowa 52240
Requested action: Final plat approval
Purpose: To subdivide four new lots and
extend Heinz Road
Location: The northernmost end of Heinz
Road
Size:
25.8 acres
Comprehensive plan:
Industrial
Existing land use and zoning:
Undeveloped and I1
Surrounding land use and zoning:
North - Undeveloped and RS5
East - Undeveloped and I1
South - Industrial and II
West - Industrial and I1
Applicable regulations:
Provisions of the Subdivision Code
and Stormwater Management Ordi-
nance
45 -day limitation period:
03/23/84
60 -day limitation period:
04/07/84
SPECIAL INFORMATION
Public utilities:
Water service is available.
Sanitary sewer service is also
available and will drain into the
Heinz lift station as covered by
agreement.
Public services:
Police and fire protection are
available. Sanitation service
would be provided by a private
hauler.
'1
Transportation:
Physical characteristics:
2
Vehicular access is proposed from
Highway 6 via Heinz Road.
The topography is slightly sloping
to relatively flat
ANALYSIS
The preliminary plat of SDI Fifth Addition was approved by City Council on
February 14, 1983. The applicant is now requesting approval of the final
plat of SDI Fifth Addition which conforms with the approved preliminary
plat. Staff sees no problems with this subdivision, and upon submission
of the legal papers, would recommend approval.
STAFF RECOMMENDATIONS
Staff recommends that the final plat of DDI Fifth Addition be deferred.
Upon resolution of the deficiencies and discrepancies listed below, staff
would recommend approval.
DEFICIENCIES AND DISCREPANCIES
1. Legal papers have not yet been submitted.
2. Construction plans have not been submitted.
3. The legal description does not close within the required limits.
ATTACHMENTS
1. Location map.
Approved by:
onald Sc meiser, Director
Departme t of Planning 8 Program Development
I
RESOLUTION NO. 84-214
RESOLUTION APPROVING THE LARGE SCALE NON-RESIDENTIAL DEVELOPMENT
(LSNRD) PLAN FOR LOT 1 OF BDI FIFTH ADDITION FOR PHASE I
OF PHARMACEUTICAL DEVELOPMENT SYSTEMS, INC.
WHEREAS, the owner, Pharmaceutical Development Systems, Inc., has filed
with the City Clerk of Iowa City, Iowa, an application for approval of the
preliminary and final LSNRD plan for Lot 1 of BDI Fifth Addition for
Pharmaceutical Development Systems, Phase 1; and
WHEREAS, the Department of Planning and Program Development and the Public
Works Department have examined the proposed preliminary and final plan and
have recommended approval of same; and
WHEREAS, the preliminary and final plan has been examined by the Planning
and Zoning Commission and after due deliberation the Commission has
recommended that it be accepted and approved; and
WHEREAS, the preliminary and final plan is found to conform with all of
the requirements of the City Ordinances of the City of Iowa City, Iowa.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF IOWA
CITY, IOWA:
1. That the preliminary and final LSNRD plan for Lot 1 of BOI Fifth
Addition, Pharmaceutical Development Systems, Phase 1, is hereby
approved.
2. That the Mayor and City Clerk of the City of Iowa City, Iowa, are
hereby authorized and directed to certify this resolution which shall
be affixed to the plat after passage and approval by law; and the
owner shall record them at the office of the County Recorder of
Johnson County, Iowa, before the issuance of any building permits is
authorized.
It was moved by Zuber and seconded by Ambrisco
the Resolution be adopted, and upon roll call there were:
AYES:
NAYS: ABSENT:
X
Ambrisco
X
Baker
X
Dickson
X Erdahl
X
McDonald
X
Strait
X
Zuber
Passed and approved this 31st day of _ July 1984.
ATTEST:] Pacelved g Approvad
CITY CLERK A Dy The Legal Depadimnt
/yso2
U�
--� City of Iowa Cifal
MEMORANDUM
Date: July 13, 1984
To: Planning & Zoning Commission
From: Bruce A. Knight, Associate Planner
Re: 5-8409. Pharmaceutical Development Systems, Inc. Large Scale
Non -Residential Development (LSNRD) Plan
On April 19, 1984, the Planning & Zoning Commission recommended approval
of a revised preliminary and final LSNRD plan for Lot i of BDI Fifth
Addition for Pharmaceutical Development Systems Inc. Subsequently, the
City Council acted to defer this item indefinitely at the request of the
applicant. The applicant has now revised the LSNRD plan again and is
resubmitting it for the Planning & Zoning Commission's consideration. The
revised plan is almost identical to the originally approved plan except
that the locations of the manufacturing/warehouse building and the office
building have been reversed (see Attachment B1 for original layout.)
Staff sees no problem with this alteration and, therefore, recommends that
the revised plan be approved.
Vu naia scnmeiser, uirector
epartment of Planning and
Program Development
bc5
10--p-.
City of Iowa City
MEMORANDUM
Date: April 13, 1984
To: Planning and Zoning Commission kk
From: Bruce A. Knight, Associate Planner
Re: 5-8409. Revised Preliminary and Final LSNRD Plan for Pharmaceutical
Development Systems, Inc.
At the February 23, 1984, meeting, the Planning and Zoning Commission
recommended by a 5-0 vote approval of the above item subject to receipt of
construction
a decision lhas cbeen tmade dbyathe applicant nce No. 7to reducerthe�size
of the proposed building from 46,800 square feet to 24,137 square feet, for a
total of 22,663 square feet. As a result of this change, parking require-
ments for the proposed facility are reduced from 101 spaces to 60 spaces and
the number of trees required by the tree ordinance for coverage of the
parking lot are reduced proportionally. The only other significant change is
a relocation of the drive into the loading dock in conjunction with the
relocation of the loading dock.. which resulted from the change in building
size.
This application was never acted upon by the City Council and, therefore, the
revised LSNRD plan is viewed as an amendment of the original application
rather than a new item. Staff sees no problems with the proposed changes,
and would recommend that the Commission take action to approve the prelimi-
nary and final LSNRD plan for Pharmaceutical Systems, Inc., as revised,
subject to approval of the construction plans.
bj5/11
/4.5-z
i
0
STAFF REPORT
To: Planning E Zoning Commission Prepared by: Bruce Knight
Item: S-8409. Pharmaceutical Date: February 23, 1984
Development Systems LSNRD
plan, Preliminary and Final
GENERAL INFORMATION
Applicant: Pharmaceutical Development
Requested action:
Purpose:
Location:
Size:
Comprehensive plan:
Existing land use and zoning:
Surrounding land use and zoning:
Applicable regulations:
45 -day limitation period:
SPECIAL INFORMATION
Public utilities:
Systems, Inc. P
1027 Hollywood Boulevard
Iowa City, Iowa 52240
Preliminary and Final Large Scale
Non -Residential Development Plan
Approval
To permit development of a 51,800
square, foot building for manufac-
turing, warehouse and office uses.
Lot 1 of BDI Fifth Addition
7.8 acres
Industrial
Undeveloped and I1
North - Undeveloped and 11
East - Undeveloped and I1
South - Warehouse and I1
West - Undeveloped and I1
Provisions of the Large Scale
Non -Residential Development,
Stormwater Management, and Zoning
ordinances.
3/23/84
Sewer and water services are
available.
/// 5-.:,-
Public services:
Transportation:
Physical characteristics:
ANALYSIS
Police and fire protection are
available. Sanitation service
would be provided by a private
hauler.
Vehicular access is proposed via
Heinz Road.
The topography is slightly sloping
to relatively flat.
Chapter 27 of the Iowa City Code of Ordinances defines a Large Scale
Non -Residential Development as "...an office, commercial or industrial
building built upon a separate tract greater than two (2) acres in area."
In this case, the applicant, Pharmaceutical Development Systems Inc., is
proposing to construct two buildings - one housing manufacturing and
warehouse uses and one housing an office use for a total square footage of
building coverage of 51,800 square feet on a 7.8 acre lot. Therefore, an
LSNRD plan must be approved before issuance of a building permit can be
authorized.
The tree ordinance provisions of the Zoning Ordinance requiring trees
adjacent to the right-of-way and in the parking area apply to this
development. Large trees are required adjacent to the right-of-way at a
ratio of one tree per 40 feet of lot frontage. The property in question
has a total of 1,376 feet of frontage on Heinz Road, and therefore, 35
large trees are required. The applicant has shown 18 large trees adjacent
to the right-of-way and omitted the remainder of the required trees due to
interference of utilities and the location of the drainage swale. The
ordinance sates that "if any provision of this Chapter would preclude the
planting of one or more trees adjacent to the right-of-way, the trees
unable to be planted adjacent to the right-of-way shall be provided within
the right-of-way according to the provisions of paragraph (3). However,
trees excluded by the provisions of paragraph (3) may be omitted." In
this case, because of the drainage swale'no trees can be planted in the
ROW. Therefore, if the applicant can demonstrate that they cannot plant
all of the required trees adjacent to the ROW, those trees which cannot be
planted may be omitted. However, staff does not feel that the applicant
has adequately shown that the required trees cannot be planted.
Trees are also required to be located in parking areas in such a manner
that "...every parking space or portion thereof is not more than 40 feet
from a small size tree within a tree island or 60 feet from a medium or
large size tree within a tree island." The tree locations proposed on the
LSNRD plan would comply with this requirement.
STAFF RECOMMENDATION
Staff recommends that the preliminary and final Large Scale Non -Residen-
tial Development plan of Pharmaceutical Development Systems be deferred.
Upon resolution of the above concerns, and the deficiencies and discrepan-
cies listed below, staff would recommend approval.
/ysz
3
DEFICIENCIES AND DISCREPANCIES
1. Final plat of BDI Fifth Addition should be approved before this plan
is approved; therefore, the subdivision should not be labeled as
proposed.
2. Construction plans and calculations should be submitted regarding the
proposed culverts under the drives and how they will function with the
required drainage swales.
3. A signed statement of intent is required from the developer which
includes:
a. Evidence of ownership of the property or options to purchase or
concurrence in the application by the owner.
b. A description of the proposed development.
c. An intended time schedule for the completion of the development.
4. All required parking stalls should be clearly denoted on the plan.
ATTACHMENTS
1. Location map.
Approved by:
rna m iser, Director
ept. of anning R Program Development
LQGAT -A NU&P
5-a6r
RESOLUTION NO. 84-215
RESOLUTION APPROVING THE PRELIMINARY AND FINAL LARGE SCALE
NON-RESIDENTIAL DEVELOPMENT PLAN OF H. P. SMITH COMPANY.
WHEREAS, the owners, H. P. Smith Company, a division of James River
Corporation, have filed with the City Clerk of Iowa City, Iowa, an
application for approval of the preliminary and final Large Scale Non -
Residential Development Plan of the H. P. Smith Company.
WHEREAS, the Department of Planning and Program Development and the Public
Works Department have examined the proposed preliminary and final plan and
have recommended approval of the same; and
WHEREAS, a preliminary and final plan has been examined by the Planning
and Zoning Commission and after due deliberation the Commission has
recommended that it be accepted and approved; and
WHEREAS, the preliminary and final Large Scale Non -Residential Development
Plan is found to conform with all of the requirements of the City ordi-
nances of the City of Iowa City, Iowa.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF IOWA
CITY, IOWA:
1. That the preliminary and final Large Scale Non -Residential Development
Plan for H. P. Smith Company is hereby approved.
2. That the Mayor and City Clerk of the City of Iowa City, Iowa, are
hereby authorized and directed to certify approval of this resolution
which shall be affixed to the plan and of the preliminary and final
plan after passage and approval by law; and the owner/subdivider shall
record the final plan at the office of the County Recorder of Johnson
County, Iowa, before issuance of any building permits is authorized.
It was moved by Ambrisco and seconded by Dickson
the Resolution be adopted, and upon roll call there were:
AYES:
NAYS: ABSENT:
X
Ambrisco
X
Baker
X
Dickson
_T_ Erdahl
X
McDonald
X
Strait
X
Zuber
Passed and approved this 31st day of July 1984.
LZ
YOR
ATTEST: e
CITY CLERK pheeived & Approved
By The Legal Deparinftd
ab 94-
7-3
To: Planning & Zoning Commission
Item: S-8423. H.P. Smith-LSNRD
Preliminary and Final
GENERAL INFORMATION
Applicant:
Requested action:
Purpose:
Location:
Size:
Existing land use and zoning:
Surrounding land use and zoning:
Comprehensive Plan:
Applicable Regulations:
45 -day limitation period:
SPECIAL INFORMATION
Public utilities:
Public services:
STAFF REPORT
Prepared by: Karin Franklin
Date: July 19, 1984
Ragnar Benson, Inc.
250 South NW Highway
Park Ridge, Illinois 60068
Approval of a preliminary and final
LSNRD plan
To expand the existing plant to
include additional manufacturing
space.
In the northeast quadrant of the
intersection of Highway 6 Bypass
and Industrial Park Road.
15.12 acres M/L
Industrial; I-1
North - warehouse; I-1
East - industrial; I-1
South - convenience store; CN -1
West - industrial; I-1
Industrial
Large Scale Non-residential
Development regulations; zoning
ordinance, stormwater management
ordinance
August 20, 1984
Water and sanitary sewer service
are available. The plant receives
sanitary sewer service through the
Fairmeadows lift station. The
anticipated increase in effluent
will be restricted to domestic
sewage, that is, sewage generated
by employees. The process at H.P.
Smith is a dry use.
Municipal police and fire protec-
tion will be provided.
ldls�5
2
Transportation:
Physical characteristics:
ANALYSIS
Vehicular access is provided from
Industrial Park Road off of Highway
6.
The plant and the proposed expan-
sion are in the Snyder Creek
watershed; the lot is bound on the
northwest, north and east by gently
sloping terrain.
The H.P. Smith Paper Company processes paper to make release paper which is
used on the back of self-adhesive materials. The company proposes to expand
its plant on Industrial Park Road to include nearly 76,000 square feet of
additional manufacturing space, a new chemical storage area, and an expansion
of the men's locker room.
The plan submitted is in substantial compliance with the applicable regula-
tions. Additional parking spaces and trees for compliance with the off-street
parking requirements and the tree regulations have been shown. A fire access
road, which was constructed with a previous expansion in 1982, is being
relocated to the northeast to accommodate the current expansion and to provide
room for future expansion. (Approval of the plan before the Commission does
not grant approval of the future expansion at this time.)
STAFF RECOMMENDATION
The staff recommends approval of the preliminary and final LSNRD plan for the
H.P. Smith plant upon resolution of the deficiencies and discrepancies cited
below.
DEFICIENCIES AND DISCREPANCIES
1. Existing parking spaces are no longer completely covered under the tree
regulations. Ten spaces do not fall within the coverage radius.
2. An access easement for the stormwater detention area is required.
ATTACHMENTS
1. Location map.
2. Letter of intent.
ACCOMPANIMENTS
1. LSNRD Plan.
Approved by:
Departm'..e of1P1anning
and Program Development
le"
H. P. SMITH
DIVISION OF JAMES RIVER CORPORATION
5001 W &.IpSi.In S1.. Sedlofd Pafk. IL 6OG381012145H777
July 11, 1984
Mr. Doug B00thr0y
Senior Planner
CPPV OF Im CITE
Iowa city, IA. 52240
SUa=: Large Scale Non-residential Development Plan
H.P. Snith Paper Co., Iowa City, Iowa (RWISED)
Dear Mr. Boothroy:
As per the request of Ms. Karin Franklin, this letter is to serve as a state-
ment of intent of the large Scale Mon -residential Development for the H.P.
Smith Paper Co. in Iowa City, Iowa.
OWNMWIP:
James River Corporation, a Virginia incorporated company, owns the lard on
which the current H.P. Smith Paper Co. plant exists. H.P. Smith Paper Co.
is a division of the James River Corporation.
The proposed expansion includes a 78,490 S.F. manufacturing addition, expansion
to our existing chemical storage building, and expansion of our existing men's
locker roan.
INTENDED TIME SCHEDULE FOR CCMPI,EI'iCN OF DEVEUJPMMU:
The following is an intended time schedule for the proposed development:
August, 1984 - CamLence building construction
Spring, 1985 - Complete building construction
CERTIFICATE OF IMPA7JEI'ZNTS•
The H.P. Smith Paper Co. is in agreement with the improvements, including an
expansion of the storm water retention pond, and parking improvements as
shown on the Shriver-Hattery & Associates drawing for large Scale Non -Resid-
ential Developnent Plan, and intends to install sale in accordance with said
plan.
(rontd)
RECEIVED JA 1 198
/7
Page 2.
Mr. Doug Boothroy
City of Iowa City
FUMCN:
July 11, 1969
The proposes] additions will function in aocordance with descriptive desig-
nations. The relocation of the water main and drive, as shsa*m on the large
Scale Non-Hesidential Development Plan, are in accordanoe with item
requested by the Iowa City Fire Chief. The proposed parking lot expansion
is in accordance with the number of parking spaces deemed necessary by the
Iowa City Building Inspector, as well as the number of proposed trees.
Respectfully submitted,
H.P. SMITH PAPER OJ.
'�� rZ-
J.T. i,@bb
Vice President Manufacturing
J1W/if
cc: E. D. Bunyea - H.P. Smith Paper Co.
J.L. Rooney - H.P. Smith Paper Co.
/ys3
I
H. P. SMITH
DIVISION OF JAMES RIVER CORPORATION i
5701 W. snysnin Sl.Bealola Park, IL60638131214584177
JAMES L. ROONEY
Vice Plawdent/Geemal Manager
July 11, 1984
Ms. Karin Franklin
Iowa City Planning & zoning CJ:nmission
410 E. Washington St.
Iowa City, IA. 52240
Dear Ms. Franklin:
H.P. smith, Division of Janes River corporation, is planning an
expansion of its facility located at 2000 Industrial Park Road,
Iowa City, Iowa.
If our forecasted business growth materializes, we anticipate
additions to our workforce to take place in two separate
phases.
Phase 1 will be the calendar years of 1985-1986 with a budgeted
incremental increase of personnel to be 46 maximus.
Phase 2 would take place in the calendar years of 1987-1989 with
an additional budgeted increnental increase of 30 personnel
maximum.
We hope that this information will be helpful to you. Please
feel free to call me if any further information is required.
very truly yours,
H.P. SMITH
' I 4Lne7y
JLR/if
cc: E.D. Bunyea - HPS RECEIVED JUL ! 11934
J. T. Webb - HPS
J.T. Doyle - IC
E.J. SC unacher - Shive-Hattery
/4S3
p
RESOLUTION NO. 84-216
RESOLUTION APPROVING PLANS, SPECIFICATIONS, FORM OF CONTRACT, AND ESTIMATE
OF COST FOR THE CONSTRUCTION OF THE SANITARY SEWER IMPROVEMENTS -SEWER
SYSTEM REHABILITATION
ESTABLISHING AMOUNT OF BID SECURITY TO ACCOMPANY EACH BID, DIRECTING CITY
CLERK. TO PUBLISH NOTICE TO BIDDERS, AND FIXING TIME AND PLACE FOR RECEIPT
OF BIDS.
WHEREAS, notice of public hearing on the plans, specifications, form of contract,
and estimate of cost for the construction of the above-named project was published as
required by law, and the hearing thereon held.
NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF IOWA CITY, IOWA:
1. That the plans, specifications, form of contract, and estimate of cost for
the construction of the above-named project are hereby approved.
2. That the amount of bid security to accompany each bid for the construction
of the above-named project shall be in the amount of 5% of the bid payable to
Treasurer, City of Iowa City, Iowa.
3. That the City Clerk is hereby authorized and directed to publish notice for
the receipt of bids for the construction of the above-named project in a newspaper
published at least once weekly and having a general circulation in the city not less
than four (4) nor more than twenty (20) days before the date established for the
receipt of bids.
4. That bids for the construction of the above-named project are to be received
by the City of Iowa City, Iowa, at the Office of the City Clerk, at the Civic Center,
until 10:00 A.M. on the 21st day of August 19 84. Thereafter, the
bids wt b'T1— a opened by the City Engineer or his designee, and thereupon referred to
the Council of the City of Iowa City, Iowa, for action upon said bids at its next
meeting to be held at the Council Chambers, Civic Center, Iowa City, Iowa, at 7:30 p.m.
on the 25.t day of August , 19 84.
It was moved by Zuher and seconded by Ambrisco _ that the
resolution as read be adoptU, andupon roll call there were:
AYES: NAYS: ABSENT:
Ambrisco
_ Baker
X Dickson
_ X Erdahl
McDonald
X Strait
X Zuber
Passed and approved this 31st day of Jul 1984 .
GIJ�(T
MAYOR
Rocolved $ Approved
ATTEST: w.�.,���� _ By,j}+i(fin Legal Department
CITY LI.ERK 'I��S�QY
q.5
Council Member Zuber introduced the
following Resolution entitled "RESOLUTION ORDERING PREPARATION
OF FINAL PLAT AND SCHEDULE OF ASSESSMENTS" and moved its
adoption. Council Member Strait___— . seconded the
w
motion to adopt. The roll as called and the vote was,
AYES: Strait,_AT_*rj_ �aker_,_Dickson,--
McDonald Zuber
NAYS: None
Whereupon the Mayor declared the following Resolution duly
adopted: 84-217
RESOLUTION ORDERING PREPARATION OF FINAL
PLAT AND SCHEDULE OF ASSESSMENTS
BE IT RESOLVED, that the Engineer is hereby instructed to
prepare a final plat and schedule showing the separate lots or
parcels of ground subject to assessment for the cost of the
1983 Paving Improvements (Lyon's 2nd Addition), together with
the names of the owners thereof, so far as practicable, and
the amount assessable by law against each lot or parcel of
ground so assessable. and against any railway or street
railway legally assessable therefor, and _pr100%____—_—
of the whole amount of the cost of said imovements shall be
assessed against the benefited properties, but not in excess
of the amounts so assessed in the preliminary plat and sche-
dule for the improvement and filed in the office of the
Clerk.
PASSED AND APPROVED this 31�t__ day of . Aft
1984.
_.�
yor
ALO�.
ATTEST:
Clbrk
SC
IZ1G?
CIG -3
1-79
CERTIFICATE
STATE OF IOWA )
SS
COUNTY OF JOHNSON )
I, the undersigned City Clerk of Iowa City. Iowa, do
hereby certify that attached is a true and complete copy of
the portion of the corporate records of said Municipality
showing proceedings of the Council and the same is a true and
complete copy of the action taken by said Council with respect
to said matter at the meeting held on the date indicated in
the attachment, which proceedings remain in full force and
effect, and have not been amended or rescinded in any way;
that meeting and all action thereat was duly and publicly held
in accordance with a notice of meeting and tentative agenda a
copy of which was timely served on each member of the Council
and posted on a bulletin board or other prominent place easily
accessible to the public and clearly designated for that pur-
pose at the principal office of the Council (a copy of the
face sheet of said agenda being attached hereto) pursuant to
the local rules of the Council and the provisions of Chapter
28A, Code of Iowa, upon reasonable advance notice to the
public and media at least twenty-four hours prior to the com-
mencement of the meeting as required by said law and with mem-
bers of the public present in attendance; I further certify
that the individuals named therein were on the date thereof
duly and lawfully possessed of their respective city offices
as indicated therein that no council vacancy existed except
as may be stated in said proceedings. and that no controversy
or litigation is pending. prayed or threatened involving the
incorporation, organization, existence or boundaries of the
City or the right of the individuals named therein as officers
to their respective positions.
WITNESS my hand and the seal of said Municipality hereto
affixed this _31st day of __ July 1984.
City Clerk Iowa City, Iowa
SEAL
/116 9
�W
1
July 31 , 1984
The City Council of Iowa City, Iowa, met in regular
session, in the Council Chambers, Civic Center, 410 E.
Washington Street, Iowa City, Iowa, at 7:30 o'clock P.M., on
j the above date. There were present Mayor John McDonald I
in the chair, and the following named Council Members:
Ambrisco Baker Dickson McDonald Strait
Zuber
1 Absent: Erdahl
i
_I_
AHLERS. GOONEY. DORWEILER• HAYNIEA SMITH. LAWYERS. DEE MOINES. IOWA
Pt71�
i
Council Member Dickson introduced the
following Resolution entitled "RESOLUTION APPROVING CONTRACT
AND BOND FOR IMPROVEMENTS" and moved its adoption. Council
Member Zuber seconded the motion to adopt. The roll
was called and the vote was,
AYES: Zuber, Ambrisco, Dickson, McDonald,
Strait
NAYS: None ABSTAINING: Baker
Whereupon, the Mayor declared the following Resolution
duly adopted:
84-218
RESOLUTION APPROVING CONTRACT
AND BOND FOR IMPROVEMENTS
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF
IOWA CITY, IOWA:
That the construction contract and bond executed for the
construction of certain public improvements described in
general as Tanglewood -Ventura, St. Anne's Drive Special Paving Assessment
Project, and as described in detail in the plans and specifi-
cations heretofore approved, and which have been signed by the
Mayor and Clerk on behalf of the City and proof of insurance
coverage be and the same are hereby approved as follows:
Contractor: Mptrn Pavprc, Tnr of Iowa City, Iowa
Date of contract: December 2, 1983
Bond surety: United Fire & Casualty Company; Cedar Rapids, IA
Date of bond: November 23, 1983
Portion of project: Entire Project
PASSED AND APPROVED, this 31st day of July ,
1984 .
L4
yor
ATTEST:
Clerk
-2-
MILERS, COONEY. DORWEILER, HAYNIES SMITH, LAWYERS, DES MOINES, IOWA
/#�o
CIG -3
1-79
CERTIFICATE
STATE OF IOWA )
SS
COUNTY OF JOHNSON )
I, the undersigned City Clerk of Iowa City, Iowa, do
hereby certify that attached is a true and complete copy of
the portion of the corporate records of said Municipality
showing proceedings of the Council, and the same is a true and
complete copy of the action taken by said Council with respect
to said matter at the meeting held on the date indicated in
the attachment, which proceedings remain in full force and
effect, and have not been amended or rescinded in any way;
that meeting and all action thereat was duly and publicly held
in accordance with a notice of meeting and tentative agenda, a
copy of which was timely served on each member of the Council
and posted on a bulletin board or other prominent place easily
accessible to the public and clearly designated for that pur-
pose at the principal office of the Council (a copy of the
face sheet of said agenda being attached hereto) pursuant to
the local rules of the Council and the provisions of Chapter
28A, Code of Iowa, upon reasonable advance notice to the
public and media at least twenty-four hours prior to the com-
mencement of the meeting as required by said law and with mem-
bers of the public present in attendance; I further certify
that the individuals named therein were on the date thereof
duly and lawfully possessed of their respective city offices
as indicated therein, that no council vacancy existed except
as may be stated in said proceedings, and that no controversy
or litigation is pending, prayed or threatened involving the
incorporation, organization, existence or boundaries of the
City or the right of the individuals named therein as officers
to their respective positions.
WITNESS my hand and the seal of said Municipality hereto
affixed this 31st day of jifly , 1984.
SEAL
Cit Clerk, Iowa City, Iowa
AHLER6. COONEY. DOR WEILER. HAYNIE 6 SMITH. LAWYERS, DEB MOINES. IOWA 070
A 7- 7- 8y
8-f:oean..
(This Notice to be posted)
NOTICE AND CALL OF PUBLIC MEETING
Governmental Body: The City Council of Iowa City, Iowa.
Date of Meeting: July 31, 1984
Time of Meeting: 7;30 P.M.
Place of Meeting: Council Chambers, Civic Center, 410 E.,
Washington Street, Iowa City, Iowa.
PUBLIC NOTICE IS HEREBY GIVEN that the above mentioned
governmental body will meet at the date,, time and place above
set out. The tentative agenda for said meeting is as follows:
Re¢olution a provin cont acts d b nd.
`Tanglewood-l�entura a2d St. Me s�'rivep
Such additional matters as are set forth on the addi-
tional 17 page(s) attached hereto.
(number)
This notice is given at the direction of the Mayor
pursuant to Chapter 28A, Code of Iowa, and the local rules of
said governmental body.
City Clerk, Iowa City, Iowa
AHLERS. COONEY. DORWCILER. HAYNIE O SMITH. LAWYERS. DES MOINES. IOWA /z/ 7o
\^
RESOLUTION NO. 84-219
RESOLUTION AWARDING CONTRACT AND AUTHORIZING MAYOR TO SIGN AND
CITY CLERK TO ATTEST CONTRACT FOR THE CONSTRUCTION OF
THE FY85 BRIDGE PAINTING PROGRAM
WHEREAS, Da_irv13p51� ement Co.. Inc. of Cottage Grave Wisconsin
has submitted the best bid of 23.626.38 for the construction of the
above-named project.
IOWA: NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF IOWA CITY,
1. That the contract for the construction of the above-named project.is
hereby awarded to lair land Im rovement Co., Inc. of Cottage Grove, Wisconsin
subject to the condition tat awar ee secure adequate performance band,
insurance certificates, and contract compliance program statements.
I
2. That the Mayor is hereby authorized to sign and the City Clerk to
attest the contract for the construction of the above-named project, subject
to the condition that awardee secure adequate performance bond, insurance
certificates, and contract compliance program statements.
It was moved by Strait and seconded by AnbriscO that
the resolution as reg e a opted, an upon roll call there were:
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
X Dickson
X Erdahl
X _ McDonald
X Strait
R Zuber
Passed and approved this 31st day of .July , 1984 .
MAYOR
ATTEST: _7%ld,._�,� yi!, .
,._CTY CLERK
kgeolved A Approved
by the Lead Do rt 'I
zs 8r
/417/
AUVERTISEMENT FOR BIDS
FY85 BRIDGE PAINTING PROGRAM
Sealed proposals will be received by
the City Clerk of the City, of Iowa
City, Iowa, until 10:00 A.M. on the
24th day of July, 1984, and opened
immediately thereafter by the City
Engineer. Proposals will be acted upon
by the City Council at a meeting to be
held in the Council Chambers at 7:30
P.M. on July 31, 1984, or at such later
time and place as may then be fixed.
The work will involve the following:
Cleaning and painting of steel on
three (3) bridges (Woolf Avenue
bridge over Highway 6/218 and Cedar
Rapids & Iowa City Railroad; Melrose
Avenue bridge over C.R.I.&P.
Railroad; and Johnson Street bridge
over Ralston Creek) and all work
incidental thereof.
All work is to be done in strict
compliance with the plans and specifi-
cations prepared by Dennis S. Gannon,
P.E., Assistant City Engineer of Iowa
City, Iowa, which have heretofore -been
approved by the City Council, and are
on file, for public examination in the
Office of the City Clerk.
Whenever reference is made to the
"Standard Specifications", it shall be
the "Standard Specifications for
Highway and Bridge Construction",
Series of 1977, Iowa Department of
Transportation, Ames, Iowa.
Each proposal shall be made on a form
furnished by the City and must be
accompanied by a bid bond or cashier's
or certified check drawn on an Iowa
bank and filed in a sealed envelope
separate from the one containing the
proposal, and in the amount of 10% of
bid made payable to the Treasurer of
the City of Iowa City, Iowa, and may be
cashed by the Treasurer of the City of
Iowa City, Iowa, as liquidated damages
in the event the successful bidder
fails to enter into a contract within
ten (10) days and post bond satisfac-
tory to the City insuring the faithful
performance of the contract. Checks of
the lowest two or more bidders may be
retained for a period of not to exceed
fifteen (15) days until a contract is
awarded or rejection is made. Other
checks will be returned after the
canvass and tabulation of bids is
completed and reported to the City
Council.
1 �7/
Page 2
Payment to the Contractor will be
made as specified in the "Standard
Specifications", Article 1109.06.
The successful bidder will be
required to furnish a bond in an amount
equal to one hundred percent (100%) of
the contract price, said bond to be
issued by a responsible surety approved
by the City Council and shall guarantee
the prompt payment of all materials and
labor and protect and save harmless the
City from claims and damages of any
kind caused by the operation of the
contract, and shall also guarantee the
maintenance of the improvement for a
period of 1 year from and after its
completion and acceptance by the City.
The following limitations shall apply
to this project:
j Working Days: 30
Completion Date: September 24, 1984
Liquidated Damages: $100.00 per day
The plans, specifications, and
proposed contract documents may be
examined at the Office of Francis K.
Farmer, P.E., by bona fide bidders.
Return all plans and specifications to
the City Engineer's office in good
conditiop within fifteen (15) days
after the opening of the bids.
Prospective bidders are advised that
the City of Iowa City desires to employ
minority contractors and subcontractors
on City projects.
The Contractor awarded the contract
shall submit a list of proposed
s,ubcontractors along with quantities,
Unit prices and amounts before starting
construction. If no minority business
enterprises (MBE) are utilized, the
Contractor shall furnish documentation
of all efforts to recruit MBE's.
A listing of minority contractors is
available and can be obtained form the
Civil Rights Specialist, at the Iowa
City Civic Center, by calling
3191356-5022.
The City reserves the right to reject
any or all proposals and to waive
technicalities and irregularities.
Published upon order of the City
Council of Iowa City, -Iowa.
MARIAN KARR, CITY CLERK
-71
I_J
RESOLUTION NO. 84-220
RESOLUTION AWARDING CONTRACT AND AUTHORIZING MAYOR TO SIGN AND
CITY CLERK TO ATTEST CONTRACT FOR THE CONSTRUCTION OF THE
WHEREAS, Iowa Culvert Builders, Inc. of Sigourney, Iowa
has submitted the best bid of S 160,167.72 for the construction o
above-named project.
NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF IOWA CITY,
IOWA:
1. That the contract for the construction of the above-named project is
hereby awarded to Iowa CulvertBuilders, Inc. of Si ourne Iowa.
subject to the condition that awar ee secure adequate performance bond,
insurance certificates, and contract compliance program statements.
2. That the Mayor is hereby authorized to sign and the City Clerk to
attest the contract for the construction of the above-named project, subject
to the condition that awardee secure adequate performance bond, insurance
certificates, and contract compliance program statements.
It was moved by Zuber and seconded by Dickson that
the resolution as read be adopted, an upon roll call there were:
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
X Dickson
X Erdahl
X McDonald
X Strait
X Zuber
Passed and approved this 31st day of July 1984 .
v 1 MA OR
ATTEST:
TTY CL RFK RmIved & Approved
By The Legal Department
x� 0
—.IERTISEMENT FOR BIDS
REINFORCE, CONCRETE BOx CULVERT AT
FIRST AVENUE AND NORTHEAST BRANCH
RALSTON CREEK.
Sealed proposals will be received by
the City Clerk of the City of Iowa
City, Iowa, until 10:00 A.M. on the
24th day of July, 1984, and opened
immediately thereafter by the City
Engineer. Proposals will be acted upon
by the City Council at a meeting to be
held in the Council Chambers at 7:30
P.M. on July 31, 1984, or at such later
time and place as may then be fixed.
The work will involve the following:
Construction of a twin 12' by 12' by
85' reinforced concrete box culvert,
excavation, backfill, channel
relocation, erosion control and all
other associated miscellaneous
work.
All work is to be done in strict
compliance with the plans and specifi-
cations prepared by MRS Consultants,
Inc, and N.W., Inc. of Iowa City,
Iowa, .Nwhich have heretofore been
approved by the City Council, and are
on file for public examination in the
Office of the City Clerk.
Whenever reference is made to the
"Standard Specifications", it shall be
the "Standard Specifications for
Highway and Bridge Construction",
Series of 1977, Iowa Department of
Transportation, Anes, Iowa.
Each proposal shall be made on a form
furnished by the City and must be
accompanied by a bid bond or cashier's
or certified check drawn on an Iowa
bank and filed in a sealed envelope
separate from the one containing the
proposal, and in the amount of 5% of
bid made payable to the Treasurer of
the City of Iowa City, Iowa, and may be
cashed by the Treasurer of the City of
Iowa City, Iowa, as liquidated damages
in the event the successful bidder
fails to enter into a contract within
ten (10) days and post bond satisfac-
tory to the City insuring the faithful
Performance of the contract. Checks of
the lowest two or more bidders may be
retained for a period of not to exceed
fifteen (15) days until a contract is
awarded or rejection is made. Other
checks will be returned after the
canvass and tabulation of bids is
completed and reported to the City
Council.
T %.2—
Page 2
Payment to the Contractor will be
made as specified in the "Standard
Specifications", Article 1109.06.
The successful bidder will be
required to furnish a bond in an amount
equal to one hundred percent (100%) of
the contract price, said bond to be
issued by a responsible surety approved
by the City Council and shall guarantee
the prompt payment of all materials and
labor and protect and save harmless the
City from claims and damages of any
kind caused by the operation of the
contract, and shall also guarantee the
maintenance of the improvement for a
period of 5 years from and after its
completion and acceptance by the City.
The following limitations shall apply
to this project:
Working Days: 30
Completion Date: September 17, 1984
Liquidated Damages: $200.00 per day
The plans, specifications, and
E proposed contract documents may be
examined at the Office of Francis K.
j Farmer, P.E., by bona fide bidders.
If Return all plans and specifications to
the City Engineer's office in good
condition within fifteen (15) days
after the opening of the bids.
Prospective bidders are advised that
the City of Iowa City desires to employ
minority contractors and subcontractors
on City projects.
The Contractor awarded the contract
shall submit a list of proposed
subcontractors along with quantities,
unit prices and amounts before starting
construction. If no minority business
enterprises (MBE) are utilized, the
Contractor shall furnish documentation
of all efforts to recruit MBE's.
A listing of minority contractors is
available and can be obtained form the
Civil Rights Specialist, at the Iowa
City Civic Center, by calling 319/356-
5022.
The City reserves the right to reject
any or all proposals and to waive
technicalities and irregularities.
Published upon order of the City
Council of Iowa City, Iowa.
MARIAN KARR, CITY CLERK
1117.2-
DEFEATED
RESOLUTION N0. --------
RESOLUTION PROHIBITING PARKING AT ALL TIMES ON THE EAST SIDE OF
SOUTH JOHNSON STREET FROM BURLINGTON STREET TO RAILROAD RIGHT-OF-WAY
WHEREAS, the ordinances of the City of Iowa City, Iowa, allow the City
Council to prohibit parking by resolution on its streets, and
WHEREAS, the City Council deems it in the public interest to prohibit
parking at all times on the east side of South Johnson Street between
Burlington Street and the railroad right-of-way in Iowa City, Iowa.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF IOWA CITY, IOWA
that:
Parking is hereby prohibited at all times on the east side of South
Johnson Street between Burlington Street and the railroad right-of-
way.
The City Traffic Engineer is hereby authorized and directed to cause
appropriate signs to be posted to effectuate the provisions of this
resolution.
It was moved by Baker and seconded by Ambrisco
the Resolution be adopted, an upon roTT call there were:
AYES: NAYS: ABSENT:
X Ambrisco
x_ Baker
X Dickson
X Erdahl
McDonald
T- Strait
---T- Zuber
Passed and approved this day of 1984.
MAYOR
ATTEST:
CITY CLERK
Recelved & Approved'
By a Leo DepeThmro
/'f 73
Iy
RESOLUTION NO. 1
\RESOLUTION PROHIBITING PARKING AT ALL TIMES ON SOUTH JO NSON STREET
FROM BURLINGTON STREET TO BOWERY STREET
WHEREAS, the ordinances of the City of Iowa City, Iowa, allow the City
Council to prohibit parking by resolution on its streets, and
WHEREAS, the City Council deems it in the pub17i interest to prohibit
parking at ali\\times on the east side of South Johnson Street between East
Burlington Stredt and Bowery Street in Iowa 59y, Iowa.
NOW, THEREFORE, BEE T RESOLVED BY THE C TY COUNCIL OF IOWA CITY, IOWA
that:
Parking is hereby prohibited at/al" 1 times on the east side of South
Johnson Street between East Burrl'ington Street and Bowery Street.
The City Traffic Engineer i hereby authorized and directed to cause
appropriate signs to be pose to effectuate the provisions of this
resolution.
It was moved by nd seconded by
the Resolution be adopted, a d upon roll c 11 there were:
AYES: NAYS: ABSENT:
Ambrisco
Baker
Dickson
Erdahl
McDonald
Strait
Zuber
Passed and approved t is day of \ , 1984.
ATTEST:
M
BrA41ved d Approved
Ly T5o lyalLcyal Depaftwl
7¢
173
1R
City of Iowa Cvty
MEMORANDUM
Date: January 18, 1984
To: Neal Berlin and City Council
From: Charles Schmadeke, Director of Public Works
James Brachtel, Traffic Engineer
Re: Removal of Calendar Parking on Johnson Street
In the fall of 1983, the City received a request to remove CALENDAR
PARKING on Johnson Street between Burlington Street and Bowery Street. The
request was a suggestion to reduce the difficulty of driving on Johnson
Street during the times that parking is permitted on both sides (5:00 p.m.
to B:00 pm. of the following day).
The Traffic Engineering Division conducted a postcard survey of the
affected residents to determine their opinion of the proposed change.
Letters and postcards were sent to 205 residential units. Of these, 132
postcards were returned. Fifty-eight percent of the returned postcards
favored changing from CALENDAR PARKING to a permanent NO PARKING ANYTIME
on one side of Johnson Street. Twenty-five percent opposed the change and
18% had no opinion. Of the responding residents, 41% preferred the NO
PARKING ANYTIME prohibition be placed on the east side; 45% preferred the
west side and 8% expressed no opinion.
There are advantages and disadvantages to all parking schemes. The
principal disadvantage and advantages of the two schemes being considered
for Johnson Street are:
CALENDAR PARKING
Advantages:
- Cars are moved from alternating sides of the street which allows
City crews to provide necessary street maintenance in an orderly
fashion without undue confusion for abutting residents. The two
principal functions affected are streetsweeping and snow removal.
- Long-term street storage is eliminated. The City currently permits
48 hour street storage on unregulated streets. However, this is
difficult and costly to enforce.
Disadvantages:
- Cars are permitted to park on both sides of the street from 5:00
p.m. to 8:00 a.m. the following day. On a 31 foot wide street this
results in driving lanes which are nominally eight feet wide.
- Residents are required to move their vehicles every day Monday
through Saturday.
IY73
3
NO PARKING ANYTIME on one side
Advantages:
- On a 31 foot wide street the resulting driving lanes are 11 feet
wide.
- Residents are not required to move their vehicles on a daily basis.
Disadvantages
- Street maintenance becomes very difficult on the side of the street
where parking is permitted. Confusing and lengthy advanced notice
must be given to affected parkers before the maintenance activity
occurs.
- There is a tendency for long-term on -street storage to occur which
again is difficult and costly to enforce.
Public Works recognizes the difficulty with eight foot driving lanes.
However, this driving lane dimension is a reasonable compromise on
residential streets for residential traffic. This assumes that the
principal users of these blocks of Johnson Street will be the adjacent
property owners and not through traffic.
Public Works recommends CALENDAR PARKING be kept in place as this will
permit better and more efficient street maintenance. This is particularly
true during the snow season. City crews can provide a much better snow
removal effort during the snow season when calendar parking regulations
are in place and snow may be plowed to the curb on alternate days without
the need for advanced notice to remove parked cars.
bdw/sp
/y 73
City of Iowa C" y
MEMORANDUM
Date: July 23, 1984
To: City Council
From: City Manager
Re: Easement 64-1a
Some weeks ago the City Council approved an easement for the hotel through
parcel 64-1a to provide vehicular delivery access to the hotel. At that time
we provided a 25 foot air right easement over the area. Recently, the
parking consultant for the City concluded that a 16 foot air right easement
rather than a 25 foot air right easement would provide sufficient access for
semi -trailers to delivery to the hotel and would facilitate better utiliza-
tion of parcel 64-1a for mixed use, including parking. As this change is in
the best interest of both the hotel and the City, the enclosed resolution
will adjust the air right space from 25 to 16 feet. The developer has been
notified of this change.
/sp
1417.3
Iowa City, Iowa, July 31, 1984
The City Council of Iowa City, Iowa, met on the above date
in the Council Chambers, Civic Center, 410 East Washington
Street, in Iowa City, Iowa at 7:30 o'clock P.M., in open
regular session, pursuant to law and the rules of said Council.
The meeting was called to order by John McDonald, Mayor,
presiding, and on roll call the following Council Members were
present:
Ambrisco
Baker
Dickson
McDonald
Strait
Zuher
Absent:
Erdahl
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AHLC95. COONcy. DOBwtRtn. HwwiL SNITn n ALLSCt. LAWYCn S. DES MoiNES. 10*A
Matters were discussed relative to final authorization and
issuance of $900,000 in aggregate principal amount of the
City's Commercial Development Revenue Bonds (Jackson Square
Associates Project) Series 1984. Following a report on the
proposed Project by representatives of said Company and a
discussion of the Bond issue, Council Member Zuber
proposed the following Resolution and moved its adoption.
Council Member Strait seconded the motion to adopt. Ater
due consideration of said motion, the roll was called and the
Resolution adopted by the following vote:
AYES: McDonald, Ambrisco Raker Dickson
Strait Zuber
NAYS: None
The Resolution was thereupon signed by the Mayor and in
evidence of his approval, was attested by the City Clerk, and
was declared to be effective. The Resolution is as follows:
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A NICKS. COONC.. Do nwCI,". N...0 C. SNI•N M AtLDFC L.wvCO S. DIS MOMC.S. 10w
RESOLUTION NO. 84-221
RESOLUTION AUTHORIZING THE ISSUANCE OF $900,000 IN
AGGREGATE PRINCIPAL AMOUNT OF THE CITY OF IOWA CITY,
IOWA, COMMERCIAL DEVELOPMENT REVENUE. BONDS (JACKSON
SQUARE ASSOCIATES PROJECT) SERIES 1984, WITH THE
PROCEEDS FROM THE SALE OF THE BONDS TO BE LOANED TO
JACKSON SQUARE ASSOCIATES, AN IOWA GENERAL PARTNERSHIP,
FOR THE PURPOSE OF DEFRAYING ALL OR A PORTION OF
THE COST OF ACQUIRING, IMPROVING AND EQUIPPING LAND,
BUILDINGS AND IMPROVEMENTS SUITABLE FOR USE AS A 27 UNIT
HOUSING COMPLEX FOR THE ELDERLY; THE EXECUTION AND
DELIVERY OF AN INDENTURE OF TRUST TO SECURE SAID BONDS;
THE EXECUTION AND DELIVERY OF A REAL ESTATE MORTGAGE;
THE EXECUTION AND DELIVERY OF A DEED RESTRICTIONS; THE
EXECUTION AND DELIVERY OF A LOAN AGREEMENT BETWEEN THE
CITY AND JACKSON SQUARE ASSOCIATES: THE ASSIGNMENT BY
THE CITY TO THE TRUSTEE OF THE RIGHTS AND INTEREST OF
THE CITY IN AND TO SAID REAL ESTATE MORTGAGE AND SAID
LOAN AGREEMENT; THE SALE OF SAID BONDS; APPOINTMENT OF A
TRUSTEE; AND RELATED MATTERS.
WHEREAS, the City of Iowa City, Iowa, a municipal
corporation duly organized and existing under and by virtue of
the Constitution and laws of the State of Iowa (the "City")
proposes to issue its Commercial Development Revenue Bonds
(Jackson Square Associates Project) Series 1984, in the
aggregate principal amount of $900,000 (the "Bonds"), with the
proceeds from the sale of the Bonds to be loaned by the City to
Jackson Square Associates, an Iowa general partnership (the
"Company"), for the purpose of defraying all or a portion of
the cost of acquiring, improving and equipping land, buildings
and improvements suitable for use as a 27 unit housing complex
for the elderly (the "Project"), the Project to be owned by
Company, with the financing of the Project to be undertaken in
accordance with the provisions of Chapter 419 of the Code of
Iowa (the "Act"); and
WHEREAS, the City Council of the City has determined the
Project is located within the area of and is consistent with
and authorized by the Neighborhood Development Plan (the "Urban
Renewal Plan") and there is a public need in the City and the
surrounding environs for implementation of said Urban Renewal
Plan, which will promote urban renewal, rehabilitation and
redevelopment of the City, will eliminate blighted areas within
the City and will promote employment opportunities for
residents of the City and the surrounding area; and
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AwLC"S, COONEY. DOnw[M1Cq H.vviL SMilu 8 ALL"Er L,wvCns DES MOi"C5, IOwI
1117E
WHEREAS, the Bonds are to be issued pursuant to provisions
of an Indenture of Trust (the "Indenture") dated as of July 1,
1984, between the City and First National Bank, Iowa City,
Iowa, as Trustee thereunder (the "Trustee") and;
WHEREAS, the proceeds from the sale of the Bonds are to be
loaned by the City to the Company pursuant to provisions of a
Loan Agreement (the "Loan Agreement") dated as of July 1, 1984,
between the City and the Company; and
WHEREAS, as additional security for payment of the Bonds,
the Company has agreed to execute a Real Estate Mortgage (the
"Mortgage") dated as of July 1, 1984, between the Company, as
the mortgagor, and the City, as the mortgagee, thereunder,
pursuant to which the Company grants and conveys to the City a
mortgage lien in the real estate described in the Mortgage,
subject to Permitted Encumbrances; and
WHEREAS, the rights and interest of the City in and to the
Loan Agreement and the Mortgage will be assigned by the City to
the Trustee pursuant to the Indenture; and
WHEREAS, the loan is made subject to certain deed
restrictions under a Deed Restrictions dated as of July 1, 1984
(the "Deed Restrictions"), by and among the City, the Company
and the Trustee; and
WHEREAS, as additional security for payment of the Bonds,
James A. and Loretta C. Clark have agreed to execute a Guaranty
Agreement dated as of July 1, 1984 (the "Guaranty"), between
Guarantors and Trustee, pursuant to which Guarantors guarantee
the full and prompt payment of the principal of, premium, if
any, and interest on the Bonds, as the same shall become due;
and
WHEREAS, pursuant to published notice of intention this
City Council has conducted a public hearing, as required by
Section 419.9 of the Act and Section 103(k) of the Internal
Revenue Code of 1954, as amended (the "Code"), and this City
Council has deemed it to be in the best interests of the City
that the Bonds be issued as proposed; and
WHEREAS, the City has arranged for the sale of the Bonds to
First National Bank, Iowa City, Iowa (the "Original
Purchaser"); and
WHEREAS, there has been presented to this meeting the
following documents, which the City proposes to enter into:
1. The form of Loan Agreement between the City and
Company; and
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2. The form of Indenture between the City and the Trustee
setting forth the terms of the Bonds including (without
limitation) the maturity dates, rates of interest and
redemption provisions, and the conditions and security for
payment of the Bonds; and
3. The form of Bond Purchase Agreement dated July 31,
1984, (the "Bond Purchase Agreement"), by and among the
Original Purchaser, the Company and the City relating to the
issuance, sale and purchase of the Bonds; and
4. The form of the Mortgage and the Assignment thereof;
and
5. The form of an Inducement and Indemnity Letter dated
July 31, 1964 (the "Inducement Letter") from the Company and
Guarantors to the City and the Original Purchaser; and
6. The form of Deed Restrictions; and
7. The form of the Bonds, as set forth in the Indenture.
WHEREAS, it appears that each of the instruments above
referred to, which are now before each of the Council Members
of the City Council, is in appropriate form and is an appro-
priate instrument for the purposes intended;
NOW, THEREFORE, Be It Resolved by the City Council of the
City of Iowa City, Iowa, as follows:
Section 1. That the City defray all or a portion of the
cost of acquiring, improving and equipping land, buildings and
improvements suitable for use as a 27 unit housing complex for
the elderly (the "Project") by issuing the Bonds and loaning
the proceeds of the sale of the Bonds to Company, which Project
is consistent with and located within the area of the City's
Neighborhood Development Plan adopted by the City pursuant to
Chapter 403 of the Code of Iowa.
Section 2. That in order to defray the cost of the
Project, the issuance'of the Bonds in the aggregate principal
amount of $900,000, maturing on such dates, in such amounts and
bearing rates of interest as set forth in the Indenture, in
substantially the form and content set forth in the Indenture
now before this meeting, subject to appropriate insertion and
revision in order to comply with provisions of the Indenture,
be and the same hereby are in all respects authorized, approved
and confirmed, and the form and content of the Bonds set forth
in the Indenture now before this meeting be and the same hereby
are in all respects authorized, approved, ratified and
confirmed, and the Mayor and the City Clerk be and they hereby
are authorized, empowered and directed to execute, whether by
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AML["5. CODL[v, DOn w[.IIC B, 11.r NlC. $wrtN "All "f C.. L.w r[."S. D[5 MOiN [5. IO w.
�y�y
manual or facsimile signatures, impress the official seal of
the City (or cause to have printed a facsimile thereof) thereon
and deliver for and on behalf of the City the Bonds to the
Trustee for authentication and the Trustee is hereby authorized
and directed to authenticate the Bonds, and the provisions of
the Indenture with respect to the Bonds (including without
limitation the maturity dates, rates of interest and redemption
provisions) be and the same hereby are authorized, approved and
confirmed and are incorporated herein by reference.
Section 3. That the City loan to Company the proceeds from
the sale of the Bonds pursuant to the Loan Agreement, which
provides for repayment by Company of such loan in an amount
equal to principal of, premium, if any, and interest on the
Bonds when and as due, and the form and content of the Loan
Agreement, the provisions of which are incorporated herein by
reference, be and the same hereby are in all respects author-
ized, approved and confirmed and the Mayor and the City Clerk
be and they hereby are authorized, empowered and directed to
execute, attest, seal and deliver the Loan Agreement prior to
or simultaneously with the issuance of the Bonds for and on
behalf of the City, including necessary counterparts in
substantially the form and content now before this meeting but
with such changes, modifications, additions or deletions
therein as shall to them seem necessary, desirable or appro-
priate, their execution thereof to constitute conclusive
evidence of their approval of any and all changes,
modifications, additions or deletions therein from the form and
content of the Loan Agreement now before this meeting, and that
from and after the execution and delivery of the Loan
Agreement, the Mayor and the City Clerk are hereby authorized,
empowered and directed to do all such acts and things and to
execute all such documents as may be necessary to carry out and
comply with the provisions of the Loan Agreement as executed.
Section 4. That First National Bank, Iowa City, Iowa, is
hereby appointed Trustee under the Indenture and the form and
content of the Indenture, the provisions of which are
incorporated herein by reference, and the assignment of the
City's rights and interest in and to the Loan Agreement (with
certain exceptions as stated in the Indenture), be and the same
hereby are in all respects authorized, approved and confirmed,
and the Mayor and the City Clerk be and they hereby are author-
ized, empowered and directed to execute, attest, seal and
deliver the Indenture for and on behalf of the City to the
Trustee for the security of the Bonds and the interest thereon,
including necessary counterparts in substantially the form and
content now before this.meeting but with such changes, modifi-
cations, additions and deletions therein as shall to them
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ANLEnS, GOONEY Donwblr.n. MA,,E SYItM n AtLnEr.. LA%YrnS. DES MOINES. low.
/y7'�
seem necessary, desirable or appropriate, their execution
thereof to constitute conclusive evidence of their approval of
any and all changes, modifications, additions or deletions
therein from the form and content of the Indenture now before
this meeting, and that from and after the execution and
delivery of the Indenture, the Mayor and the City Clerk are
hereby authorized, empowered, and directed to do all such acts
and things and to execute all such documents as may be
necessary to carry out and comply with the provisions of the
Indenture as executed.
Section 5. That the form and content of theMothea a con-
stituting a conveyance and grant by the Company t
ity Of
a mortgage lien in and to the property subject to the Mortgage
and described therein, and the assignment to the Trusteeof thtoe
City's rights and interest in and to the Mortgage, pursuant
the Indenture. and
andthe
confirmed, andare
thenall Mayorrandethe City
authorized, approved
Clerk be and they hereby are authorized, empowered and directed
to execute, attest, seal and deliver the Mortgage anedtthere-
Assignment for and on behalf of the City, as mortgage
under, including necessary counterparts, in substantially the
form and content now before this meeting but with such changes,
additions, modifications and deletions therein as shall to them
seem necessary, desirable or appropriate, their execution
thereof to constitute conclusive evidence of their approval of
any and all changes, modifications, additions or deletions
therein from the form and content of the Mortgage and Assign-
ment now before this meeting and that from and after the
execution and delivery of the Mortgage and Assignment, the
Mayor and City Clerk are hereby authorized, empowered and
directed td do all such acts and things and
ato execute
complywall
the
ddocuments as may be necessary to carry out
provisions of the Mortgage and Assignment as executed, and the'
provisions of the Mortgage and Assignment are hereby
incorporated herein by reference.
Section 6. That the the Projectorm annbenanditheesamedhereby are
Restrictions relating roved and confirmed, and the
in all respects authorized, app
Mayor and the City Clerk be and they hereby are authorized,
empowered and directed to execute, attest, seal and deliver the
Deed Restrictions for and on behalf of the City, including
necessary counterparts, insubstantially the th such changesfo forment
now
before this meeting
but fications and deletions thereinshall to
otheir ethem seem
ee thereof to
necessary, desirable or appropriate,
constitute conclusive evidence of their approval of any and all
changes, modifications, additions or deletions therein from the
form and content of the Deed Restrictions now before this
meeting and that from and after the execution and delivery of
the Deed Restrictions, the Mayor and City Clerk are hereby
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A..rrns. COOVC.. DOnwr.Lr nn AILOrr, r.w.rns. Drs 1e0111r5. iow• / I /
authorized, empowered and directed to do all such acts and
things and to execute all such documents as may be necessary to
carry out and comply with the provisions of the Deed
Restrictions as executed, and the provisions of the Deed
Restrictions are hereby incorporated herein by reference.
Section 7. That the sale of the Bonds to the Original
Purchaser at the purchase price of 1008 of the par value
thereof, subject to the terms and conditions set forth in the
Bond Purchase Agreement, is hereby authorized, approved and
confirmed, and that the form and content of the Bond Purchase
Agreement be and the same hereby are, authorized, approved and
confirmed and the Mayor be, and he hereby is, authorized,
empowered and directed to execute and deliver to the Original
Purchaser the Bond Purchase Agreement for and on behalf of the
City, including necessary counterparts in the form and content
now before this meeting, and that from and after the execution
and delivery of the Bond Purchase Agreement, the Mayor and the
City Clerk are hereby authorized, empowered and directed to do
all such acts and things and to execute all such documents as
may be necessary to carry out and comply with the provisions of
the Bond Purchase Agreement.
Section 8. That the form and content of the Inducement
Letter be and the same hereby are authorized, approved and
confirmed and the Mayor be, and he hereby is, authorized,
empowered and directed to accept the Inducement Letter for and
on behalf of the City by execution thereof, including necessary
counterparts in the form and content now before this meeting,
and that from and after the execution and delivery of the
Inducement Letter, the Mayor and the City Clerk are hereby
authorized, empowered and directed to do all such acts and
things and to execute all such documents as may be necessary to
carry out and comply with the provisions of the Inducement
Letter as executed.
Section 9. That the Mayor and the City Clerk of the City
be and they hereby are authorized to execute and deliver for
and on behalf of the City any and all additional certificates,
documents, opinions or other papers and perform all other acts
(including without limitation the filing of any financing
statements or any other documents to create and maintain a
security interest on the properties and revenues pledged or
assigned under the Indenture, the Loan Agreement and the
Mortgage and the execution of all closing documents as may be
required by Ahlers, Cooney, Dorweiler, Haynie, Smith & Allbee,
as Bond Counsel, and the acceptance of any documentation
evidencing indemnification of the City by Company in connection
with the transactions contemplated hereby) as they may deem
necessary or appropriate in order to implement and carry out
the intent and purposes of this Resolution.
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ANLLn S. COON P, Donwru.rn. HANK. SMr.n a At nLr L.w.L.s Drs MOINC s. Iowa
/47�
Section 10. That the Loan Agreement requires Company in
each year to pay amounts as Loan Payments sufficient to pay the
principal of, premium, if any, and interest on the Bonds when
and as due, and the payment of such amounts by Company to the
Trustee pursuant to the Loan Agreement is hereby authorized,
approved and confirmed.
Section 11. That the Bonds are limited obligations of the
City, payable solely out of the Loan Payments required to be
paid by Company pursuant to and in accordance with provisions
of the Loan Agreement and as provided in the Indenture, and are
secured pursuant to and in accordance with provisions of the
Mortgage, the Guaranty and the Indenture. The Bonds and
interest thereon shall never constitute an indebtedness of the
City, within the meaning of any state constitutional provision
or statutory limitation, and shall not give rise to a pecuniary
liability of the City or a charge against its general credit or
taxing powers.
Section 12. That the provisions of this Resolution are
hereby to be separable and if any section, phrase or provision
shall for any reason be declared to be invalid, such
declaration shall not affect the validity of the remainder of
the sections, phrases or provisions.
Section 13. All Resolutions and orders or parts thereof,
in conflict herewith are, to the extent of such conflict,
hereby repealed and this Resolution shall be in full force and
effect immediately upon its adoption.
Adopted and approved this 31st day of July, 1984.
City of Iowa City, Iowan
(Seal) —
ohn McDonald, Mayor
Attest:
MaYian K. Karr, City Clerk
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/µ7f
CLERK'S CERTIFICATE
I, Marian K. Karr, being first duly sworn do hereby depose and
certify that I am the duly appointed, qualified, and acting City
Clerk of the City of Iowa City, in the County of Johnson, State of
Iowa; that as such I have in my possession, or have access to, the
complete corporate records of said city and of its Council and
officers; that I have carefully compared the transcript hereto
attached with the aforesaid corporate records; that said transcript
hereto attached is a true, correct and complete copy of all the
corporate records showing the action taken by the City Council of
said City at a meeting open to the public on July 31, 1984, for the
purpose of considering a Resolution authorizing the issuance of
$900,000 aggregate principal amount of Commercial Development
Revenue Bonds (Jackson Square Associates Project) Series 1984, of
the City of Iowa City, Iowa, the execution and delivery of an
Indenture of Trust to secure said Bonds, the execution and delivery
of a Real Estate Mortgage, the execution and delivery of a Deed
Restrictions; the execution and delivery of a Loan Agreement between
the City and Jackson Square Associates, the Assignment by the City
of the rights and interest of the City in and to said Real Estate
Mortgage and said Loan Agreement, the sale of said Bonds,
appointment of a Trustee and related matters; that said proceedings
remain in full force and effect and have not been amended or
rescinded in any way; that said meeting and all action thereat was
duly and publicly held, with members of the public in attendance, in
accordance with a notice of meeting and tentative agenda, a copy of
which was timely served on each member of the Council and posted on
a bulletin board or other prominent place easily accessible to the
public and clearly designated for that purpose at the principal
office of the Council (a copy of the face sheet of said agenda being
attached hereto) pursuant to the local rules of the Council and the
provisions of Chapter 28A, Iowa Code, and upon reasonable advance
notice to the public and media at least twenty-four hours prior to
the commencement of the meeting as required by said law.
Witness my hand and the Corporate Seal of said City hereto
affixed this 1st day of July, 1984.
(SEAL) Marian K. Karr, City Clerk
State of Iowa )
SS..
County of Johnson )
Subscribed and sworn to before me this day, the date last above
written.
Notaiy P blic in -and for the
(SEAL) ote State of Iowa
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/ / I
(This Notice to be Posted)
NOTICE AND CALL OF COUNCIL MEETING
Governmental Body:
Date of Meeting:
The City Cotincil Iowaf
Iowa City,
July 31, 1984
Pard,a7 a m
fk+>�a0 B-l-�BY
8: aa4A
Time of Meeting:
7:30 P.M.'
Council Chambers
place of Meeting: Civic Center ton Street
410 East Washing
Iowa City, Iowa
iY GIVEN ed
PUBLIC NOTICE 15 "Emeet at thetdate, time hat the oand mplace nabove
governmental body is as follows:
set out. The tentative agenda for said meeting
1. Resolution Authorizing the Issuance of $900,000 in
Aggregate Principal Amount of the City of Iowa square City,Associates
Commercial Development Revenue Bonds (Jackson from he
Project) Series 1984. With the Proceedssoc atese anlIowa
the
Bonds to be Loaned tofJackson Purpose of Defraying All or a
General Partnership, Im roving and Equipping Land,
Portion of the Cost of Acquiring, P
Buildings and Improvements Suitable for Use as a 27 Unit
Housing Complex for the Elderly; the Execution andds, the Del ion very
an Indenture of Trust to Secure SeidthenExecution and Delivery
Delivery Of a Real Estate Mortgag
of a Deed Restrictions; theExecution
aSquarelAssociatespothe
Agreement Between the City n e and
Assignment by the City to the Trustee of the Rights and
Interest of the City in and to Said Real Estate ointment of a
Said Loan
o naAgree Agreement;
the
Matters. of Said Bonds; App
Trus
nd
ated
n t
2. Such additional matters as are
beret tforth o
(attachcopy of
additional � page
agenda).
This notice ter928An IowahCo direction, asamendedl,eandyort
the local
pursuant to Chap
rules of said governmental bo__dy.__ �..'' —`�%
M�a a4r City Clerk
of the City of Iowa City, Iowa
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/# 7�
a�
RESOLUTION NO. 84-222
RESOLUTION AUTHORIZING EXECUTION OF AN AMENDED ACCESS EASEMENT FOR
URBAN RENEWAL PARCEL 64 -Ib (HOTEL SITE).
WHEREAS, the City of Iowa City, Iowa, acting as the Local Public Agency, did
by Resolution 83-419 authorize execution of an alley access easement for
Urban Renewal Parcel 64-1b (Hotel Site), which easement was recorded in the
Johnson County Recorder's Office in Book 682, p. 66; and
WHEREAS, by Resolution 84-75 the City Council approved an Amended Easement
Agreement enlarging the easement area, but said Amended Easement Agreement
has not been delivered to the Developer, or recorded; and
WHEREAS, it has been found that the airspace reserved in said amended
easement is inadequate if the City determines to enlarge the Dubuque Street
Parking Ramp onto Urban Renewal Parcel 64-1a; and
WHEREAS, reducing the height of the reserved airspace from 25 feet to 16 feet
will not adversely affect access to the hotel site.
NOW, THEREFORE, BE IT RESOLVED THAT
1. Resolution 84-75 is hereby repealed, and
2. An Amended Access Easement (Attachment 1) be approved by the City Council
of the City of Iowa City and that the Mayor of Iowa City, Iowa, is
authorized to sign the amended easement agreement and that the City Clerk
is authorized to attest said agreement.
It was moved by Ambrisco and seconded by Nickson
the Resolution be adopted, and upon roll call there were:
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
XDickson
�— Erdahl
X McDonald
X Strait
X Zuber
Passed and approved this 31st day of July , 1984.
ATTEST:
b$*Q d Avner++
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IV16
CITY OF IOWA CITY
HARRY A. JOHNSON, JR.
AMENDED EASEMENT AGREEMENT
This agreement is entered into this 31st day of July , 1984,
between the City of Iowa City, Iowa, a municipal corporation, eFeinafter
referred to as City, and Harry A. Johnson, Jr., doing business as Mid -City
Hotel Associates - Iowa City, hereinafter referred to as Hotel Associates.
WHEREAS, Hotel Associates has purchased land from the City on Urban Renewal
Parcel 64-1b, Iowa City, upon which to construct a hotel facility, and,
WHEREAS, Hotel Associates wishes to purchase from the City a perpetual alley
easement for access purposes through a portion of Block 64, as more particu-
larly defined in this agreement, and,
WHEREAS, the parties to this agreement wish to set out the specific terms and
conditions of their agreement concerning this easement.
NOW, THEREFORE, IT IS AGREED as follows:
1. Easement Area. The easement area shall be a strip of land legally
described as follows:
Part of Block 64, Original Town, Iowa City, Iowa, as shown on plan
recorded in Johnson County Recorder's Office, Book 1, page 116, more
particularly described as follows:
Commencing as a point of reference at the Northeasterly corner of said
Block 64;
thence South 89059'20" West 222.00 feet along the Northerly line of
said Block 64 to a point (this is an assumed bearing for purposes of
this description only);
thence South 0007'00" East 144.54 feet along a line parallel with the
Easterly line of said Block 64 to the point of beginning;
thence North 89053'00" East 50.00 feet to a point;
thence South 45007100" East 49.50 feet to a point;
thence North 89053'00" East 137.00 feet to the Westerly right-of-way
line of Linn Street;
thence South 00007'00" East 17.35 feet along said Westerly right-of-way
line to a point;
thence South 89051'17" West 20.04 feet to a point;
thence South 00004'14" West 3.30 feet to a point;
thence North 89055'47" West 201.95 feet to a point;
thence North 00007'00" West 55.00 feet to the point of beginning.
0
Page 2
2. Nature and Extent of Easement. Hotel Associates and its assigns are
herebygranted a permanent nonexclusive easement for ingress and egress
purposes across the surface of the easement area. City expressly reserves
all rights to the airspace beginning sixteen (16) feet above the surface of
the easement area. This easement is to provide for service access to the
hotel facility. The easement area also is intended to provide for access to
other building sites located in Block 64 and the City reserves the right to
grant to other owner of property in Block 64 access to the alley easement.
3. Dedication as Public Alley. The City also reserved the right and
intends to dedicate all or part of the easement area as a public alley
subject to all of the rules and regulations of the City of Iowa City govern-
ing such alleys.
4. Pavement and Maintenance. The City agrees to pave the alley portion
of the easement area within a reasonable time after completion of construe
tion of the hotel facility. Further, the City agrees to maintain the alley
at the same level of maintenance as is provided for other public alleys in
downtown Iowa City.
5. EasementPrice. Promptly upon execution of this agreement, Hotel
Associates agrees to pay to the City the sum of $18,350.40.
6. Future Condemnation. While the City has granted to Hotel Associates
the easement rights provided in this agreement on a perpetual basis, the City
does reserve the right to institute condemnation proceedings if necessary in
the future to retake possession of the alley.
7. Reversion to City. In the event Hotel Associates defaults upon its
obligation to construct a hotel on Urban Renewal Parcel 64-1b, this easement
granted by the City to Hotel Associates shall automatically terminate and all
rights granted hereunder shall revert to the City. If this happens, the City
agrees to refund to Hotel Associates any portion of the purchase price
outlined in paragraph 5 above which has not already been used for the
purposes of constructing public facilities on or about the alley. In the
event the use of Urban Renewal Parcel 64-1b changes from a hotel, the
easement granted by the City to Hotel Associates shall automatically termi-
nate and all rights granted hereunder shall revert to the City.
8. Successors and Assigns. The provisions stated herein shall be for
the benefit of and bind the personal representatives, heirs, successors and
assigns of Hotel Associates and the City, and the terms and conditions set
forth above shall constitute covenants running with the land.
g. Effect on Prior Easement. This Amended Easement Agreement supersedes
and revokes the Easement Agreement recorded in Book 682 at page 66 of the
Johnson County Recorder's Office.
Dated at Iowa City, Iowa, the date first above given
1876
Page 3
CITY OF IOWA CITY, IOWA
BY:,//K &is..
hn McDona d, Mayor
ATTEST:
STATE OF IOWA )
) SS:
JOHNSON COUNTY )
marry o nson,J.
On this 31st day of Jul A.D., 1984, before me, a Notary
Public du—Ty commissioned and —qualified in and for said County and State,
personally appeared John McDonald, Mayor of the City of Iowa City, Iowa, and
Marian K. Karr, City Clerk of said City, each being to me personally known to
be the identical persons and officers named in the foregoing instrument, who
executed the same under and by virtue of the authority vested in them by the
City Council of said City, and each for himself/herself acknowledged the
execution thereof to be his/her voluntary act and deed for purposes herein
expressed.
IN TESTIMONY WHEREOF, I have hereunto set my hand and Notarial Seal at Iowa
City, Iowa, the day and year last above written.
4.4
Notary Public in and tO the State of Iowa
STATE OF MINNESOTA
) SS:
HENNEPIN COUNTY )
On this S"ay of 1984, before me, the undersigned, a
Notary Pu c n and for sa State, personally appeared Harry A. Johnson, Jr.,
to me known to be the ident cal person named in and who executed the foregoing
instrument, and acknowledged that he executed the same as his voluntary act and
deed.
CYNTHIA HENNEK
NOTARY WBUC-MINNESOTA
Notary blit in and for the State of Minnesota MY COMM.ST RE%P. JUNE 8, 1988
Roeeived A Approved
By The LeOel Depertmenl
IYX
RESOLUTION N0, 84-223
RESOLUTION RESCINDING RESOLUTION 84-141 AND ADOPTING A NEW
RESOLUTION ESTABLISHING REGULATIONS FOR OPERATION OF OUTDOOR
SERVICE AREAS BY BUSINESSES LICENSED UNDER CHAPTER 123 OF THE CODE
OF IOWA.
WHEREAS, Resolution 84-141 was previously adopted by the City Council on
June 5, 1984 which adopted certain regulations for operation of outdoor
service areas and those regulations should be revised to exempt, with
certain exceptions, outdoor service areas established prior to May 1, 1984
and certain other changes, and
WHEREAS, Chapter 123 of the Code of Iowa provides for the licensing of
establishments to sell, dispense or serve for consumption on the premises
beer or alcoholic beverages, and
WHEREAS, this license may extend to outdoor service areas immediately
adjacent to such premises, and
WHEREAS, such license to operate an outdoor service area within the
corporate limits of Iowa City requires approval by the City Council, and
WHEREAS, outdoor service areas established prior to May 1, 1984 shall be
exempted, with certain exceptions, from the regulations for operation of
outdoor service areas, and
WHEREAS, the City Council wishes to establish criteria to serve as a basis
for its approval of the operation of outdoor service areas, and
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF IOWA CITY, IOWA
that:
1. Resolution 84-141 previously enacted on June 5, 1984 is hereby
rescinded by action of the Council.
2. The "Regulations for Operation of Outdoor Service Areas by Businesses
Licensed under Chapter 123 of the Code of Iowa, attached to and made
a part of this resolution, are hereby adopted by the City of Iowa City
as minimum criteria for the licensing and operation of an outdoor
service area as part of any establishment licensed under Chapter 123
of the Code of Iowa and in which any alcoholic beverage is dispensed,
sold or consumed. These regulations shall apply as indicated, the
only exceptions being those specifically set forth in the regula-
tions.
/y71
Page 2
It was moved by Dickson and seconded by Ambrisco
the Resolution be adopted, and upon rolT call there were:
i
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
X Dickson
X Erdahl
X McDonald
X Strait
X Zuber
Passed and approved this 31st daylof July 1984.
ATTEST:
/y77
REGULATIONS FOR OPERATION OF OUTDOOR SERVICE AREAS
BY BUSINESSES LICENSED UNDER CHAPTER 123 OF THE CODE OF IOUA
These regulations shall apply to those outdoor service areas located on PRIVATE
PROPERTY adjacent to any business licensed under Chapter 123 of the Code of
Iowa and as defined in Chapter 123.3(31). These regulations shall NOT apply to
outdoor service areas located on or directly adjacent to the City Plaza as
defined in Chapter 9.1-2 of the Code of Iowa City. An outdoor service area
shall include any such area where beer or liquor is sold and served, carried,
or consumed by the public. It shall be considered as part of the licensed
premises, and the same Federal, State, and local laws which apply to the
licensed premises shall also apply to the outdoor service area. Any establish-
ment operating an outdoor service area as defined above shall be subject to the
following:
1. Outdoor service areas must be located on private property and may not
encroach on any public right-of-way. Such area must be immediately
adjacent to the licensed establishment of which it is a part.
2. Outdoor service areas shall not be located in the front yard of any
licensed premises.
3. Outdoor service areas shall be screened on all sides from public view.
Screening shall consist of a fence or other suitable barrier of not less
than five feet in height nor more than eight feet in height. It shall be
of solid construction which will effectively prevent normal access and/or
egress from the premises except by way of an emergency fire exit only. Such
fire exit shall be required of all outdoor service areas.
4. Seating or other accommodations in an outdoor service area shall not exceed
one (1) person per fifteen (15) square feet of floor area accessible to the
public.
5. Outdoor service areas shall not be accessible except from the licensed
premises which it adjoins. The required fire exit shall be an emergency
exit only.
6. Outdoor service areas shall be permitted only in those zones which permit
other than residential uses and shall not be permitted to exist within 100
feet of any lot zoned for residential use.
7. Outdoor service areas shall comply with appropriate building, housing, and
fire codes and with all other applicable State and City laws.
8. The City shall inspect outdoor service areas at least annually at the same
time inspection of the adjacent licensed establishment occurs. The City
may, at its discretion, inspect an outdoor service area at any other time.
9. Applications for the approval of outdoor service areas shall include all
required information and be submitted with applications for beer and liquor
licenses. Such application shall be submitted to the City Clerk at least
15 days prior to the date it is to be considered by the City Council.
Outdoor service areas shall be subject to the same annual renewal require-
ments as are all beer and liquor licenses. Approval by the City Council of
an outdoor service area shall be by letter to the Iowa Beer and Liquor
A/17
Control Department and such approval shall be separate and distinct from
approval of the beer or liquor license. Said approval shall be subject to
the applicant also meeting all requirements of the Iowa Beer and Liquor
Control Department with regard to diagram, dram shop coverage, and all
other State requirements.
10. Amplified sound equipment in an outdoor service area shall not be permit-
ted. Compliance with the City noise ordinance shall be required. Addi-
tional advertising or identification signage beyond that permitted for the
main licensed establishment shall not be permitted.
11. The City may, after notice to the license or permit holder and a reasonable
opportunity for hearing, revoke authorization for the operation of an
outdoor service area for any establishment where excessive noise or other
problems, as determined by the City, result directly from the operation of
the outdoor service area. The revocation procedure shall be initiated by
the City Attorney filing an administrative hearing complaint with the City
Council. Written notice of hearing, as well as a copy of said complaint,
shall be served upon the license or permit holder, at least 10 days prior
to the date set for hearing. The hearing shall be before the City Council
and shall be governed by the procedures as established by Sections 2-186
and 2-187 of the Code of Ordinances of the City of Iowa City, Iowa. In the
event of revocation, the City shall notify the Iowa Beer and Liquor Control
Department. The license or permit holder may appeal the revocation to the
Iowa Beer and Liquor Control Department Hearing Board, pursuant to Section
123.32, Code of Iowa. Revocation of authorization by the City for opera-
tion of an outdoor service area shall not affect the licensing of the
principal establishment, unless separate action to suspend or revoke that
license/permit is also initiated.
12. Upon submitting an application for an outdoor service area, applicant shall
provide the name and address of the owner of each abutting property as well
as every other property which is within one hundred (100) feet of appli-
cant's premises. The City will then notify these property owners by letter
of the nature of the application and the date and time when it will appear
on the agenda for approval by the City Council, so that these property
owners will have an opportunity to comment on the application if they
wish.
13. Approval or disapproval of an application for an outdoor service area shall
be at the discretion of the City Council. Such discretion shall be
exercised with due regard to public health, safety and welfare considera-
tions.
14. Outdoor service areas established prior to May 1, 1984 shall be exempt from
these regulations except that regulations 8, 10, 11 and 15 shall be
applicable to these outdoor service areas. In the event that there is a
change of ownership, the outdoor service area use shall be permitted to
continue provided that the usage is continuous.
15. These regulations are established by resolution of the City Council and may
be amended from time to time by further resolution of the City Council.
/4(77
RESOLUTION NO. 84-224
RESOLUTION AUTHORIZING THE CITY OF IOWA CITY TO AMEND THE LOW
INTEREST LOAN AND FORGIVABLE LOAN MANUALS FOR THE HOUSING REHABILITA-
TION PROGRAM.
WHEREAS, The City of Iowa City is empowered pursuant to Chapter 403, Code of
Iowa (1983), to formulate a program for utilizing appropriate private and
public resources to eliminate slums and prevent the development or spread of
urban blight and to encourage urban rehabilitation, and
WHEREAS, the City Council has budgeted Community Development Block Grant
funds to engage in Housing Rehabilitation Programs within the designated
Neighborhood Improvement Areas, and
WHEREAS, part of said program involves Low Interest Loans and Forgivable
Loans as a method of financing rehabilitation, and
WHEREAS, the City Council has approved and authorized the implementation of
the Forgivable Loan Program by Resolution 79-577 and the Low Interest Loan
Program by Resolution 82-91, and
Therefore, for the purpose of amending the Low Interest and Forgivable Loan
Programs, the revised Manuals are as shown in the attached copies and by this
reference are made part of this resolution.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF IOWA CITY,
IOWA:
The Procedural Manuals be amended for the Housing Rehabilitation Low Interest
and Forgivable Loan Programs in accordance with the attached.
It was moved by Strait and seconded by Ambrisco the
Resolution be adopted, and upon rol call there were:
AYES: NAYS: ABSENT:
X Ambrisco
X Baker
X Dickson
X Erdahl
X McDonald
X Strait
X Zuber
Passed and approved this 31st day of July , 1984.
ATTEST:
1"(W01vnri A Approval
Hyl ear
IV -7e
i
TABLE OF CONTENTS
Chapter
1.
General
Chapter
2.
Project Financing and Eligible Project Costs
Chapter
3.
Eligibility Requirements
Chapter
4.
Cost Includable in Rehabilitation Loans
Chapter
5.
Limitations on Amount of the Loans
Chapter
6.
Processing d Submissions for a Rehabilitation Loan
Chapter
7.
Loan Settlement
Chapter
8.
Loan Closeout
Chapter
9.
Terms 4 Conditions Under Which Rehabilitation Loans are Made
Chapter
10.
Funding of Individual Loans d Management of Accounts
Chapter
11.
Property Appraisal
Chapter
12.
Determining Work to be Done with a Rehabilitation Loan
Chapter
13.
Contracting for Repair Work
Chapter
14.
Inspection of Repair Work
Chapter
15.
Applicants Income
Chapter
16.
Truth in Lending Requirements for Rehabilitation Loans
Chapter
17.
Grievance Procedure
178
CHAPTER 1. GENERAL
1. LEGAL AUTHORITY. Loans are authorized by City Council utilizing Title
I assistance under the Housing and Community Development Act of 1974,
as amended.
2. DEFINITIONS. Following are definitions of various terms as used with
respect to rehabilitation activities.
a. Disabled. For the purposes of this program a person shall be
considered disabled when that person received social security
disability compensation or disability compensation from other
public assistance organizations.
b. Elderly. For the purposes of this program it shall mean any one
or more of the property's title holders who are sixty two (62)
years of age or older.
c. Family. The applicant's family includes the applicant and any
other person or persons related by blood, marriage or operation of
law, who share the same dwelling unit.
d. Liquid Assets. Property than can be readily converted into cash
without appreciable loss in value such as: savings accounts,
and/or stocks and bonds. Equity in the property to be rehabi-
litated or a motor vehicle when used for transportation to and
from employment or school is not considered when computing liquid
assets.
e. Owner. Means one or more natural person who hold legal title to
a property to be rehabilitated.
f. Owner-Occupied_Praperty. A property occupied by that owner that
it is used entire y for residential purposes and that contains one
dwelling unit.
g. Repair Cost. The total cost of repairs or improvements incurred
by the owner that are includable in a rehabilitation contract,
whether or not financed in part with funds from other sources.
h. Rehabilitation Officer. An employee of the City's Department of
Planning & Program Development charged with the duties of admini-
stering the specific aspects of the rehabilitation program.
i. Flood Insurance. Insurance coverage provided to those areas
participating in the National Flood Insurance Program to compen-
sate for damages which have been incurred, thus reducing the
overall impact and financial loss to affected property owners or
tenants. Flood insurance coverage must be in an amount at least
equal to the development or project cost.
J471
CHAPTER 2. PROJECT FINANCING AND ELIGIBLE PROJECT COSTS
GENERAL. This chapter covers City Council provisions required for the
making of rehabilitation loans, sources of funds to be used for making
loans, program reimbursement for advanced fees, and the costs in
connection with rehabilitation loans that are eligible projects
costs.
PROJECT FINANCING. Rehabilitation loans may be made only if there
exists a City Council resolution approving the area(s) for rehabilita-
tion and a sufficient appropriation of funds to finance said loans.
a. Inclusion of Loan in Project Budgets. The amounts for rehabilita-
tion loans shall be included in the Community Development Block
Grant budget as approved by the City Council.
b. Source of Funds for Rehabilitation Loans. Funds to cover an
approved rehabilitation loan shall be provided by the City from
project funds in accordance with the procedures established
herein.
ELIGIBLE PROJECT COSTS. The costs described below, related to the
processing of rehabilitation cases are eligible project costs in a
neighborhood as approved by the City Council. Provision shall be made
for these eligible project costs in the budget which is appropriate
for the program involved.
a.City Overhead and Third -Party Contracts. The following costs
incurred in the processing and administering of rehabilitation
loans are eligible project costs, to the same extent as costs
incurred for other eligible project activities.
(1) City cost for staff salaries, wages, and related personnel
expenses.
(2) Costs incurred under contract or agreement with organi-
zations, firms, and individuals for technical and profes-
sional services. Contracts and agreements must meet the
City's requirements for third -party contracts as to form and
methods of solicitation and execution, and, where appropri-
ate, shall be concurred in by the City Attorney's office and
the City Manager.
b. Other Costs Related to Loans. In addition to those costs set
forth in paragraph 3.a. above, other costs for goods and services
required for the processing of a rehabilitation loan application
may be considered eligible project costs.
Advancin Funds for Includable Costs. As necessary, the City
sha 1 advance protect funds to pay for processing fees, credit
reports and charges for title reports and recordation fees.
p/ lip
CHAPTER 3. ELIGIBILITY REQUIREMENTS
1. GENERAL. This chapter sets forth eligibility requirements as to the
property, and the applicant for a rehabilitation loan. A rehabilita-
tion loan may be made only with respect to a property located within:
the concentrated rehabilitation area(s) as approved by the City
Council. The property must need rehabilitation to meet the Rehabili-
tation Standards. Neither an individual family nor a structure may
participate more than once in this program.
2. REQUIREMENTS APPLICABLE TO EVERY LOAN. In order to be eligible for a
rehabilitation loan. A rehabilitation loan cannot be approved if the
applicant's record shows a disregard for former obligations, or if
there is a clear inability to make the payment that will be required.
In addition, depending upon the type of applicant and property
involved, the requirements as described below also apply.
3. REQUIREMENTS APPLICABLE TO LOAN FOR RESIDENTIAL PROPERTY. An appli-
cant for a rehabilitation loan on residential property must be the
owner of the property.
4. REHABILITATION LOAN INVOLVING A LAND SALES CONTRACT. All land sales
contracts must Teere financed or retired before an applicant can apply
for a Low Interest Loan.
CHAPTER 4. COSTS INCLUDABLE IN REHABILITATION LOANS
1. GENERAL. A rehabilitation loan may be made only with respect to a
property which needs to be brought up to Rehabilitation Standards,
and, after rehabilitation, the property must, at a minimum, conform to
the Iowa City Housing Code. Within the limitations on amount of loan
as set forth in Chapter 5, a rehabilitation loan may also include
amounts for purposes other than meeting the Iowa City Housing Code,
as set forth in this section.
a. Energy Conservation Measures. A home weatherization loan may
provide or specific energy conservation measures such as storm
windows, caulking and weather stripping and attic and wall
insulation.
b. Building Permits and Related Fees. A rehabilitation loan may
provide funds to cover the cost of building permits and related
fees that are required to carry out the proposed rehabilitation
work. However, since the construction contract documents will
require the contractor to pay for them, this cost ordinarily would
be included in the contract amount.
c. Architectural Services. In some unusual cases, an applicant may
employ a private architect to prepare plans and drawings for the
rehabilitation of his property. In these cases, the City
rehabilitation loan may include an amount to cover the cost of the
architectural services for the foregoing rehabilitation work to be
financed by the City rehabilitation loan.
d. Certain Related Costs. A City rehabilitation loan may include
funds to cover certain costs and charges related to processing the
loan application and to obtaining security for the loan.
(1) T e of Related Costs. A City rehabilitation loan may
provide- the costo the following:
(a) Appraisal fee.
(b) Title reports.
(c) Fees for recordation and filing.
(d) Abstracting.
(e) Termite Inspection.
(f) Bank servicing charge.
(g) Hazard or flood insurance.
(h) Architectural fees.
(i) Current accruals for: taxes, insurance, and special
assessments.
(j) Credit reports.
(k) Debtor's life insurance.
(1) Lead Based Paint Analysis.
(2) Advance of Funds. As necessary, the City may advance funds
to pay for appraisal fee, title reports, termite inspection,
lead based paint analysis and credit reports prior to formal
commitment on the rehabilitation loan application. If the
loan is approved, the City shall be reimbursed from the
proceeds of the loan at the time of loan settlement. If the
loan is not approved, and the application withdrawn, the City
advances shall be regarded as eligible project costs.
lg7f
5
e. General Improvements. A rehabilitation loan which includes funds
to cover cost of meeting the requirements of the Rehabilitation
Standards may include, in addition, funds for general improvements
the owner may wish to perform and can financially afford to do.
The maximum dollar amount available for general improvements shall
be limited to 40% of the cost of correcting to Rehabilitation
Standards, and incipient work.
2. WORK WRITE-UP. The Rehabilitation Officer shall prepare a Deficiency
List in accordance with this manual, to document the rehabilitation
work to be financed with the rehabilitation loan.
3. ASSURANCE THAT REPAIRS WILL BE COMPLETED. In some instances the
repair cos s may excee a dMOUAL UY UM loan. In such cases, the
loan will not be made unless the applicant can provide whatever
additional amount is needed to assure completion of the work so that
the property will meet at least the Housing Code.
4. LOAN CANCELLATION. Should a loan be cancelled after rehabilitation
work has begun due to some unforeseen occurrence, the City reserves
the right to withdraw their loan unless the property can be brought up
to meet the Iowa City Housing Code.
If the homeowner changes his/her mind and decides not to do incipient
or general repairs, the loan will be reduced to the actual amount of
money used rather than the full amount.
5. SUPPLEMENTAL FUNDS. When the applicant is furnishing supplementary
funds from sources other than the rehabilitation loan, evidence that
actual funds are available shall consist of verification and documen-
tation by the staff that the applicant can deposit the required amount
in a rehabilitation escrow account.
6. COST NOT INCLUDABLE. A Rehabilitation Loan shall not provide for:
a. New construction, substantial reconstruction, expansion of the
size of a structure, or the finishing of unfinished spaces such as
an attic or basement.
b. Materials, fixtures, equipment, or landscaping of a type or
quality which exceeds that customarily used in the locality for
properties of the same general type as the property to be
rehabilitated.
c. Appliances not required by the Housing Code.
d. Purchase, installation, or repair of furnishings or trade
fixtures.
/ Y
6
CHAPTER 5. LIMITATIONS ON THE AMOUNT OF THE LOAN
1. GENERAL. This section sets forth the eligibility requirements for
applica
program, City
hereinafter referred of owa to to asiayRehabilitation
L wInteresttPrincipal Loan
Loan.
2. MAXIMUM LOW INTEREST LOAN FOR COMPREHENSIVE REHABILITATION. The
maximum loan on residential property shall be the lowest amount
determined using the following three criteria, regardless of whether
the loan is secured or unsecured.
a. The actual, approved construction costs.
b. $17,500 per dwelling unit.
c. An amount which when added to any outstanding indebtedness related
to the property, creates a total outstanding indebtedness which
does not exceed:
97 percent of the sum of as -is value of the property and
estimated rehabilitation costs up to and including
$25,000.
90 percent of the next $10,000 and 80 percent of any
balance of the sum that exceeds $35,000.
unt of
3 weatherizat onNthatSanlOAN app i�antWmayErelceivleNshallhbe limited byhthe
following:
For an applicant whose income and liquid assets are in accord with the
established formulas, the loan amount shall not exceed the lesser of:
to
a the property(and conform to dthecost
minimumthe
repairs
The actual energy conse vation necessarymake
The amount shall be established in accordance with this manual.
b. $2,500 Home Winterization Loan.
4, APPLICANT
licant musticompTy with the follidered for' a owing criteria:
INterest Loan, the
ontaining
a. Be the owner occupant of an dwellingl residential unit and locatedtwithure thec
not more than one (1) Rehabili-
tation Area currently designated for service by the City Council.
b. Have maximum adjusted gross income not in excess of the following:
80% of the median income for the Iowa City MSA, as established by
the U.S. Department of Housing 8 Urban Development (HUD) based on
wthe illnhaverof the currents incomeer ochartld. The availableRuponilitation Officer
request.
c. Have liquid assets which do not exceed those established for
elderly or handicapped persons are shown on the following table
which is based on family size and income.
s assets
(1) Conversion of
of Assets:
smaximum anapplicant
asset level, which
level, the excess
amount may be reduced by applying them toward the actual cost
/y 7Y
7
of the rehabilitation of the property. The excess assets
must be escrowed to the City of Iowa City to pay for reha-
bilitation.
st
5 To REPAY. considbe
Y— ere-- d t—e anAadequate aability to repay nt for a Low nthe eloan oif if the
loan is made, the following tests can be met:
ses shall not
a theax
xadjusted egr ssreincome for housing
of nthexphonexceed
household. Housing expenses
include:
(1) Principal and interest on mortgage.
(2) Principal payments on City of Iowa City rehabilitation loan.
(3) Taxes.
(4) Utilities
(5) Hazard or flood insurance premium.
(6) Maintenance. rson
main
b, A minimum of $2.00 cal expenses, tcer 1.,m afteust r available
er the fixed monthly
food, clothing,
g have been deleted from the adjusted
expenses for the followin
gross income:
(1) Housing expense
(2) Automobile payments
(3)Life insurance loan
(4) Notes payable
(5) Mortgages or land contract payments for other real estate
(6) Monthly installment credit accunts
(7) Life and health insurance prem
6, All Low Interest Loan promissory notes shall be signed and duly
recorded. �Xcess of
all be secured by
In addition, all loans
naming the City o�fSIowaha
in eCity as Mortgagee.
mortgage, duly
7, TERMS AND CONDITIONS: FOR A COMPREHENSIVE REHAB LOAN
a. Terms and Conditions.
Maximum
percentLow (6%)nterest interestoan shall be 15 years, and
per annum.
b. Assianylity•
The Low Interest Loan is not assigna
Selling the property le and shall be dby uue se of la
land or transfer of the property. and the Low
Interest tLoan shall beract shallnpayable in fulls at thafer of t time.
C. Repayment and Debt Service.
(1) Payments shall be made in 180 consecutive monthly install-
ments to a local lending institution designated by the City.
Each monthly payment shall be for 1/180 of the original loan
amount plus interest.
1#71
0
(2) The Low Interest loan may be retired in a period of less than
15 years without penalties.
d. Service and Closing Costs.
The closing costs for a Low Interest Loan may include the follow-
ing:
(1) Fees for establishing debt service account.
(2) Appraisal fees.
(3) Title search and abstracting fee.
(4) Recording fees.
e. Delinquency and Late Payment Penalty.
A late payment charge shall accrue on any amounts delinquent by
one month or more. The amount will be specified at the loan
closing and if altered, the mortgagor will be notified 60 days
prior to the effective date.
8. TERMS AND CONDITIONS: FOR A WEATRERIZATION LOAN
a. Terms and Conditions.
The Maximum term of the Weatherization Loan shall be 5 years, and
it shall bear three percent (3%) interest per annum.
b. Assignability.
The Weatherization Loan is not assignable and shall be due upon
sale or transfer of the property. Selling the property by use of
a land contract shall constitute a transfer of property and the
Weatherization Loan shall be payable in full at that time.
c. Repayment and Debt Service.
(1) Payments shall be made in 60 consecutive monthly installments
to a local lending institution designated by the City. Each
monthly payment shall be for 1/60 of the original loan amount
plus interest.
(2) The Weatherization Loan may be retired in a period of less
than 5 years without penalties.
d. Service and Closing Costs.
The closing costs for a Weatherization Loan may include the
following:
1) Fees for establishing debt service account.
2) Appraisal fees.
3) Title search and abstracting fee.
4) Recording fees.
po f
to
CHAPTER 6. PROCESSING AND SUBMISSIONS FOR A REHABILITATION LOAN
1. REHABILITATIONLOAN ON RESIDENTIAL PROPERTY. The material under this
heading is in connection with a renaoillUdLIon loan an residential
property that by itself or in conjunction with funds to be provided by
the applicant, is sufficient to accomplish the required rehabilita-
tion.
a. Outline of Rehabilitation Staff Functions. Listed below are the
functions to be performed by the Rehabilitation Staff for a
rehabilitation loan on a residential property. Regardless of the
sources of funds to rehabilitate a property, the Rehabilitation
Staff shall assist the property owner by performing functions (1)
through (7) listed below:
(1) Interview and advise the property owner on the general
program objectives for the project area, and explain the
application form must be completed in full.
(2) Advise the applicant on the availability and benefits of a
rehabilitation loan, and on other Federal and private
programs and resources for financing rehabilitation.
(3) Inspect the property.
(4) Prepare a Deficiency List and cost estimate of the rehabili-
tation work.
(5) Financial interview by Rehabilitation Officer to determine
eligibility of the applicant for a rehabilitation loan.
(6) Determine what items in the Deficiency List will conform to
purposes for which a rehabilitation loan may be used.
(7) Advise applicant concerning the conditions under which a
rehabilitation loan is made.
(8) Obtain following information with respect to the applicant
for all residential properties:
(a) Verification of Mortgage or Deed of Trust from each
4 holder of lien secured by the property.
I (b) Credit report from recognized credit bureau.
(c) Verification of employment.
(d) Statement of verification of other earnings.
(e) Verification of deposits.
(9) Make a preliminary evaluation of ability of applicant to
repay indicated loan amount.
(10) Final consultation with applicant on preliminary Deficiency
List and cost estimate to reach agreement on work to be done
within applicant's ability to repay.
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(11) Prepare final Deficiency List.
(12) Request as -is appraisal.
(13) Encourage applicant to obtain an acceptable bid. If appli-
cant is unable to locate an acceptable contractor, a listing
of past participant contractors will be provided.
(14) Take "before" pictures.
(15) Assign loan number and set up separate file for each case.
(16) Deliver case to Director for submission to Housing Commission
for conditional commitment. Include the following papers
and/or forms:
(a) As -is appraisal.
(b) Two (2) copies of accepted bid.
(c) "Before" pictures.
(17) Order abstract update and legal opinion, if applicable.
(18) Complete CDR -7630 or CDR -7632.
(19) Determine that through the rehabilitation loan the property
will conform to the Iowa City Housing Code requirements. If
additional financing is required, assist applicant in
obtaining the needed funds.
(20) Deliver to Director for submission to the Housing Commission
for firm commitment (loan approval). Include the following
as applicable:
(a) CDR -7630 or CDR -7632.
(b) Credit Report (original).
(c) Verification of Deposit(s) (original).
(d) Verification of employment(s) (original).
(e) Verification of Income from Other Sources (original).
(f) Verification(s) of Mortgage or Deed of Trust (origi-
nal).
(g) Copy of Deed.
(h) Current balance sheet, operating statement and/or most
recent copy of tax returns if applicant is self-em-
ployed.
(i) City Attorney's opinions.
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12
(21) When the firm commitment has been received by the Rehabilita-
tion Officer, advise applicant and loan servicing agency and
set date for the settlement of the loan.
(22) Along with 20(a) through (i), include for the retention at
closing, the following:
(a) Hazard insurance policy on property (Flood Insurance if
applicable).
(b) Copy of payment schedule breakdown.
(c) Copy of agreement on low interest loan.
(d) Debtor's life insurance policy, if applicable.
(23) Prepare "Request for Loan Account," and hold in file until
date certain.
(24) On date certain, pick up the applicant, or meet at designated
loan closing location and assist in getting all necessary
papers signed.
(a) Have applicant(s) sign:
1. All copies of construction contract.
2. Proceed order.
3. Promissory note or mortgage.
(b) Provide in writing and explain to the borrower the
amount of their monthly payments and when the first and
all subsequent payments are due. (Truth in Lending
Disclosure Statement.)
(c) Staff will explain their responsibility in recording all
security instruments.
(d) Continue abstract and return to the City Attorney for
final opinion.
(e) Record promissory note or mortgage at Courthouse.
(f) Deposit borrower's supplemental funds in escrow account.
Borrower will be given receipt with photocopy of check.
(25) Assure compliance with equal employment opportunity require-
ments. This is a continuing responsibility until the work is
completed.
j (26) Inspect the rehabilitation work and make progress payments,
if provided in construction contract.
(27) Make final inspection of completed rehabilitation work.
(28) Issue Form CDR -7645, "Certificate of Final Inspection."
1471
13
(29) Take "after" pictures.
(30) Obtain from contractor guarantee of work, manufacturers' and
suppliers' warranties, and release of liens from the general
contractor, subcontractors and suppliers prior to final
payment for rehabilitation work.
(31) Request final payment to contractor for completed rehabilita-
tion work.
(32) Place in the file, the following papers and/or forms:
(a) Copy of signed promissory note, if applicable.
(b) Copy of signed and recorded mortgage, if applicable.
(c) Copy of firm commitment signed by authorized City
employee.
(d) Copy of City's Request for Loan Account, CDR -7636.
(e) Copy of all lien waivers.
(33) Make follow-up inspection of rehabilitation work.
b. Disapproval of Loan Application. Disapproval by the Housing
Commission for any loan application constitutes a formal turn down
and the Rehab Officer shall advise the applicant accordingly and
properly document the file. In the case of special or extenuating
circumstances, the Rehabilitation Officer may ask the Housing
Commission to re-examine an application along with the documenta-
tion necessary to support the request for reconsideration.
c. Applicant Cancels Loan Application. In the event the applicant
chooses to cancel the loan application prior to Date Certain, the
Rehab Officer shall prepare CDR -7630C and obtain the applicant(s)
signature(s). If the applicant(s) refuses to sign, the Rehab
Officer shall document this refusal by so indicating an the
CDR -7630C by a settlement signed by the Rehab Officer.
3. DOCUMENTATION FOR LOAN ON RESIDENTIAL PROPERTY. This material sets
forth required documentation in conjunction with an application
recommended for approval by the Rehabilitation Officer for a rehabili-
tation loan on residential property. The forms and other documentati-
on to be included with the application by the Rehabilitation Officer
to the Housing Commission are listed in paragraph 1. Instructions
concerning some of the documents listed are as follows:
a. Application Form.
(1) If a rehabilitation loan is to be supplemented with a
rehabilitation grant, CDR -7630 will also be completed.
(2) Each applicant shall be given a copy of Form CDR -7631.
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14
b. Verification of Employment. Include a completed CDR -7633 "Request
for Verification of Employment" for each position held within the
last 12 months. Verifications of employment must be completed on
all persons whose signatures will appear on the promissory note
and mortgage.
c. Verification of De osits. COR -7634 must be completed for each
C_
and or savings account listed by the applicant(s).
d. Verification of Income from Other Sources. Verify all other
income received by the applicant(s), such as pensions, social
security, ADC, disability benefits, rentals, income from care of
foster children, interest on investments, etc. If the principal
source of income of the applicant(s) is from his own business,
include a currently dated balance sheet and operating statement,
or a copy of his most recent tax return.
e. Verification Mortgage or Deed of Trust. Complete CDR -7639 for
each outstanding mortgage or land sales contract on all properties
being purchased by the applicant(s).
f. Credit Data.
(1) Obtain a written credit report from the Credit Bureau.
g. Construction Contract Document. See Chapter 13.
Ownership Data. The Rehabilitation Officer shall make a prelimi-
nary informal determination of ownership. The citation from the
land records or other official records used in the verification
shall be retained in the file. This informal verification shall
be followed, at the appropriate time, by a formal verification in
the form of a written title search and the continuation of the
abstract.
i. Rehabilitation Loan Involving a Land Sales Contract. All land
sales contracts must be refinanced or retired before an applicant
can apply for a Low Interest Loan.
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CHAPTER 7. LOAN SETTLEMENT
1. GENERAL. This chapter sets forth the staff responsibilities with
respect to a City of Iowa City rehabilitation loan for: (a) preparing
for loan settlement; (b) completing loan settlement; and (c) carrying
out post settlement activities.
2. PREPARING FOR LOAN SETTLEMENT. The following actions shall be taken
in preparation for lFan settlement:
a. Establish a date certain for loan settlement that allows a minimum
of 15 days for processing.
b. Prepare Form CDR -6236 for a loan encumbrance to be dated the date
certain.
c. After the loan encumbrance is requested, the Rehabilitation
Officer shall promptly take the following actions:
(1) Prepare a promissory note (original) in accordance with the
form of promissory note approved by the City Attorney's
Office.
(2) If the loan is to be so secured, prepare a mortgage (origi-
nal) in accordance with the form of mortgage approved by the
City Attorney's Office for use in this Housing Rehabilitation
program.
(a) For a loan under $5,000, recheck the ownership informa-
tion in the case file.
(b) For a loan of $5,000 or more, arrange for updating the
title report to the date certain.
(3) Prepare a proceed order to be signed by the borrower at
settlement. For a secured loan, the executed proceed order
shall be retained by the Rehabilitation officer for five
working days from the date of signing in order to give the
borrower time to exercise his rights of rescission under the
Truth in Lending Act.
(4) Instruct the borrower to obtain:
(a) Original and memorandum copy of insurance policies for
fire and extended coverage that provides coverage in
accordance with the local coinsurance clause percentage
of the value of the property, or an insurance binder or
other evidence of insurance.
(b) Original or certified copy of receipt for payment of
initial or current insurance premium, whichever is
applicable.
(5) Make arrangements for loan settlement on the date certain.
3. DELAY IN LOAN SETTLEMENT. Loan settlement shall be effected on the
established settlement date, provided that the approved Form CDR -6236
and the loan check have been received from the Finance Department. If
17 7a
16
for any reason loan settlement cannot be accomplished on the estab-
lished date, it shall be accomplished as soon thereafter as possible.
Such later settlement shall, with the written consent of the borrower,
be effected as of the originally established settlement date. In the
absence of that written consent, the loan check must be returned to
the Finance Department. The Rehabilitation Officer shall then set a
new settlement date and shall prepare and submit to the Finance
Director a new Form CDR -6236 (original and one copy) with the new date
certain specified thereon.
4. COMPLETING LOAN SETTLEMENT. The Rehabilitation Officer shall proceed
with oan sett emen on the date certain as follows:
a. Review the approved Form CDR -6236 with the borrower. If applica-
ble, emphasize that the borrower must include not only in his/her
first monthly payment, but also in his/her subsequent monthly
payments, an amount for accrued escrow expense account items.
b. Secure the borrower's signature in block M of each of the three
copies of Form CDR -6236, and witness the signature.
C. Secure the borrower's signature on the original promissory note.
d. If applicable, secure the borrower's signature on the original
mortgage or deed of trust.
e. If necessary, review with the borrower the copy of Form CDR -7631,
which was previously given to him before he signed the application
form CDR -7630.
f. Obtain opinion of City Attorney (original) concerning the legality
and sufficiency of the executed promissory note and, if any, the
mortgage or deed of trust. The City Attorney shall participate in
any proceedings as may be necessary to assure the legal validity
of the loan application.
g. Obtain from the borrower the required fire and extended coverage
insurance policies and premium payment receipts.
h. Obtain from the borrower evidence of current tax and special
assessment payments in the form of most recent receipts.
i. Secure the borrower's endorsement on the loan check.
J. Advise the borrower with regard to:
(1) Name of the loan servicer to whom monthly payment checks
shall be made payable, where to send the first and subsequent
monthly payments, and the obligation to remit the first
monthly payment even though the borrower may not receive a
payment notice.
(2) Need to make all monthly payments on the date due to avoid
legal action.
k. If applicable, obtain check from borrower to cover accrued escrow
expense account items. The check shall be forwarded to loan
servicing agent.
17
1. Obtain borrower's signature on proceed order and hold until it is
evident that
the
borrower
does
pcttnd to cancel the loan in
accordance with the Truth inLending
5. POST SETTLEMENT. The Rehabilitation Officer shall record all
recordable instruments and obtain evidence of recordation promptly
after completing loan settlement. The Rehabilitation Officer shall
prepare a transmittal letter (original and one copy) to the local
lender under contract to the City for loan servicing. Preparation and
release of the original and copies of the transmittal letter and
accompanying documents shall not be delayed, pending receipt of the
rarnrded instruments and evidence of recordation.
18
APPENDIX 1. GUIDE FORM OF TRANSMITTAL LETTER FOR
TRANSFER OF REHABILITATION LOANS TO SERVICE AGENT
Gentlemen:
Exhibit A
The following City of Iowa City rehabilitation loans have been settled and
are being transferred to you for loan servicing in accordance with the
agreement between the City of Iowa City and your lending institution. For
each loan listed below, there are enclosed, as applicable, checks to cover
accrued escrow expense account items for the following loans:
The first monthly payment for each loan listed below is due ,
19___, and the amount of the first monthly payment and subsequent mommy
payments for each loan is indicated on the corresponding Form CDR -6236.
The following loans are covered by this transmittal:
Loan Number Name of Borrower Amount of Loan Type of Loan Securit
(Signature of Rehabilitation Officer)
(Title)
Enclosures
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CHAPTER 8. LOAN CLOSEOUT
1. GENERAL. This chapter sets forth the staff responsibilities for loan
closeout and transmittal of related documents for a rehabilitation
loan.
2. DISPOSITION OF FUNDS STATEMENT. After all funds have been disbursed
from the rehabilitation escrow account and the account has been
closed, the Rehabilitation Officer shall prepare a Disposition of
Funds Statement in which the Rehabilitation Officer shall account for
the disposition of the full loan amount and any other funds deposited
in the rehabilitation escrow account for the borrower.
3. TRANSMITTAL REQUIREMENTS. After final payment for all rehabilitation
costs an a ter closing the borrower's account, the Rehabilitation
Officer shall transmit the documents prescribed below to the borrower
and the Finance Department, in accordance with the following:
a. Transmittals to Finance Department.
(1) Disposition of funds (copy).
(2) Contractor's final invoice.
(3) Form CDR -7645 (copy).
i
(4) Release of liens.
b. Transmittals to Borrower.
(1) Disposition of funds (copy).
(2) Form CDR -7645 (original).
20
CHAPTER 9. TERMS AND CONDITIONS UNDER WHICH
REHABILITATION LOANS ARE MADE
1. GENERAL. This chapter sets forth City requirements with respect to
terms and conditions to which an applicant must agree in order to
obtain a rehabilitation loan.
2. REHABILITATION LOAN CONDITIONS. The specific terms and conditions
with respect to rehabilitation loan to a residential property are
incorporated in Form CDR -7631, the mortgage or other security instru-
ments as applicable, and the promissory note.
Cancellation Provision. Under paragraph 3 of Form CDR -7631,
concerning the City s right to cancel a loan if within 60 days
from the note's execution the rehabilitation work has not com-
menced, the City may extend the 60 -day period by not more than 30
days, due to unforeseen and extenuating circumstances.
b. Additional Extension. The Rehabilitation Officer shall not grant
any further extensions of time without prior written concurrence
by the Director, Department of Planning A Program Development. If
the loan is to be canceled because of failure to begin anticipated
rehabilitation work within the allowed period of time, the
Rehabilitation Officer shall initiate cancellation.
3. INTEREST RATE. The interest rate to the borrower for a comprehensive
reWa-ST—aatfon loan shall be six percent (6%) per annum. A weather-
ization loan shall be three percent (3%) per annum.
4. TERM OF LOAN. The maximum term for a City rehabilitation loan shall
be 15 years for comprehensive rehabilitation and five years for a
weatherization loan.
S. POINTS OF AGREEMENT. The applicant shall agree, as required by the
related documents, to abide by the following terms and conditions.
a. Civil Rights. Comply with all Federal and City requirements with
respect to the Civil Rights Act of 1964 and the Civil Rights Act
of 1968, to not discriminate upon the basis of race, color, creed,
religion, national origin, age, sex, marital status, disability
and sexual orientation, presence or absence of dependents, or
public assistance source of income, in the sale, lease, rental,
use or occupancy of the subject property.
b. Use of Proceeds. Use the loan proceeds only to pay for costs of
vices and materials necessary to carry out the rehabilitation
work for which the loan will be approved.
c. Completion of Work. Assure that the rehabilitation work shall be
carried out promptly and efficiently through written contract.
d. Ineligible Contractors. Not award any contract for rehabilitation
work to be paid for in whole or in part with the proceeds of the
loan to any contractor, who, at the time, is ineligible under the
provision of any applicable regulation issued by the Secretary of
Labor to receive an award of such contract.
4L79
21
e. Inspection. Permit inspection by the City or its designee of the
property, the rehabilitation work, and all contracts, materials,
equipment, payrolls, and conditions of employment pertaining to
the work.
f. Records. Keep such records as may be required by the City with
respect to the rehabilitation work.
g. Interest of Certain Officials. Not permit any member of or
Delegate to the Congress of the united States, and no Resident
Commissioners, to share in any proceeds of the loan, or to any
benefit to arise from the same.
h. Bonus Commission or Fee. Not pay any bonus, commission, or fee
or the purpose o obtaining the City's approval of the loan
application, or any other approval or concurrence required by the
City or its designee to complete the rehabilitation work, financed
in whole or in part with the rehabilitation loan.
i. Interest of the City. Allow no member of the governing body of
the City who exercises any functions or responsibilities in
connection with the administration of the concentrated rehabilita-
tion project, and no other officer or employee of the City who
exercises such functions or responsibilities to have any direct
interest in the proceeds of the rehabilitation loan, or in any
contract entered into by the applicant for the performance of work
financed, in whole or in part, with the proceeds of the rehabili-
tation loan.
j. Preservation of the Security. Maintain the property at the
requirements of the Rehabilitation Standards level and permit the
City or its designee to inspect the property during the term of
the loan.
k. Hazard Insurance. Maintain hazard insurance on the property with
a oss payab e clause to the City as applicable.
1. Transfer of the Property. Not sell, or transfer the property
without repaying the entire loan, unless prior written consent of
the City is sought and received.
m. Loan Securit Re uirements. Provide security for the loan, the
orm o a mortgage, on the property, if applicable.
n. Debtor's Insurance. Maintain a debtor's life insurance policy in
the amourthe mortgage or lien as applicable.
o. Flood Insurance. If property is located in a designated flood
hazard area, the owner agrees to:
(1) Purchase the requisite flood insurance coverage.
(2) Renew and maintain the coverage so that the flood insurance
policy does not lapse during the term of the loan.
(3) Provide proof of insurance coverage to the City.
/y71
22
CHAPTER 10. FUNDING OF INDIVIDUAL LOANS
AND MANAGEMENT OF ACCOUNTS
1. GENERAL. This chapter sets forth policies for funding the individual
loan and also the policies for City management of loan funds.
2. FUNDING REPAIR LOANS. When an application for financial assistance
has been processed and approved, the staff shall enter the total
amount of assistance in the program account ledger as encumbered
monies. The staff must be certain that adequate funds are budgeted
and uncommitted before processing applications for loans. Program
budgets will be established annually by the City Council according to
local, state and federal funding availability.
3. FUNDING REPAIR PROJECTS SUPPLEMENTED BY PRIVATE FUNDS. When supple-
mental funds are utilized to complete a project, these funds are
collected when the application is approved and deposited into the
program account awaiting disbursement. An entry of fund receipt shall
be made in the program account ledger. The Iowa City Department of
Finance is responsible for depositing the check and reporting the
transaction in the department computer printout by case number and
finance program.
4. MANAGEMENT OF THE REPAIR LOAN AND SUPPLEMENTAL FUNDS ACCOUNT. All
private repair program funds shall be deposited in a non-interest
earning bank account. Accounting records will be maintained to keep
private funds separate from other City funds.
a.Separate Case Numbers for Each Program Participant. The Rehabili-
tation Officer will assign case numbers to each program applicant.
The accounting computer printout will log all credits and debits
according to assigned case numbers.
b. Disbursements of Repair Funds. Disbursements from repair funds
will be authorized by the Director of Planning and Program
Development. A check request will be prepared and submitted to
the Department of Finance properly identifying the case number and
expenditure. The Rehabilitation Officer will maintain a file of
all invoices and receipts. The Department of Finance will prepare
a check, as directed, payable to the applicant/borrower and the
payee for the following purposes, as may be appropriate:
(1) Make progress and final payment for rehabilitation work.
Progress payments are limited to 80% of the value of the work
satisfactorily completed.
(2) Pay for insurance binder, if required.
(3) Reimburse the City for advanced loan expenses.
(4) Closeout individual rehabilitation accounts by appropriately
disbursing any unutilized funds remaining in the rehabilita-
tion account.
A check to return to the applicant/borrower unutilized funds in
the rehabilitation account shall be made payable to the appli-
cant/borrower only. '
147f
23
c. Transmittal of Checks. The Rehabilitation Officer" shall secure
the endorsement of the grantee on checks payable to the grantee
and the payee. The Rehabilitation Officer shall transmit the
endorsed check to the payee. Checks which include any amounts
previously withheld from progress payments shall be accompanied by
an explanation of the computation.
d. Disputes. In the event a dispute exists between the homeowner and
the contractor with respect to the repair work, the Rehabilitation
Officer shall take appropriate action in accordance with the pro-
visions of the construction contract to assure that the parties
are satisfied before making any payment to the contractor.
e. Ae,2tment and Closeout of the Case Account. Usually disburse-
mnts ma a or t e purposes stated under paragraph 2 will closeout
the case account. However, if unutilized funds remain in for
individual cases because the actual repair costs were less than
anticipated or for other reasons, the unutilized funds shall be
disbursed as follows:
(1) If all the funds were provided by a rehabilitation loan, the
unutilized funds shall be disbursed to apply to the principal
amount of the loan. A check to be applied to the rehabilita-
tion loan amount shall be made payable jointly to the
borrower and the lender, and transmitted with instructions
that the check shall be applied to the reduction of the
loan's principal balance.
(2) If the loan was supplemented by private funds, the unutilized
funds, up to the amount of the private contribution, shall be
disbursed to the homeowner at his option.
1 g7f
24
CHAPTER 13. PROPERTY APPRAISAL
L. GENERAL. An appraisal is required for every property to be
rehabilitated with a rehabilitation loan. The type of appraisal
varies depending on whether the loan involved is secured or unsecured.
a. For a rehabilitation loan on residentialproperty an as -is
appraisal is required. An as -is appraisal is defined as the
highest price which a property will bring, if exposed for sale in
the open market, allowing a reasonable time to find a purchaser
who buys with knowledge of all the uses to which it is adapted and
for which it is capable of being used. The value sought presup-
poses all cash to the seller, with the purchaser financing the
transaction by the most advantageous means and terms generally
available throughout the entire city. The value must also take
into consideration the neighborhood upgrading expected as a result
of the Neighborhood Revitalization Plan or local code enforcement
program.
2. APPRAISAL FOR REHABILITATION LOAN. The Rehabilitation Officer should
make a preliminary evaluation to ascertain the loan approval is
likely, before requesting an appraisal.
a. Appraisal by City Staff. For loans under $5,000 the appraisal
shall be made whenever possible by City staff.
(1) The appraisal information shall be recorded on Farm CDR -7632,
completed in its entirety and signed by an authorized member
of the staff. This action will confirm the City's acceptance
of and concurrence in the report. The completed Form
CDR -7632 shall be retained in the case file. The estimates
of value, remaining economic life, and age of structure shall
be entered in the spaces provided on Form CDR -7630.
b. 8,,r b Inde endent A raiser. For loans of $5,000 or more,
the Rehabi itation Officer shall obtain an appraisal from an
independent FHA -approved appraisal agency.
%7 to
25
CHAPTER 12. DETERMINING WORK TO BE DONE
WITH A REHABILITATION LOAN
1. GENERAL. This section sets forth the responsibilities of the Reha-
i nation Officer for determining the repair work necessary to bring
a property into conformance with the requirements for a home rehabili-
tation program and for providing assistance in the repair of the
property. In carrying out these responsibilities, the Rehabilitation
Officer shall:
a. Inspect the property.
I
b. Make a preliminary deficiency list and cost estimate of the work
to be done.
c. Consult with and advise the owner on the work to be done and the
availability of a rehabilitation loan.
d. Prepare a final deficiency list and cost estimate as the basis for
a loan and for contracting for the repair work.
2. WORK WRITE-UP AND COST ESTIMATE. A deficiency list and cost estimate
is a statement prepared by the Rehabilitation Officer based on the
property inspection report that itemizes all the repair work to be
done on the property, and includes an estimate of the cost of each
item. The cost estimate shall be reasonable and shall reflect actual
costs prevailing in the locality for comparable work.
/y7f
IR
CHAPTER 13. CONTRACTING FOR REPAIR WORK
INTRODUCTION. This chapter sets forth requirements and procedures
with respect to construction contracts for repair financed through a
Rehabilitation Loan. Repair work shall be undertaken only through a
written contract between the contractor and the recipient of the loan.
Whenever possible the owner shall be encouraged to obtain their own
bids and enter into the repair contract with little or no City
involvement. The Rehabilitation Officer shall assist each applicant
as needed, in arranging for and obtaining an acceptable construction
contract.
a. Form of Contract. The construction contract shall consist of a
single document form provided by the City and signed by the con-
tractor and accepted by the homeowner, only following approval of
the repair loan. It shall contain a bid and proposal by the
contractor.
b. Procurement of Bids. An acceptable contractor's bid and proposal
must be obtained before the Director approves Form CDR -7630 for
the repair loan.
2. GENERAL CONDITIONS. The Rehabilitation Officer shall prepare "general
conditions' f' or use in all construction contracts for the repair of
the property.
3. SPECIFICATIONS AND DRAWINGS. A deficiency list and illustrative
sketches, if any, covering the specific repair work for each property
on which a repair loan will be made shall be prepared by the Rehabili-
tation Officer. Drawings shall be prepared only when essential to
show the scope of the work involved so that a fair bid for the work
can be obtained, and to avoid misunderstandings with the bidder. The
deficiency list and drawings shall be based on the inspection of the
property and interviews, as indicated, with the applicant. The
deficiency list shall clearly establish the nature of the work to be
done and the material and equipment to be installed.
4.' INVITATION TO CONTRACTORS FOR BID AND PROPOSAL.
a. Contractor Selection. The owner shall be asked for the name of a
contractor he/she would like to bid on the repair of his/her prop-
erty. If the owner does not know of a contractor, the staff shall
provide the property owner with two contractor names from the list
of contractors maintained at the Department of Planning and
Program Development.
b. Invitation to Bid. Once the contractor has been selected accord -
ng to paragraph 4a, above, the homeowner shall contact the
selected contractor and invite him/her to bid the proposed repair.
The homeowner shall negotiate with the contractor to obtain an
acceptable bid.
c. Bid Review. Upon receipt of the bid proposal from the bidding
contractor, the homeowner shall review the bid for completeness
and accuracy making special note to assure that the deficiency
list has been adhered to.
/y71
27
d. Acceptable Bid. An acceptable bid is one that upon review under
4c. above is not in excess of 10% of the Rehabilitation Officer's
estimate. The bidding contractor shall provide a cost for each
repair item. If the costs are not acceptable, the Rehabilitation
Officer shall work with the homeowner and contractor to negotiate
a cost that is reasonable and acceptable to all parties.
e. Maintenance of the Contractor's List.
(1) The Rehabilitation Officer shall be responsible for maintain-
ing a list of all contractors including minority and female
contractors who have expressed an interest in bidding on
repair construction and who can provide the following as
contained on Form CDR -7946:
(a) Adequate active liability insurance.
(b) The name of his/her company bank.
(c) the names of his/her usual subcontractors.
(d) The names of his/her principal suppliers.
(e) The names and addresses of at least two (2) recent
residential repair or construction jobs.
(f) Iowa City contractor's license as applicable.
(2) The Contractor List shall be maintained in a conspicuous
place within the Department of Planning and Program Develop-
ment office, open to public review. The Contractor List
shall be grouped according to the category of specialization
the contractor requests to be listed (e.g. general contrac-
tors, electrical, plumbing/heating, masonry, dry wall,
etc.).
6. AWARD OF CONSTRUCTION CONTRACT. The contract shall be awarded by
having the applicant for the can properly execute the contract with
the assistance of the Rehabilitation Officer.
a. Issuance of Proceed Offer. At the time the award is made, the
Rehabilitation Officer shall remind the applicant and the success-
ful contractor that the undertaking of the work covered by the
contract is subject to issuance by the owner of a proceed order,
within the number of days stated in the general conditions of the
contract from the date of the award. Upon award of the contract,
the homeowner shall notify unsuccessful bidders that they have not
been awarded the contract.
b. Award within 30 days of Cutoff Date. In order for the bid and
proposal to be binding, the award shall be made within a period of
30 days from the cutoff date established by the homeowner for the
receipt of the bid and proposal, unless a later date is agreed
upon in writing.
28
Contract Award. The ward of a construction contract shall be
accomplished by the owner executing the original and two copies of
the contract documents. The homeowner shall distribute the
execute contract to documents as follows:
(1) Executed original retained by homeowner.
(2) Executed copy to contractor.
(3) Executed copy to the City of Iowa City in care of the Reha-
bilitation Officer.
7. LABOR PERFORMED BY OWNER IN REPAIRING PROPERTY.
Type ofWork and Skill of Owner. A property owner may complete
some or all of the tasks required to repair his/her property, if
he/she has the degree of skill required to perform the work
involved. Self-help is usually appropriate for the accomplishment
of tasks of an unskilled nature such as general clean-up, demoli-
tion of small buildings on a property, removal, cartage, and
disposal of the debris, and for work that involves minimal use of
costly materials and equipment. Work of a skilled nature and work
involving the extensive installation of costly materials and
equipment are appropriate if the Rehabilitation Officer is assured
the property owner has the ability and experience required to do
the work properly without supervision or that he/she has suffi-
cient skill to do the work properly with technical advice and
guidance from the Rehabilitation Officer.
Provision for Self -Help in Loan. Whenever self-help is necessary,
indicate or desired and the Rehabilitation Officer considers that
with or without technical assistance and guidance a property owner
will be able to perform the work in a reasonably acceptable and
expeditious manner, he/she may process an application for a loan
on that basis. In such a case, the amount of the loan would
provide funds to pay for the materials and equipment to be
installed by self-help, as well as an additional funds needed to
pay for other work to be performed by a contractor. The loan
shall not include funds to pay the owner or members of his/her
am y or their labor. Further, the Rehabilitation Officer must
exercise good judgement and prudence as to avoid a situation in
which an owner could place himself or herself in financial
difficulty through improper use, installation or even destruction
of the materials and equipment purchased with loan funds. For
this reason, the owner should understand that the proceeds of a
loan to pay the supplier for materials and equipment involved in a
self-help will be disbursed from the loan account by the staff,
only after they have been properly installed.
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CHAPTER 14. INSPECTION OF REPAIR WORK
1. GENERAL. This chapter sets forth the requirements for the inspection
of repair work financed in whole or in part with a rehabilitation
loan.
RESPONSIBILITY FOR MAKING INSPECTIONS. The Rehabilitation Officer
shall make inspections of construction work in cases involving a
repair loan. To accomplish this, the Rehabilitation Officer shall
make:
(1) Compliance inspection, as necessary, to assure that the construc-
tion work is being completed in accordance with the construction
contract.
(2) A final inspection to determine that the construction work has
been completed in accordance with construction contract. The
Building Inspector and any specialists from the Building Inspec-
tion Division, as may be required, shall accompany the Rehabili-
tation Officer on the final inspection and shall provide the
Rehabilitation Officer with a written report of their findings.
3. INSPECTIONS FOR PAYMENT. Inspection of construction work shall be
made in accordance with the following:
a. Inspections. Upon completion of the repair work and receipt of
the contractor's invoice containing his certification of satisfac-
tory completion of the work in accordance with the contract and
his/her warranty, the Rehabilitation Officer shall arrange for
inspection of the completed work.
b. Making Payments. When the inspection determines that the work is
satisfactorily When
in accordance with the contract, the
homeowner shall be advised to obtain from the contractor a release
of liens and a copy of each warranty due the owner for the work.
After receipt of a release of liens, including releases from all
subcontractors and suppliers and a copy of each warranty, the
homeowner shall make payment.
4. CERTIFICATION OF FINAL INSPECTION. After the Rehabilitation Officer
determines that the rehabilitation work has been satisfactorily
completed and the final inspection report obtained, the staff shall
prepare a Form COR -7945 (original and one copy).
Distribution. Form COR -7945 shall be distributed as follows:
(1) Signed original to the property owner.
(2) Signed copy to the property file.
Coordination with Contractor. When some of the repair work is to
ST performed through self-help and the remainder is to be com-
pleted by the contractor, the Rehabilitation Officer should assure
that the work is accomplished by each of them so as not to
interfere with or jeopardize the other's work. In cases where a
separation in the timing of the work is not feasible, the Reha-
bilitation Officer should urge the owner and the contractor to
make their own arrangements on the timing, so that each may do
l 7 70
30
his/her work without causing any interference in the work to be
done by the other. In all instances, the owner will be better
protected if work to be performed through self-help is completed
before the contractor starts his/her work. Such completion will
help avoid claims by the contractor for extras or damages he/she
may claim are caused by the self-help efforts and will assure that
when all work is finished, the property will comply with the City
loan requirements.
5. OTHER PROVISIONS.
a. The Contractor Shall: Indemnify and hold harmless the owner, the
owner's employees and the City employees and officials from any
and all liability, loss, cost, damage, and expense (including
reasonable attorney's fees and court costs) resulting from,
arising out of, or incurred by reason of any claims, actions, or
suits based upon or alleging bodily injury, including death, or
property damage rising out of or resulting from the contractor's
operations under this contract, whether such operations be by
himself/herself or by any subcontractor or by anyone directly or
indirectly employed by either of them. The contractor shall
obtain insurance for this purpose, which shall insure the inter-
ests of the owner and the City as the same shall appear, and shall
file with the owner and the City certificates of such insurance.
b. Correction of Faulty Work after Final Payment. The approval of
the Request for Payment by the Rehabilitation Officer and the
making of the payment by the owner to the contractor shall not
relieve the contractor of responsibility for faulty materials or
workmanship.
6. ONE-YEAR GUARANTEE ON WORK BY CONTRACTOR. All work performed by the
contractor is covered by a one-year guarantee but property owners are
not always aware that, for a period of one year, they may require the
contractor to correct si nificant defects and inadequacies in the work
performed under this contract. or th s reason, the Rehabilitation
Officer shall inform the owner of the guarantee requirements upon
completion of the contract.
The contractor must be given written notice with reasonable
promptness. Should the contractor fail to answer or correct the
defect(s) within a reasonable time, the City, at owner request, will
assist owner in the following manner:
(1) Staff members of the Department of Planning and Program Develop-
ment will investigate the complaint.
(2) If the staff finds the complaint to be invalid, owner will be so
notified.
(3) If the staff finds the complaint to be valid, the homeowner will
direct the contractor to take necessary corrective action within
a specified length of time.
(4) If the contractor complies, the staff will reinspect the work
and, if it is satisfactory, the owner will be expected to sign a
written statement withdrawing the complaint.
I/ 7f
31
(5) If the contractor fails to respond to the request within the
specified length of time, the staff, upon owner request, will
prepare a letter for owner's signature notifying the contractor a
second time that unless the complaint is abated by a specified
time, a formal complaint will be filed with the City Attorney for
appropriate action.
(6) If the contractor fails to respond to the request for correction
within the time specified:
(a) The homeowner will take any necessary action to have the
defects corrected, including but not limited to paying the
reasonable costs of correcting work or materials determined
by the homeowner to be defective.
(b) The contractor may be prohibited by the City from contract-
ing any other repair work under any loan program admini-
stered by the City.
7. REHABILITATION OFFICER - OWNER - CONTRACTOR RELATIONS.
Rehabilitation Officer's Responsibility and Authority:
The Rehabilitation Officer shall observe the work on behalf of the
City and will provide general assistance during construction insofar
as proper interpretation of the loan requirements is affected.
The Rehabilitation Officer and owner shall decide, when necessary, any
and all questions which may arise as to the quality and acceptability
of materials furnished, work performed, interpretation of work items
on the Deficiency List and all questions as to the acceptable fulfill-
ment of the Contract on the part of the Contractor.
The Rehabilitation Officer will not be on the construction site at all
times and as such cannot be responsible for the acts or omissions of
the contractor or his/her employees. For the same reason, acceptance
by the homeowner or the City of the contractor's work performed, does
not release the contractor from the responsibility to provide quality
performance on all contract specifications.
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32
CHAPTER 15. APPLICANT'S INCOME
GENERAL. This chapter sets forth the basis for establishing an
applicant's income for the purpose of a rehabilitation loan on a
residential property, and takes into account the variations applicable
to different types of applicant's and properties, and special consid-
erations related to the type of project area in which the property is
located.
TYPE OF APPLICANT. In order to determine the purpose and amount of a
rehabilitation loan, an applicant is identified as either an
owner -occupant of a one- or two -dwelling unit property or an inves-
tor -owner. For purposes of determining an applicant's income, an
applicant must be identified additionally, either as a person or other
legal entity, as defined below.
a. Person. The term "person" means one or more natural persons who
either hold legal title to, or occupy under a land sales contract,
a property to be rehabilitated.
b. Other Legal Entity. The term 'other legal entity" means nay legal
entity other than a "person", such as a partnership or corporation
that holds legal title to a property to be rehabilitated. Any
"other legal entity" within the meaning of this definition is also
an investor -owner.
i 3. SOURCES OF FUNDS AND AMOUNTS COMPRISING APPLICANT'S INCOME. The
following is a listing oft
ems comprising income for purposes
of a rehabilitation loan. Exleent
clusions from income applicable in
special circumstances are stated in paragraph 5 below.
a. Portion of Income Derived from Rental Units. If the property
contains more than one dwelling unif a ter rehabilitation, that
portion of an applicant's income that is derived from the property
shall be reported on Form CDR -7630, block D, line 4, as a net
figure determined as follows:
(1) Net Income. The net income from the rental units in the
owner -occupied property to be rehabilitated is the gross
rental income, less expenditures allocable to the rental
units. These allocable expenditures including payments, on
the basis of an average of one or more years for mortgage or
land contract principal and interest, mortgage insurance
premium, service charges, hazard insurance, real estate taxes
and special assessments, maintenance and repairs, heating and
utilities, and other cash expenditures for the property such
as advertising vacancies. If the applicant has not owned the
property for one or more years, the Rehabilitation Officer
shall estimate the income and expenditures on the available
experience.
(2) Allocation of Expenditures to Rental Units. The allocation
Of expenditures to the rental units may be established by
dividing total monthly expenditures for the entire property
by the number of units in the property. The result is the
shared expenditures allocable to the owner -occupied dwelling
units, which when subtracted from the expenditures for the
entire property, produces the monthly expenditures allocable
/�W
33
to the rental units (i.e., often units are rented with heat
and water but under separate electrical meters; in these
cases, the heat and water are shared expenses but the
electrical cost to the tenants is not part of the building
expense).
(3) Net Rental Income on Form CDR -7630. The monthly expenditures
allocable to the rental units, subtracted from the gross
.rental income from the property, produces the net rental
income to be entered on CDR -7630, block D, line 4.
Portion of Income Derived from Roomers. If the property
contains
rooming units, that portion of an applicant's income that
is derived from roomers shall be reported on Form CDR -7630, block
D, line 4, as a net figure determined as follows:
(1) Net Income. The net income from the roomers in the
owner -occupied property to be rehabilitated is the gross
rental income, less expenditures including payments, on the
basis of an average of one or more years for mortgage or
land contract principal and interest, mortgage insurance
premium, service charges, hazard insurance, real estate
taxes and special assessments, maintenance and repairs,
heating and utilities, and other cash expenditures for the
property for one or more years, the Rehabilitation Officer
shall estimate the income and expenditures on the available
experience.
(2) Allocation of Expenditures to Roomers. The allocation of
expenditures of the roomer may be established by determining
the percentage of floor space that is used exclusively by
the roomer(s). The allocable expenditures shall be reduced
by the percentage of floor space as calculated above.
Ali
cant Who Is a Person. Income of an applicant who is a
person nc udes the income of the applicant and his/her
family. The applicant's family includes the applicant and any
other person or persons related by blood, marriage, or operation
of law, who share the same dwelling unit. If ownership of the
property rests in more than one person, the applicant is each
owner and family. The applicant's income, therefore, is the sum
of the family incomes of all applicants. An applicant's income
is established on an annual basis, at the time of applying for a
rehabilitation loan, and includes:
(1) The applicant's earnings.
(2) Spouse's earnings.
(3) Other family members living in the home, if their employment
is a definite characteristic of family life.
Excluded is the income of an adult family member, other than
the applicant and spouse, who does not have an ownership
interest in the property, but included are any funds
34
contributed or paid to the family, on a regular basis by an
excluded adult family member (such as room and board, rent,
etc.)
Excluded are incomes of those under 18 or full-time students
or mentally or physically disabled dependents.
(4) Other income regularly received by applicant or his family.
(5) Net income from real estate, other than the property to be
rehabilitated, and any other net business income.
(a) Gross rental income, and
(b) On the basis of an average or experience for two or
more years, expenditures for mortgage principal and
interest, mortgage insurance premium, service charges,
hazard insurance, real estate taxes and special
assessments, maintenance and repairs, heating and
utilities, ground rent, and other cash expenditures for
the property, such as advertising vacancies. If the
applicant has not owned the property for two or more
years, the staff shall estimate the income and expendi-
tures on the available experience.
4. REPORTING OF APPLICANT'S INCOME. The applicant's income is reported
on the application form submitted by the applicant, as follows:
a. Rehabilitation Loan. The applicant's income shall be reported on
Form CDR -7630.
(1) Owner-Occu ied Property. The applicant's income with respect
to a rehabi itation loan on an owner -occupied property shall
be reported on Form CDR -7630, as follows: The gross rental
income from the property to be rehabilitated shall be
included in block D, line 5, "Gross Income from Real
Estate"; and the expenditures in block E, "Monthly Housing
Expense", on lines 1 through 9, as appropriate.
5. EXCLUSIONS AND ADJUSTMENTS TO APPLICANT'S INCOME
a. Loans. Deduct the following amounts from gross income:
(1) $480 per child per month (child must be living in the home,
under 18 years of age, or full-time student dependent).
(2) Deduct 10% of gross income for taxes (persons not retired or
disabled), OR see (3).
(3) Deduct 25% of retirement benefits, disability benefits, or
Social Security benefits.
/Y V
01
CHAPTER 16. TRUTH IN LENDING REQUIREMENTS
FOR REHABILITATION LOANS
1. PURPOSE. This chapter describes the Truth in Lending Act and its
procedural and disclosure requirements which must be followed in the
settlement of City of iowa City rehabilitation loan.
2. BACKGROUND.
a. The Act. The Truth in Lending Act is Title I of the Consumer
Credit Protection Act (Public Law 90-321); title 15, U.S. Code
1601 et. seq.), enacted by Congress on May 29, 1968. The act
requires that borrowers in consumer credit transactions" be
vested with certain rights and protections in connection with the
transaction and receive specified written information from their
lenders. The disclosures must be made before credit is extended
and before the borrower becomes obligated in connection with the
transaction; i.e., before execution of a note or mortgage. Among
the required disclosures are:
(1) The amount of credit a borrower will have for his actual use
(the AMOUNT FINANCED; and
(2) The FINANCE CHARGE (consisting primarily of interest)
expressed both as a dollar amount and as an ANNUAL PERCENT-
AGE RATE.
b. Three -da Rescission Provision. In addition, the act enables a
, w
borrowerith n 3 days following the loan transaction, to rescind
the transaction, if the loan is secured by a lien on the bor-
rower's residence.
3. TRUTH IN LENDING DISCLOSURE STATEMENT: USE IN REHABILITATION
LOAN SETTLEMENTS.
Form CDR -7640, Truth in Lending Disclosure Statement shall be given to
all borrowers of rehabilitation loans.
a. A li�cability. A complete Disclosure Statement shall be given to
al bol rrowers of rehabilitation loans.
b. Time of Furnishin Disclosure Statement to Borrower. The Disclo-
sure Statement sha begiven the borrowers at oan settlement but
prior to the time he/she executes the mortgage and promissory
note obligated his/her repayment of the loan.
c. Recei ted Co of Disclosure Statement Retained b
n
Rehabi ation Officer.
When the Disclosure Statement is given to the borrower, he/she
shall be requested to sign and date an identically completed
Disclosure Statqment in the presence of an employee or other
authorized representative of the City who shall also sign as
witness. The signed and witnessed copy of the Disclosure State-
ment shall be retained by the City in the loan application file.
/y7f
36
4. BORROWER'S RIGHT OF RESCISSION: SECURED LOANS. Under the law, certain
borrowers have the right, within a 3 -day period, to rescind the entire
loan transaction. The right of rescission applies to rehabilitation
loans, secured by mortgage or deed of trust, on residential property
owned and occupied by a borrower who is a natural person.
5. NOTICE OF OPPORTUNITY TO RESCIND TRANSACTION. Borrowers entitled, by
the preceding paragraph 5, to rescind the loan transaction shall
receive a properly completed Notice of Opportunity to Rescind Transac-
tion.
a. Furnishing Notice to Borrower at Loan Settlement. The Rehabilita-
tion Officer shall give the borrowers two copies of the notice at
loan settlement, and prior to his execution of mortgage and note.
The notice's nature and purpose shall be explained. An additional
third copy of the notice shall be signed by the borrowers so as to
evidence his/her receipt of two copies of the notice. The
receipted copy shall be retained by the City in its loan applica-
tion file.
b. Format of Notice. The City shall, on its own letterhead, repro-
duce the notice, both front and back. The text shall consist of
the same language, with blanks completed, so as to show the
application number, loan settlement date, deadline for rescission
(three business days following loan settlement date). The para-
graph entitled, "Effect of Rescission" shall appear on the reverse
of the notice. The size of the text on both sides of the notice
shall be not less than 12 -point bold-faced type.
Three -Day Rescission Period. To compute the running of the 3 -day
rescission period for entry on the notice, treat the date of loan
settlement on which the borrower receives the notice as Day Zero
and the next business day thereafter as Day 1, etc. Three
business days must elapse following loan settlement date to
complete the rescission period. A business day is any calendar day
except Sunday and the following holidays on the dates established
by Federal law: New Year's Day, Washington's Birthday, Memorial
Day, Independence Day, Labor Day, Columbus Day, Veterans Day,
Thanksgiving, and Christmas.
(1) No Disbursements. The Rehabilitation Officer shall make no
disbursement from the rehabilitation escrow account, with
respect to the borrower, during the 3 -day rescission period.
In this regard, the mortgage payoff check in connection with
any refinancing shall be dated as the day next following the
last day of the rescission period, with the amount of the
check reflecting accrued interest and other charges accord-
ingly. The check shall neither be released by the Rehabili-
tation Officer nor endorsed by the borrower before such
date.
(2) Prompt Recordation. In every case, the Rehabilitation
Officer shall record promptly after loan settlement the
mortgage, deed of trust, and all instruments necessary to
perfect the loan security without waiting for expiration of
the 3 -day rescission period.
1y 7f
37
6. CANCELLATION OF LOAN TRANSACTION BY BORROWER. The loan transaction
S
be considered cancelled if the borrower's notice to that effect
is given within the required 3 day period. Notification by mail shall
be considered given at the time mailed as indicated by the postmark;
notification by telegram shall be considered ogiven ther at the t she
filed
for transmission; and notification by any
l be
considered given at the time delivered to the Civic Center.
7. ACCOMPLISHMENT OF RESCISSION. It is expected in most cases that the
borrower's re, bearoing phis ll bsignatureiandddatehis
underithe cancellator ion
re the notice, written
recital. However, rescission may be accomplished by any
communication signed by the borrowers or a telegram sent by the
borrower. Oral communications cannot accomplish rescission, but they
should be followed up by the Rehabilitation Officer to obtain written
rescission.
B. PUBLIC BODY'S ACTION ON Ktbtiri yr ^• I . .1 -1 ---
Upon the Rehabilitation officer's r
borrowereCorollow procedures for
p of oa telegramf anesent written
ytthe
communication siby gned
borrower, the Rehabilitation Officer shall f
cancellation. In lieu of the borrower's signature in block F of Form
of Rehabilitation
COR 7630C, Cancellation
can for Residential
Property, the Rehabilitation Officer shall type in block F the
following:
"Borrower's signature on appropriate Notice of Rescission, as
required under Truth in Lending Act
a. Release of Liens U on Rescission. Appropriate release of liens
City Attorrney�seoffice ha completed Form officer CDR-7630C.submitting to the
b. ScOj3e of Rescission to rescissions requested yt erborrower�, within appn
y y y foregoing
the 3 -day rescission period, as described in this chapter, and no
to other cancellations.
9, SUBMISSION OF COMPLIANCE STATEMENT AT POST SETTLEMENT. The Rehabili-
Certification
astion Officer to Compliance witall h T uithain Lending Actmwith the other ement.documents
required to be transmitted to the applicant at post settlement.
iy7ff
38
CHAPTER 17. GRIEVANCE PROCEDURE
1. Review Committee
a. Purpose. A Review Committee is hereby established to review the
complaint of any person aggrieved by the Department of Planning
and Program Development handling of the application and processing
of said person for assistance under rehabilitation programs funded
by the Community Development Block Grant Program. Procedures as
set out hereinafter are hereby established for the submission to
and disposition of grievances by the Committee. The Committee
shall function in an advisory role and it shall make recommenda-
tions to the City Manager. The City Manager shall receive and
review the recommendation of said Committee and respond within ten
days of receipt.
b. Designation of Committee. The Housing Commission shall act as the
Review Committee. The Chair of the Housing Commission shall
preside at all meetings conducted by the Housing Commission while
convened as the Review Committee. In the absence of the Chair,
the Vice Chair shall preside. The meetings shall be conducted in
a timely, orderly, fair and dignified manner. All persons
appeared before the Committee shall have an opportunity to be
heard. A quorum of the Housing Commission must be present in
order for the Housing Commission to be convened as the Review
Committee.
c. Power and Duties. The Committee shall have the following powers
and duties:
To review complaints of any persons aggrieved by determinations of
the Planning & Program Development Department concerning:
-The sufficiency of the application for assistance;
-The eligibility of the application for assistance under the
project;
-The amount of the loan allocated or received by said person;
-The quality and appropriateness of the work designated to be
done;
-The adequacy of the information and assistance concerning the
project which is furnished by the Planning & Program Development
Department.
d. Standards. In exercising its powers and duties, the Committee
sha be guided by the following standards:
1. Persons eligible for loans under provisions specified in
rehabilitation programs operated by the Department of Planning
and Program Development and funded by the Community Develop-
ment Block Grant Program shall have full right to a loan
sufficient to accomplish the purposes intended by the appli-
cable program within the limitations specified therein.
JI/V
39
2. Eligible persons should be provided adequate assistance in the
determination of improvements that are needed and eligible and
technical assistance related to cost estimates, contract
negotiation and payment of contractors for work completed.
3. Service should be provided by the Department of Planning and
Program Development in such a way to assure that the admini-
stration of the program will not result in different or
separate treatment on account of age, race, color, religion,
national origin, sex, or source of income.
4. Eligible persons should be provided full information and
advisory services relating to the programs and the way in
which they may benefit from them.
5. Assistance to eligible persons should be provided as promptly
as possible within the priority guidelines established by the
programs and the time limitations of the staff assigned to the
program.
e. Staff. The Recording Secretary of the Housing Commission shall
provide secretarial services for the Housing Commission while
constituted as the Review Committee and shall assist in the
preparation of the agenda items for meetings.
2. PROCEDURE.
a. Filing. The Committee's jurisdiction may be invoked by or on
behalf of any aggrieved person by filing a grievance with the
Review Committee. A grievance may be filed at the Office of the
City Clerk for the City of Iowa City. Grievances shall be filed
in a timely manner and must be received hV r. P ritv nf TAw. t„
wur-R. Ine cummunicaLlon of
the action shall be in written form and should contain a short,
concise statement of the grievance and explanation of action
desired. The aggrieved person may seek the assistance of the
staff of the Department of Planning & Program Development in
filing of an action. No filing or processing fees shall be
required of any aggrieved person involving the Committee's
jurisdiction.
Notice. The Committee shall fix a reasonable time for hearing
actions and the Department of Planning & Program Development shall
give notice in writing of the time and place of the meeting to the
aggrieved person. In no event shall the hearing be held more than
30 calendar days following receipt of the grievance at the Office
of the City Clerk. Recording Secretary of the Housing Commission
shall be responsible for coordinating and scheduling the hearing
with the Chairperson of the Housing Commission. At the hearing,
the aggrieved may appear in person, by agent or by attorney. If a
grievance is resolved prior to the date of the hearing, the
aggrieved party shall request in writing that the grievance be
withdrawn. The Committee shall forward its recommendation in
writing to the City Manager within ten (10) calendar days follow-
ing the Grievance Hearing.
1471
TABLE OF CONTENTS
Chapter 1. General
Chapter 2. Project Financing & Eligible Project Costs
Chapter 3. Cost Includable in Rehabilitation Loans
Chapter 4. Forgivable Loan .
Chapter 5. Processing & Submissions Procedures
Chapter 6. Terms & Conditions Under Which Forgivable Loans are Made
Chapter 7. Funding of Individual Loans & Management of Accounts
Chapter S. Determining Work to be done with a 7 Yr. Forgivable Loan
Chapter 9. Contracting for Repair Work.
Chapter 10. Inspection of Repair Work.
Chapter 11. Applicant's Income
Chapter 12. Conversion of Rehab I Loan to a Forgivable Loan
Chapter 13. Grievance Procedure
I x{'19
CHAPTER 1. GENERAL
1. LEGAL AUTHORITY. Loans are authorized by City Council utilizing Title
I assistance under the Housing and Community Development Act of 1974,
as amended.
2. DEFINITIONS. Following are definitions of various terms as used with
respect to rehabilitation activities.
a. Disabled. For the purposes of this program a person shall be
considered disabled when that person receives social security
disability compensation or disability compensation for other
public assistance organizations.
b. Elderly. For the purposes of this program it shall mean any one
or more of the property's title holders who are sixty-two (62)
years of age or older.
c. Family. The applicant's family includes the applicant and any
other person or persons related by blood, marriage or operation of
law, who share the same dwelling unit.
d. Liquid Assets. Property that can be readily converted into cash
without appreciable loss in value such as: savings accounts,
and/or stocks and bonds. Equity in the property to be rehabili-
tated or a motor vehicle when used for transportation to and from
employment or school is not considered when computing liquid
assets.
e. Owner. Means one or more natural persons who hold legal title to
a property to be rehabilitated.
f. Owner -Occupied Property. A property occupied by the owner that is
used entirely for residential purposes and that contains one
dwelling unit.
g. Repair Cost. The total cost of repairs or improvements incurred
by the owner that are includable in a rehabilitation contract,
whether or not financed in part with funds from other sources.
h. Rehabilitation officer. An employee of the City's Department of
Panning 8 Program Development charged with the duties of admini-
stering the specific aspects of the rehabilitation program.
i. Flood Insurance. Insurance coverage provided to those areas
part c pat ng n the National Flood Insurance Program to compen-
sate for damages which have been incurred, thus reducing the
overall impact and financial loss to affected property owners or
tenants. Flood insurance coverage must be in an amount at least
equal to the development or project cost.
/ q'71
Page 2
CHAPTER 2. PROJECT FINANCING AND ELIGIBLE PROJECT COSTS
GENERAL. This chapter covers City Council provisions required for the
making of rehabilitation loans, sources of funds to be used for making
loans, program reimbursement for advanced fees, and the costs in
connection with rehabilitation loans that are eligible project costs.
2. PROJECT FINANCING. Rehabilitation loans may be made only if there
exists a City Council resolution approving the area(s) for rehabilita-
tion and a sufficient appropriation of funds to finance said loans.
a. Inclusion of Loan in Project Budgets. The amounts for rehabilita-
tion loans shall be included in the Community Development Block
Grant budget as approved by the City Council.
b. Source of Funds for Rehabilitation Loans. Funds to cover an
approved rehabilitation loan shall be provided by the City from
project funds in accordance with the procedures established
herein.
ELIGIBLE PROJECT COSTS. The costs described below, related to the
processing of rehabilitation cases, are eligible project costs in a
neighborhood as approved by the City Council. Provision shall be made
for these eligible project costs in the budget which is appropriate
for the program involved.
City Overhead and Third -Party Contracts. The following costs
incurred in the processing and administering of rehabilitation
loans are eligible project costs, to the same extent as costs
incurred for other eligible project activities.
(1) City cost for staff salaries, wages, and related personnel
expenses.
(2) Costs incurred under contract or agreement with organiza-
tions, firms, and individuals for technical and professional
services. Contracts and agreements for the provision of
technical or professional services must meet the City's
requirements for third -party contracts as to form and
methods of solicitation and execution, and, where appropri-
ate, shall be concurred in by the City Attorney's office and
the City Manager.
b. Other Costs Related to Loans. In addition to those costs set
forth In paragraph 3.a. above, other costs for goods and services
required for the processing of a rehabilitation loan application
may be considered eligible project costs.
Advancin Funds for Includable Costs. As necessary, the City
sha advance project tunas to pay tar processing fees, credit
reports and charges for title reports and recordation fees.
I7 7,f
Page 3
CHAPTER 3. COST INCLUDABLE IN REHABILITATION LOANS
1. GENERAL. A rehabilitation loan may be made when a component of the
structure is malfunctioning or has deteriorated to a point so as to be
a violation of the Housing Code. Upon completion of repairs, the
structure must pass Iowa City Housing Code inspections.
2. INCLUDABLE COSTS. Costs includable in a rehabilitation loan are the
costs of: correcting incipient as well as actual violations of the
Housing Code, building permits and sales tax as described below:
REQUIREMENTS OF CODE. When necessary to meet a specific requirement
of the Housing Code, a rehabilitation loan may be used, to the extent
necessary for:
a. The rehabilitation or removal of elements of the dwelling struc-
ture, including basic equipment, and of other improvements to the
property such as garages, fences, steps, walkways, and driveways.
The term 'basic equipment" includes such items as heating furnace,
water heater, and electrical and sanitary fixtures.
b. The provision of sanitary or other facilities, including the
provision, expansion and finishing of space necessary to accommo-
date those facilities.
c. The provision of additional or enlarged bedrooms, if required by
the Housing Code.
d. Grading, filling, or landscaping of the grounds, if required by
the Housing Code.
e. Building Permits and Related Fees. A loan may provide funds to
cover the cost of building permits and related fees that are
required to carry out theproposed corrective work. However,
since the construction contract documents will require the
contractor to pay for them, this cost ordinarily would be included
in the contract amount.
f. Sales Tax. Since the construction contract is a private contract
between a property owner and a private contractor, the loan
proceeds may be utilized to pay for required sales taxes. The
contractor shall be required to include sales tax in the bid
price.
g. General Improvements. A rehabilitation loan which includes funds
to cover costes meeting the requirements of the Housing Code may
include, in addition, funds for general improvements the owner may
wish to perform and can financially afford to do. The maximum
dollar amount available for general improvements shall be limited
to 40% of the cost of correcting to Housing Code standards, and
incipient work.
Page 4
3. COSTS NOT INCLUDABLE. A rehabilitation loan shall not provide for:
a. New construction, substantial reconstruction, expansion of the
size of a structure or the finishing of unfinished spaces such as
an attic or basement.
b. Materials, fixtures, equipment or landscaping of a type or quality
which exceeds that customarily used in the locality for properties
of the same general type as the property to be rehabilitated.
c. Appliances not required by the Housing Code.
d. Purchase, installation or repair of furnishings or trade fix-
tures.
4. WORK WRITE-UP. The City staff shall prepare a Deficiency List in
accordance with this manual, to document the repair work to be
financed with a rehabilitation loan.
5. ASSURANCE THAT REPAIRS WILL BE COMPLETED. In some instances the
repair cost may exceed the amount of the loan. In such cases, the
loan will not be made unless the applicant can provide whatever
additional amount is needed to assure completion of the work so that
the property will meet at least the Housing Code.
6. SUPPLEMENTAL FUNDS. When the applicant is furnishing supplementary
funds from sources other than the rehabilitation loan, evidence that
actual funds are available shall consist of verification and documen-
tation by the staff that the applicant can deposit the required amount
in a rehabilitation escrow account.
/I/70P
Page 5
CHAPTER 4. FORGIVABLE LOAN
1. GENERAL. This section sets forth the eligibility requirements in
regards to the property and the applicant for a rehabilitation loan.
Loans are available to all eligible owner -occupants of single family
residential properties which are located in the neighborhoods desig-
nated by the City Council.
2. APPLICANT ELIGIBILITY. To be considered for a forgivable loan, the
applicant must be in compliance with the following criteria:
a. Be the owner -occupant of a single family dwelling which is located
in the City Council designated neighborhood service area.
b. Be eligible for the forgivable loan determined on the basis of the
following income and asset limitations:
(1) Maximum Income. Have an adjusted annual income for the
household which does not exceed:
50% of the median income for the Iowa City MSA, as estab-
lished by the U.S. Department of Housing & Urban Development
(HUD) based on the number of persons per household. The
Rehabilitation Officer will have the current income chart
available upon request.
(2) Have Liquid Assets not in excess of:
(a) Applicant under 62 years of age or who is not disabled:
$10,000 for a 1 person household
$15,000 for a 2 person household
$20,000 for a 3 person household
(b) Applicant over 62 years of age or who is disabled:
$25,000 for a 1 person household
$30,000 for a 2 or more person household
(3) Monthly Income Considerations
(a) The City would collect and report the following gross
monthly income data:
(1) Base pay for Head of Household, spouse, other
family members.
(2) Any other earnings (other jobs, etc.)
(3) Net income from property being rehabilitated (gross
income from roomers, garage rental, etc., minus
operating expenses)
(4) Any other income source (interest, etc.)
(5) Income from social security, pension, annuities,
general relief, AOC.
/If 7�
Page 6
(b) The City would then adjust downward the income of the
household by deducting:
(1) 10% of 3a-1 through 4 above for Federal, State and
local taxes and
(2) 25% of 3a-5 above for fixed income consideration.
(3) $480 for each child under 18 years of age or a full
time student dependent residing in the home to be
repaired.
3. LIMITATION ON THE AMOUNT OF FORGIVABLE LOAN. The amount of a reha-
bilitation forgivable loan that an applicant may receive shall be
limited by the following:
For an applicant whose income and liquid assets are in accord with the
established formulas, the loan amount shall not exceed the lesser of:
a. The actual (and approved) cost of the repairs necessary to make
the property conform to the Housing Code - and may include
approved general property improvements. The amount shall be
established in accordance with this manual.
b. $17,500 per household.
4. TERMS AND CONDITIONS.
a. Forgivable loans to homeowners shall be secured by a recorded lien
against the property.
b. Amortization.
(1) If the repaired property is sold or transfers ownership prior
to the first year anniversary of the loan, 100% of the lien
shall be called due.
(2) If the repaired property is sold or transfers ownership prior
to the second year anniversary of the loan, 86% of the
original lien shall be called due. The remaining 14% is
forgiven.
(3) If the repaired property is sold or transfers ownership prior
to the third year anniversary, 71% of the original lien
amount shall be called due. The remaining 29% is forgiven.
(4) If the repaired property is sold or transfers ownership prior
to the (4th) four year anniversary, 58% of the original lien
amount shall be called due. The remaining 42% is forgiven.
(5) If the repaired property is sold or transfers ownership prior
to the (5th) fifth year anniversary, 42% of the original lien
amount shall be called due. The remaining 58% is forgiven.
(6) If repaired property is sold or transfers ownership prior to
the sixth (6th) year anniversary, 29% of the original lien
amount shall be called due. The remaining 71% is forgiven.
Page 7
(7) If repaired property is sold or transfers ownership prior to
the 7th anniversary, 14% of the original lien amount shall be
called due. The remaining 86% is forgiven.
(8) Any sale or transfer after the seventh year anniversary would
mean that 100% of the original lien amount would be for-
given.
c. Penalties. In the event the loan recipient(s) fail to pay, the
lien amount, or a portion thereof as prescribed in 41b above, when
due, the whole principal amount of the lien shall become due and
payable at the option of the City without notice. The loan
recipient(s) in case of suit thereon, agrees to pay reasonable
attorney's fees.
5. INCREASED LOAN AMOUNT FOR EMERGENCY REPAIRS. The forgivable loan
amount may be increased in order to make repairs to the property which
are necessitated by an emergency which makes the property not habit-
able, as determined by the City, provided the following conditions are
met:
a. The emergency arises within two (2) years after the completion of
the original repairs financed through this program, as evidenced
by a Certification of Final Inspection (see Chapter 10).
b. The increased loan amount, when added to the original loan amount,
does not exceed $17,500.
c. The applicant/owner is the same as the recipient of the original
forgivable loan.
d. The applicant executes an amended promissory note to include the
increased loan amount, retroactive to the date of the original
promissory note.
No other increase in the loan amount will be authorized.
/y 7f
Page 8
CHAPTER 5. PROCESSING AND SUBMISSIONS PROCEDURES
1. GENERAL. This chapter contains an outline of the functions to be
performed by the staff in connection with a rehabilitation loan, and
sets forth the policies and procedures to be followed by the staff in
preparing, processing, and approving an application for and in
canceling an approved rehabilitation loan.
2. OUTLINE OF STAFF FUNCTIONS. Listed below are the functions to be
performed by the staff in connection with a rehabilitation loan.
Functions
a. Advise applicant on the general program objectives and explain the
application form which must be completed in full.
b. Advise the applicant on the availability and benefits of the
rehabilitation loan and other city and private programs and
resources for financing repairs.
c. Determine the eligibility of the applicant for a rehabilitation
loan.
d. Inspect the property.
e. Prepare a deficiency list and cost estimate of the repair work
needed.
f. Obtain evidence of ownership of the property. This may include the
property deed or other evidence that the staff has received from
public records that the applicant is the owner of the property.
g. Verify applicant's income, housing expense and assets.
h. Establish amount of loan applicant may receive.
i. Advise the applicant of the conditions under which a loan is
made.
J. Prepare construction contract documents and assist homeowner to
obtain contractor's proposals for repair work and review proposals
received as requested by owner.
1' 79
Page 9
PROMISSORY NOTE
REHABILITATION LOAN
Exhibit A
CDR -7961A
DATE: PLACE:
CASE NUMBER:
For value received, the undersigned jointly and severally promise(s) to
pay to the order of the City of Iowa City acting by and through the
Director, Department of Planning and Program Development the sum of .
The full Principal on this Note is payable on the transfer of the property
prior to the first year anniversary of this Note. Transfer of the
property prior to the second year anniversary of this Note would require
86% of the Principal to be called due. The remaining 14% would be
forgiven. Transfer of the property prior to the third year anniversary of
this Note would require 71% of the Principal to be called due. The
remaining 29% shall be forgiven. Transfer of this property prior to the
fourth year anniversary of this Note would require 58% of the Principal to
be called due. The remaining 42% shall be forgiven. Transfer of the
property prior to the fifth year anniversary of this Note would require
42% of the Principal to be called due. The remaining 58; would be for-
given. Transfer of the property prior to the sixth anniversary date would
call 29% due. The remaining 71% would be forgiven. Transfer of property
prior to the seventh anniversary date would call 14% due. The remaining
86% would be forgiven. After the seventh anniversary date of this Note,
100% of the Principal will be forgiven.
Should the property be damaged to such an extent that the amount of money
stated in this promissory note exceed the value of the dwelling located
upon the premises, the Note shall be forgiven. Damages resulting from
wanton or reckless conduct on the part of the borrower or with his/her
consent shall not fall within the scope of this proposal. Also any
transfer resulting from the death or incapacitating illness of one or more
of the undersigned would mean 100% of the Principal will be forgiven.
In the event the undersigned shall fail to pay the Principal, or a portion
thereof, when due, the whole amount then unpaid shall become due and
payable at the option of the holder without notice. The undersigned, in
case of suit hereon, agrees to pay attorney's fees. All Endorsers agree
to all of the provisions of this Note, and consent to the times of payment
of all or any part hereof.
In witness whereof, this Note has been duly executed by the undersigned,
on the _ day of 19_.
Sworn and subscribed to before me this _ day of 19_•
Notary Public in and for Johnson County, Iowa
/I/ 71e
Page 10
k. Prepare Promissory Note (Exhibit A), contracts and for CDR -7660
for signature(s), obtain applicant's endorsement, and encumber
monies for loan.
1. Assist applicant, as may be required, in execution of construction
contract, and deliver to owner and selected contractor.
m. Make final inspection of completed repair work. Close building
permits as applicable.
n. Have owner obtain from contractor guarantee of work, manufactur-
ers' and suppliers' warranties, and release of liens from general
contractor, subcontractors, and suppliers prior to final payment
for contract work.
o. Issue form CDR -7945, Certificate of Completion.
p. Prepare Statement of Disposition of Funds and closeout finance
records.
3. PROCESSING AND APPROVAL OF -LOAN APPLICATION. Processing by the staff
of an application for a rehabilitation loan consists of the completion
of the functions listed below, items a. through c., assembly in one
file of the Form COR -7660 and all supporting documents, and the review
of the file to determine approval.
a. Preparation of Form. The staff shall prepare Form CDR -7660
(Application) (original and 1 copy) for the applicant, based on
information furnished by the applicant and obtained by the staff
from other sources, as documented in the file. Every space
provided for an entry on Form CDR -7660 shall be completed. Entries
of money amounts shall be made rounded to the nearest dollar. If
no money is involved for an entry for a particular application,
the entry shall be "none." Review and approval by the Director of
Planning & Program Development of Form CDR -7660 shall be based on
the form completed in this manner.
b. Approval of Application for Loan. The Director of Planning &
Program Development shall approve the Rehabilitation Loan Applica-
tion by signing block J, on both the original and the copy of the
form. The loan application is then referred to the Housing
Commission for review and final approval. If the loan alone is
sufficient to repair the property, or if the loan is to be
supplemented by other funds and the staff is assured that the
property will be repaired to meet manual requirements, the loan is
considered to be approved, and the staff may notify the applicant,
and proceed with the remainder of the functions for which it is
responsible in order to complete the repair work.
c. Loans Not Approved. If the staff determines that Form CDR -7660
cannot be approved, a written statement of the reasons for the
determination shall be put in the application file. An applica-
tion number shall not be assigned to a Form CDR -7660 the staff
does not approve.
/21i7F
Page 11
d. Record Keeping. The originals of the completed approved Form
COR -7660 and contract(s) shall then be retained in the property
file with the supporting documentation.
4. LOAN CANCELLATION. An approved loan may need to be canceled because
the applicant has requested cancellation or is unwilling or unable to
proceed with the repair work, or for other reasons.
a. Cancellation Letter. To cancel an approved loan the staff shall
prepare a letter in accordance with Appendix 1, and distribute the
letter as follows:
1. Original to applicant.
2. One copy to the property application file.
b. Notification to Finance. If funds for the canceled loan have been
transferrinto a loan
ed escrow account, the staff shall notify the
Finance Department to return the amount originally deposited back
to the administrative account.
76
Page 12
CHAPTER 6. TERMS AND CONDITIONS UNDER WHICH FORGIVABLE LOANS ARE MADE
1. GENERAL. This chapter sets forth City requirements with respect to
terms and conditions to which an applicant must agree in order to
obtain a forgivable loan.
2. FORGIVABLE LOAN CONDITIONS. The specific terms and conditions with
respect to a forgivable loan are incorporated in Form CDR -7660. The
applicant shall agree, and by signing Form CDR -7660 does agree to:
a. Civil Rights. Comply with all applicable City requirements with
respect to the Civil Rights Act of 1964 and the Civil Rights Actof
1968, to not discriminate upon the basis of age, race, color,
creed, sex, sexual orientation, or national origin, presence or
absence of dependents, or public assistance source of income in
the sale, lease, rental, use, or occupancy of the subject prop-
erty.
b. Cancellation of Loan. Return of the loan proceeds with no right,
interest or claim in the proceeds, if the loan is canceled before
the repair work is started.
c. Use of Proceeds. Use of loan proceeds only to pay for costs of
services and materials necessary to carry out the repair work for
which the loan will be approved.
d. Comm letion of Work. Work. Assure that the repair work shall be carried
out promptly
and efficiently, through written contract let with
the prior concurrence of the City.
e. Inspection. Inspection by the City or its designee of the
property, the repair work and all contracts, materials, equipment,
payrolls, and conditions of employment to the work.
f. Records. Keep such records as may be required by the City with
respect to the repair work.
g. Recapture Clause. The applicant shall agree to repay the full
amount of the loan or that amount determined by the City if the
applicant is found to be ineligible as a result of incorrect or
fraudulent information in the approved Form CDR -7660.
h. Interest of Certain Federal Officials. Not permit any member, or
Delegate to the Congress of the United States, and no Resident
Commissioner, to share in any proceeds of the loan, or in any
benefit arising from the same.
i. Bonus, Commission, or Fee. Not pay any bonus, commission, or fee
for the purpose of obtaining the City approval of the loan
application, or any other approval or concurrence required by the
City or its designee, to complete the repair work, financed in
whole or in part with the repair loan.
/y79
Page 13
j. Interest of the City. Allow no member of the governing body of
the City of Iowa City, an no other City official of the locality
who exercises any functions or responsibilities in connection with
the administration of the federally assisted project or program,
and no other officer or employee of the City who exercises such
functions or responsibilities, to have any direct interest in the
proceeds of this• loan, or in any contract entered into by the
applicant for the performance of work financed in whole or in part
with the proceeds of the repair loan.
k. Flood Insurance. If property is located in a designated flood
azar area, t e owner agrees to:
(1) Purchase the requisite flood insurance coverage.
(2) Renew and maintain the coverage so that the flood insurance
policy does not lapse during the term of the loan.
(3) Provide proof of insurance coverage to the City.
/y Xr
Page 14
CHAPTER 7. FUNDING OF INDIVIDUAL LOANS
AND MANAGEMENT OF ACCOUNTS
1. GENERAL. This chapter sets forth policies for funding the individual
loan and also the policies for City management of loan funds.
FUNDING REPAIR LOANS. When an application for financial assistance
has been processed and approved, the staff shall enter the total
amount of assistance in the program account ledgeras encumbered
monies. The staff must be certain that adequate funds are budgeted
and uncommitted before processing applications for loans. Program
budgets will be established annually by the City Council according to
local, state and federal funding availability.
FUNDING REPAIR PROJECTS SUPPLEMENTED BY PRIVATE FUNDS. When supple-
mental funds are utilized to complete a project, these funds are
collected when the application is approved and deposited into the
program account awaiting disbursement. An entry of fund receipt shall
be made in the program account ledger. The Iowa City Department of
Finance is responsible for depositing the check and reporting the
transaction in the department computer printout by case number and
finance program.
4. MANAGEMENT OF THE REPAIR LOAN AND SUPPLEMENTAL FUNDS ACCOUNT. All
private repair program funds, shall be deposited in a non-interest
earning bank account. Accounting records will be maintained to keep
private funds separate from other City funds.
a. Separate Case Numbers for Each Program Participant. The Rehabili-
tation Officer will assign case numbers to each program applicant.
The accounting computer printout will log all credits and debits
according to assigned case numbers.
b. Disbursements of Repair Funds. Disbursements from repair funds
wil be authorized by the CDOG Program Coordinator. A check
request will be prepared and submitted to the Department of
Finance properly identifying the case number and expenditure. The
Rehabilitation Officer will maintain a file of all invoices and
receipts. The Department of Finance will prepare a check, as
directed, payable to the homeowner/borrower and the payee for the
following purposes, as may be appropriate:
(1) Make payments for repair work.
(2) Closeout individual repair accounts by appropriately dis-
bursing any unutilized funds remaining in the repair ac-
count.
A check to return to the homeowner unutilized funds in the
repair account shall be made payable to the homeowner only.
c. Transmittal of Checks. The Rehabilitation Officer shall secure the
endorsement of the homeowner on checks payable to the homeowner and
the payee. The Rehabilitation Officer shall transmit the endorsed
Page 15
check to the payee. Checks which include any amounts previously
withheld from progress payments shall be accompanied by an explana-
tion of the computation.
d. Disputes. In the event a dispute exists between the homeowner and
the contractor with respect to the repair work, the Rehabilitation
Officer shall take appropriate action in accordance with the
provisions of the construction contract to assure that the parties
are satisfied before making any payment to the contractor.
e. Adjustment and Closeout of the Case Account. Usually disburse-
ments made for the purposes stated under paragraph 2 will closeout
the case account. However, if unutilized funds remain in for
individual cases because the actual repair costs were less than
anticipated or for other reasons, the unutilized funds shall be
disbursed as follows:
(1) If all the funds were provided by a loan, the unutilized
funds shall be disbursed to apply to the administrative
account, the source from which they came.
(2) If the loan was supplemented by private funds, the unutilized
funds, up to the amount of the private contribution, shall be
disbursed to the homeowner.
1#7y
Page 16
CHAPTER 8. DETERMINING WORK TO BE DONE WITH
SEVEN YEAR FORGIVABLE LOANS
1. GENERAL. This section sets forth the responsibilities of the Reha-
biritation Officer for determining the repair work necessary to bring
a property into conformance with the requirements for a home rehabili-
tation program and for providing assistance in the repair of the
property. In carrying out these responsibilities, the Rehabilitation
Officer shall:
a. Inspect the property.
b. Make a preliminary deficiency list and cost estimate of the work
to be done.
c. Consult with and advise the owner on the work to be done, and the
availability of a rehabilitation loan.
d. Prepare a final deficiencies list and cost estimate as the basis
for a loan and for contracting for the repair work.
2. DEFICIENCY LIST RND COST ESTIMATE. A deficiency list and cost
estimate is a statement prepared by the Rehabilitation Officer based
on the property inspection report that itemizes all the repair work to
be done on the property, and includes an estimate of the cost of each
item. The cost estimate shall be reasonable and shall reflect actual
costs prevailing in the locality for comparable work.
3. SPECIFICATIONS IN CONSTRUCTION CONTRACT DOCUMENTS. Each item on the
deficiency ist sha 1 be written so that it provides a clear under-
standing of the nature and scope of the work to be done, with a
letter/number reference to the Construction Performance Manual. The
Construction Performance Manual shall refer to manufacturers' brand
names or to association standards to identify the quality of materials
and equipment required, and may make provision for acceptable substi-
tutes.
Page 17
CHAPTER 9. CONTRACTING FOR REPAIR WORK
INTRODUCTION. This chapter sets forth requirements and procedures
with respect to construction contracts for repair financed through a
seven year forgivable loan. Repair work shall be undertaken only
through a written contract between the contractor and the recipient of
the loan. Whenever possible the owner shall be encouraged to obtain
their own bids and enter into the repair contract with little or no
City involvement. The Rehabilitation Officer shall assist each
applicant as needed, in arranging for and obtaining an acceptable
construction contract.
a. Form of Contract. The construction contract shall consist of a
Tingle document form provided by the City and signed by the
contractor and accepted by the homeowner, only following approval
of the repair loan. It shall contain a bid and proposal by the
contractor.
2. GENERAL CONDITIONS. The Rehabilitation Officer shall prepare "general
conditions for use in all construction contracts for the repair of
the property.
3. DEFICIENCY LIST AND DRAWINGS. A deficiency list and illustrative
sketches, if any, covering the specific repair work for each property
on which a repair loan will be made shall be prepared by the Rehabili-
tation Officer. Drawings shall be prepared only when essential to show
the scope of the work involved so that a fair bid for the work can be
obtained, and to avoid misunderstandings with the bidder. The
deficiency list and drawings shall be based on the inspection of the
property and interviews, as indicated, with the applicant. The
deficiency list shall clearly establish the nature of the work to be
done and the material and equipment to be installed.
4. INVITATION TO CONTRACTORS FOR BID AND PROPOSAL.
Contractor Selection. The owner shall be asked for the name of a
contractor he/she would like to bid on the repair of his/her
property. If the owner does not know of a contractor, the staff
shall provide the property owner with two contractor names from
the list of contractors maintained at the Department of Planning &
Program Development.
b. Invitation to Bid. Once the contractor has been selected accord-
ing to paragraph 4.a, above, the homeowner shall contact the
selected contractor and invite him/her to bid the proposed repair.
The homeowner shall negotiate with the contractor to obtain an
acceptable bid.
c. Bid Review. Upon receipt of the bid proposal from the bidding
contractor, the homeowner shall review the bid for completeness
and accuracy making special note to assure that the deficiency
list has been adhered to.
Page 18
d. Acceptable Bid. An acceptable bid is one that upon review under
4.c. above, is not in excess of 10% of the Rehabilitation Offi-
cer's estimate. The bidding contractor shall provide a cost for
each repair item. If the costs are not acceptable, the Rehabili-
tation Officer shall work with the homeowner and contractor to
negotiate a cost that is reasonable and acceptable to all par-
ties.
e. Maintenance of the Contractors' List
(1) The Rehabilitation Officer shall be responsible for maintain-
ing a list of all contractors who have expressed an interest
in bidding on repair construction and who can provide the
following as contained on Form COR -74946: All contractors
who are on the contractors' list will receive a construction
performance manual.
(a) Adequate active liability insurance [see 2.h.(1) above].
(b) The name of his/her company bank.
(c) The names of his/her usual subcontractors.
(d) The names of his/her principal suppliers.
(e) The names and addresses of at least two (2) recent
residential repair or construction jobs.
(f) Iowa City contractor's license as applicable.
(2) The Contractor List shall be maintained in a conspicuous place
within the Department of Planning & Program Development, open
to public review. The Contractor List shall be grouped
according to the category of specialization the contractor
requests to be listed (e.g., general contractors, electrical,
plumbing/heating, masonry, dry wall, etc.).
5. AWARD OF CONSTRUCTION CONTRACT. The contract shall be awarded by
hav ng the app cant for the '0 an properly execute the contract with
si
the asstance of the Rehabilitation Officer.
a. Issuance of Proceed Order. At the time the award is made, the
Rehabi itation Officer shall remind the applicant and the success-
ful contractor that the undertaking of the work covered by the
contract is subject to issuance by the owner of a proceed order,
within the number of days stated in the general conditions of the
contract from the date of the award. Upon award of the contract,
the homeowner shall notify unsuccessful bidders that they have not
been awarded the contract.
b. Award within 30 days of Cutoff Date. In order for the bid and
proposa to be binding, the award shall be made within a period of
receipt30 days from the or the
cutoff b
of the bid and proposal, unless a laterthe date homeowner f
is agreed
upon in writing.
Page 19
Contract Award. The award of a construction contract shall be
accomplished by the owner executing the original and two copies of
the contract documents. The homeowner shall distribute the
executed contract to documents as follows:
(1) Executed original retained by homeowner.
(2) Executed copy to contractor.
(3) Executed copy to the City of Iowa City in care of the
Rehabilitation Officer.
6. LABOR PERFORMED BY OWNER IN REPAIRING PROPERTY.
a. Type of Work and Skill of Owner. A property owner may complete
some or all of the tasks required to repair his/her property, if
he/she has the degree of skill required to perform the work
involved. Self-help is usually appropriate for the accomplishment
of tasks of an unskilled nature such as general clean-up, demoli-
tion of small buildings on a property, removal, cartage, and
disposal of the debris, and for work that involves minimal use of
costly materials and equipment. Work of a skilled nature, and
work involving the extensive installation of costly materials and
equipment, are appropriate if the Rehabilitation Officer is
assured the property owner has the ability and experience required
to do the work properly without supervision, or that he/she has
sufficient skill to do the work properly with technical advice and
guidance from the Rehabilitation Officer.
b. Provision for Self-help in Loan. Whenever self-help is necessary,
indicated, or desired, and the Rehabilitation Officer considers
that with or without technical assistance and guidance a property
owner shall be able to perform the work in a reasonably acceptable
and expeditious manner, he/she may process an application for a
loan on that basis. In such a case, the amount of the loan would
provide funds to pay for the materials and equipment to be
installed by self-help, as well as any additional funds needed to
pay for other work to be performed by a contractor. The loan
shall not include funds to pay the owner or members of his/her
Ta—r their labor. Further, the Rehabilitation Officer must
exercise good judgment and prudence as to avoid a situation in
which an owner could place himself or herself in financial
difficulty through improper use, installation, or even destruction
of the materials and equipment purchased with loan funds. For
this reason, the owner should understand that the proceeds of a
loan to pay the supplier for materials and equipment involved in a
self-help will be disbursed from the loan account by the staff,
only after they have been properly installed.
Coordination with Contractor. When some of the repair work is to
be performed through self-help, and the remainder is to be
completed by the contractor, the Rehabilitation Officer should
assure that the work is accomplished by each of them so as not to
interfere with or jeopardize the other's work. In cases where a
Page 20
separation in the timing of the work is not feasible, the Reha-
bilitation Officer should urge the owner and contractor to make
their own arrangements on the timing, so that each may do his/her
work without causing any interference in the work to be done by
the other. In all instances, the owner will be better protected
if work to be performed through self-help is completed before the
contractor starts his/her work. Such completion will help avoid
claims by the contractor for extras or damages he/she may claim
are caused by the self-help efforts, and will assure that when all
work is finished, the property will comply with the City loan
requirements.
1. OTHER PROVISIONS.
The Contractor Shall: Indemnify and hold harmless the owner, the
owner's employees, the City Manager, and the City's employees from
any and all liability, loss, cost, damage, and expense (including
reasonable attorney's fees and court costs) resulting from,
arising out of, or incurred by reason of any claims, actions, or
suits based upon or alleging bodily injury, including death, or
property damage rising out of or resulting from the contractor's
operations under this contract, whether such operations be made by
himself/herself or by any subcontractor or by anyone directly or
indirectly employed by either of them. The contractor shall
obtain insurance for this purpose, which shall insure the inter-
ests of the owner and the City as the same may appear, and shall
file with the owner and the City certificates of such insurance.
b. Correction of Faulty Work after Final Payment: The approval of
the Request for Payment by the Rehabilitation Officer and the
making of the payment by the owner to the contractor shall not
relieve the contractor of responsibility for faulty materials or
workmanship.
Page 21
CHAPTER 10. INSPECTION OF REPAIR WORK
1. GENERAL. This chapter sets forth the requirements for the inspection
repair work financed in whole or in part with a forgivable loan.
2. RESPONSIBILITY FOR MAKING INSPECTIONS. The Rehabilitation Officer
shall make inspections of construction work in cases involving a
repair loan. To accomplish this, the Rehabilitation Officer shall
make:
(1) Compliance inspection, as necessary, to assure that the construc-
tion work is being completed in accordance with the construction
contract.
(2) A final inspection to determine that the construction work has
been completed in accordance with the construction contract. The
Building Inspector and any specialists from the Building Inspec-
tion Division, as may be required, shall accompany the Rehabili-
tation Officer on the final inspection and shall provide the
Rehabilitation Officer with a written report of their findings.
3. INSPECTIONS FOR PAYMENT. Inspection of construction work shall be
made in accordance with the following:
a. Inspections. Upon partial and total completion of the repair work
an tl receipt of the contractor's invoice containing his certifica-
tion of satisfactory completion of the work in accordance with the
contract and his/her warranty, the Rehabilitation Officer shall
arrange for inspection of the completed work.
b. When the inspection determines that a portion of the work is sat-
isfactorily completed, the contractor can request a partial
payment. Partial payment request shall be accompanied by lien
waivers for work that was completed. After receipt of a release
of liens, including releases from all subcontractors and suppliers
and a copy of each warranty, a request for final payment can be
made after it is approved by the Legal Department.
4. CERTIFICATION OF FINAL INSPECTION. After the Rehabilitation Officer
determines that the rehabilitation work has been satisfactorily
completed and the final inspection report obtained, the staff shall
prepare a Form CDR -7945 (original and one copy).
Distribution. Form CDR -7945 shall be distr.ibuted as follows:
(1) Signed original to the property owner.
(2) Signed copy retained in the property file.
S. ONE-YEAR GUARANTEE ON WORK BY CONTRACTOR. All work performed by the
contractor is covered by a one-year guarantee but property owners are
not always aware that, for a period of one year, they may require the
contractor to correct significant defects and inadequacies in the work
10
Page 22
performed under this contract. For this reason, the Rehabilitation
Officer shall inform the owner of the guarantee requirements upon
completion of the contract.
The contractor must be given written notice with reasonable prompt-
ness. Should the contractor fail to answer or correct the defect(s)
within a reasonable time, the City, at owner request, will assist
owner in the following manner:
(1) Staff members of the Department of Planning and Program Develop-
ment will investigate the complaint.
(2) If the staff finds the complaint to be invalid, owner will be so
notified.
(3) If the staff finds the complaint to be valid, the homeowner will
direct the contractor to take necessary corrective action within
a specified length of time.
(4) If the contractor complies, the staff will reinspect the work
and, if it is satisfactory, the owner will be expected to sign a
written statement withdrawing the complaint.
(5) If the contractor fails to respond to the request within the
specified length of time, the staff, upon owner request, will
prepare a letter for owner's signature, notifying the contractor
a second time that unless the complaint is abated by a specified
time, a formal complaint will be filed with the City Attorney for
appropriate action.
(6) If the contractor fails to respond to the request for correction
within the time specified:
(a) The homeowner will take any necessary action to have the
defects corrected, including but not limited to paying the
reasonable costs of correcting work or materials determined
by the homeowner to be defective.
(b) The contractor may be prohibited by the City from contract-
ing any other repair work under any loan program admini-
stered by the City.
6. REHABILITATION OFFICER - OWNER - CONTRACTOR RELATIONS.
Rehabilitation Officer's Responsibility and Authority:
The Rehabilitation Officer shall observe the work on behalf of the
City, and will provide general assistance during construction insofar
as proper interpretation of the loan requirements is affected.
The Rehabilitation Officer and owner shall decide, when necessary, any
and all questions which may arise as to the quality and acceptability
of materials furnished, work performed, interpretation of work items
on the deficiency list and all questions as to the acceptable fulfill-
ment of the Contract on the part of the Contractor.
IM
Page 24
CHAPTER 11. APPLICANT'S INCOME
GENERAL. This chapter sets forth the basis for establishing an appli-
cant's income for the purpose of a seven year forgivable loan on a
residential property, and takes into account the variations applicable
to different type of applicants and properties, and special considera-
tions related to the type of project area in which the property is
located.
SOURCES OF FUNDS AND AMOUNTS COMPRISING APPLICANT'S INCOME. The fol -
owing is a listing—of the elements comprising income for purposes of
a repair loan. Exclusions from income applicable in special circum-
stances are stated in paragraph 5 below.
a. Portion of Income Derived from Roomers. If the property contains
rooming units, tFa—IF portion of an applicant's income that is
derived from roomers shall be reported on Form CDR -7660, block C,
line 3, as a net figure determined as follows:
(1) Net Income. The net income from the roomers in the
owner -occupied property to be repaired is the gross rental
income, less expenditures allocable to the roomers. These
allocable expenditures including payments, on the basis of an
average of one or more years of mortgage or land contract
principal and interest, mortgage insurance premium, service
charges, hazard insurance, real estate taxes and special
assessments, maintenance and repairs, heating and utilities,
and other cash expenditures for the property for one or more
years, the staff shall estimate the income and expenditures
on the available experience.
(2) Allocation of Expenditures to Roomers. The allocation of
expenditures of the roomer may be established by determining
the percentage of floor space that is used exclusively by the
roomer(s). The allocable expenditures shall be reduced by
the percentage of floor space as calculated above.
b. A licant Who Is a Person. Income of an applicant includes the
ncome o the app icant and his/her family. The applicant's
family includes the applicant and any other person or persons
related by blood, marriage, or operation of law, who share the
same dwelling unit. If ownership of the property rests in more
than one person, the applicant is each owner and family. The
applicant's income, therefore, is the sum of the family incomes of
all applicants. An applicant's income is established on an annual
basis, at the time of applying for a loan and includes:
(1) The applicant's earnings.
(2) Spouse's earnings.
(3) Other family members living in the home, if their employment
is a definite characteristic of family life.
Page 25
Excluded is the income of an adult family member, other than
the applicant and spouse, who does not have an ownership
interest in the property, but included are any funds contrib-
uted or paid to the family, on a regular basis by an excluded
adult family member. (Such as room and board, rent, etc.)
Excluded are incomes of those under 18 or full-time students or
mentally or physically disabled dependents:
(4) Other income regularly received by applicant or his family.
(5) Net income from real estate, other than the property to be
rehabilitated, and any other net business income.
(a) Gross rental income, and
(b) On the basis of an average or experience for two or more
years, expenditures for mortgages principal and inter-
est, mortgage insurance premium, service charges, hazard
insurance, real estate taxes and special assessments,
maintenance and repairs, heating and utilities, ground
rent, and other cash expenditures for the property, such
ds advertising vacancies. If the applicant has not
owned the property for two or more years, the staff
shall estimate the income and expenditures on the
available experience.
4. REPORTING OF APPLICANT'S INCOME. The applicant's income shall be
reported on Form CDR -7660, 'Total Present Monthly Income of Appli-
cant."
5. EXCLUSIONS AND ADJUSTMENTS TO APPLICANT'S INCOME.
a. Loans. Deduct the following amounts from gross income:
(1) $40 per child per month (child must be living in the home,
under 18 years of age, or full-time student dependent).
(2) Deduct 10% of gross income for taxes (persons not retired or
disabled), OR see (3).
(3) Deduct 25% of retirement benefits, disability benefits, or
Social Security benefits.
/ N 7�
Page 26
CHAPTER 12. CONVERSION OF REHAB I LOAN TO A FORGIVABLE LOAN
1. GENERAL
This chapter establishes procedures and criteria to allow for the
conversion of a Rehab I loan to a forgivable loan in cases of finan-
cial hardship.
2. CONDITIONS
To be considered for a conversion the applicant must be in compliance
with the following criteria:
A. Be a recipient of a Rehab I Loan from the City of Iowa City.
B. Due to incapacitating illness or death of one of the borrowers of
a Rehab I Loan, the applicant/borrower has suffered a decrease in
income such that payments on the Rehab I loan cannot be made.
C. Is now eligible based on the income and assets limitations as es-
tablished in chapter four of the Forgivable Loan Program.
3. LIMITATIONS ON THE AMOUNT OF FORGIVABLE LOAN
The amount of a Forgivable Loan that an applicant may receive shall be
limited to the balance remaining on the Rehab I Loan.
4. TERMS AND CONDITIONS
The staff shall prepare forgivable loan application forms, conduct
such verifications and research as required, and prepare a promissory
note in accord with Chapter 5 of this manual. The application and
supporting documentation shall be presented to the Housing Commission
along with a statement comparing the income and asset changes that
have taken place causing the financial hardship and request for
conversion to a forgivable loan.
The Housing Commission shall act on the staff recommendations by
either approving or rejecting a request for conversion.
A. The conversion, if approved by the Housing Commission, shall be
made in such manner that the Rehab I loan is converted to a
forgivable loan with all income, assets, terms and notes computed
as of the date of conversion.
B. Requests for conversion disapproved by the Housing Commission
shall be recorded in the City Rehabilitation records. Applicants
for whom a conversion has been denied may 1) appeal the denial to
the City Council in writing, 2) reapply for consideration of a
conversion when income, assets or other factors affecting ability
to pay make eligibility for conversion a possibility.
C. All requirements regarding income, assets, limitations, terms and
conditions and administrative procedures for forgivable loans
shall be in accord with this Manual.
IVY
Page 27
CHAPTER 13. GRIEVANCE PROCEDURE
1. REVIEW COMMITTEE
a. Purpose. A Review Committee is hereby established to review the
complaint of any person aggrieved by the Department of Planning
and Program Development handling of the application for and
processing of assistance under rehabilitation programs funded.by
Community Development Block Grant Program. Procedures as set out
hereinafter are hereby established for the submission to and
disposition of grievances by the Committee. The Committee shall
function in an advisory role and it shall make recommendations to
the City Manager. The City Manager shall receive and review the
recommendation of said Committee and respond within ten days of
receipt.
b. Designation of Committee. The Housing Commission shall act as the
Review Committee. The Chairperson of the Housing Commission shall
preside at all meetings conducted by the Housing Commission while
convened as the Review Committee. In the absence of the Chairper-
son, the Vice Chairperson shall preside. The meetings shall be
conducted in a timely, orderly, fair and dignified manner. All
persons appearing before the Committee shall have an opportunity
to be heard. A quorum of the Housing Commission must be present in
order for the Housing Commission to be convened as the Review
Committee.
c. Power and Duties. The Committee shall have the following powers
and -duties.-
To
uties:To review complaints of any persons aggrieved by determinations of
the Department of Planning & Program Development concerning:
-The sufficiency of the application for assistance;
-The eligibility of the application for assistance under the
project;
-The amount of the loan subsidy allocated or received by said
person;
-The quality and appropriateness of the work designated to be
done;
-The adequacy of the information and assistance concerning the
project which is furnished by the Department of Planning and
Program Development.
d. Standards. In exercising its powers and duties, the Committee
sha be guided by the following standards:
1. Persons eligible for.loan subsidies under provisions specified
in rehabilitation programs operated by the Department of
Planning and Program Development and funded by the Community
Development Block Grant Program shall have full right to a
// 7f
Page 28
subsidized loan sufficient to accomplish the purposes intended
by the applicable program within the limitations specified
therein.
2. Eligible persons should be provided adequate assistance in
determination of improvements that are needed and eligible and
technical assistance related to cost estimates, contract nego-
tiation and payment of contractors for work completed.
3. Service should be provided by the Department of Planning and
Program Development in such a way to assure that the admini-
stration of the program will not result in different or
separate treatment on account of age, race, color, religion,
national origin, sex, or source of income.
4. Eligible persons should be provided full information and
advisory services relating to the programs and the way in
which they may benefit from them.
5. Assistance to eligible persons should be provided as promptly
as possible within the priority guidelines established by the
programs and the time limitations of the staff assigned to the
program.
e. Staff. The Recording Secretary of the Housing Commission shall
provide secretarial services for the Housing Commission while
constituted as the Review Committee and shall assist in the prepa-
ration of the agenda items for meetings.
2. PROCEDURE
a. Filing. The Committee's jurisdiction may be invoked by or on
beh of any aggrieved person by filing a grievance with the
Review Committee. A grievance must be filed at the Office of the
City Clerk for the City of Iowa City. Grievances shall be filed
in a timelv manner and must be received bv the Citv of Iowa Citv
of the action sal be to written form and should contain a short,
concise statement of the grievance and explanation of action
desired. The aggrieved person may seek the assistance of the
staff of the Department of Planning & Program Development in
filing of an action. No filing or processing fees shall be
required of any aggrieved person involving the Committee's
jurisdiction.
b. Notice. The Committee shall fix a reasonable time for hearing
actions and the Department of Planning & Program Development shall
give notice in writing of the time and place of the meeting to the
aggrieved person. In no event shall the hearing be held more than
30 calendar days following receipt of the grievance at the Office
of the City Clerk. Recording Secretary of the Housing Commission
shall be responsible for coordinating and scheduling the hearing
with the Chairperson of the Housing Commission. At the hearing,
Page 29
the aggrieved may appear in person, by agent or by attorney. If
the grievance is resolved prior to the date of the hearing, the
aggrieved party shall request in writing that the grievance be
withdrawn. The Committee shall forward its recommendation in
writing to the City Manager within ten (10) calendar days follow-
ing the Grievance Hearing.
City of Iowa C(��
F- MEMORANDUM
Date: July 25, 1984
To: City Manager and Members of the City Council
From LJim Hencin, CDBG Program Coordinator
am Barnes, Housing Rehabilitation Officer
Re: Housing Rehabilitation Program Changes for Forgivable and
Low Interest Loan Programs
Following is a list of program changes that have been reviewed and
approved by the Housing Commission and Committee on Community Needs.
Because of the numerous changes and the bulk of the manuals, a listing of
those changes is being provided to facilitate the review of this informa-
tion.
CHANGES MADE IN BOTH MANUALS:
1. Change age of elderly definition from 60 to 62, consistent with HUD's
definition.
2. All references to Department of Housing & Inspection Services changed
to Department of Planning & Program Development.
3. Added item of what costs are not includable in loans.
4. Owners will be encouraged to obtain own bids.
5. A Deficiency List will be provided to all owners/contractors instead
of a detailed specification.
6. Construction Performance Manual will be given to all contractors.
7. Added flood insurance requirement if located in flood plain.
8. Lien waivers will be collected before requesting contractor payment.
9. Legal Department approval will be obtained before final payment to all
contractors.
CHANGES FOR FORGIVABLE LOAI4 PROGRAM ONLY:
1. Change income limit from 80% to 50% of median for this area.
2. Change maximum allowed for construction from $15,000 to $17,500.
3. Increase term of lien from 5 years to 7 years.
CHANGES FOR LOW INTEREST LOAN PROGRAM ONLY:
1. Keep income limit at 80% of median for this area.
2. Increase maximum amount for comprehensive rehab from $15,000 to
$17,500. Also increase weatherization loan from $1,500 to $2,500.
3. Eliminate $3.00/month service charge on comprehensive loan.
Please contact either of us if there is a question concerning these
changes.
bc3
RESOLUTION NO.
RESOLUTION AUTHORIZING THE MAYOR TO SIGN AND THE CITY CLERK TO
ATTEST THE FY85 AGREEMENT BETWEEN THE CITY OF IOWA CITY AND THE
CITY OF UNIVERSITY HEIGHTS FOR THE PROVISION OF TRANSIT SERVICE
WITHIN THE CORPORATE LIMITS OF UNIVERSITY HEIGHTS.
WHEREAS, Chapter 28E of the Code of Iowa provides, in substance, that any
power which may be exercised by a public agency of this State, may be
exercised jointly with another public agency having such power, and
WHEREAS, it is in the mutual interest of the parties to encourage the use
of public transportation by residents of Iowa City and University Heights,
and
WHEREAS, the City of Iowa City and the City of University Heights have
negotiated a 28E Agreement for the provision of transit services within
the corporate limits of University Heights, a copy of which agreement is
attached and by this reference made a part hereof.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF IOWA
CITY THAT:
1. The Mayor is hereby authorized to sign and the City Clerk to attest
the FY85 28E Agreement between the City of Iowa City and the City of
j University Heights.
2. The City Clerk is directed to file a copy of said agreement with the
Secretary of State and the Johnson County Recorder as required by
Chapter 28E, Code of Iowa.
It was moved by and seconded by the Resolu-
tion be adopted,and upon call there were:
AYES: NAYS: ABSENT:
AMBRISCO
_ BAKER
DICKSON
EROAHL
MCDONALD
STRAIT
ZUBER
Passed and approved this — day of 1984.
MAYOR
ATTEST:
CITY CLERK
Rooahved S Approved
By legal rttnenf
lT %/
AGREEMENT FOR TRANSIT SERVICES
This Agreement, made and entered into this day of , 1984,
by and between the City of Iowa City and the City of University Heights,
municipal corporations.
WHEREAS, Chapter 28E of the 1981 Code of Iowa provides, in substance, that
any power which may be exercised by a public agency of this State, may be
exercised jointly with another public agency having such power, and
WHEREAS, it is in the mutual interest of the parties to encourage the use
of public transportation by residents of Iowa City and University Heights.
NOW, THEREFORE, IT IS HEREBY AGREED BY AND BETWEEN THE CITY OF IOWA CITY
AND THE CITY OF UNIVERSITY HEIGHTS, AS FOLLOWS:
I. SCOPE OF SERVICES:
The City of Iowa City shall provide public transit services to the
City of University Heights. It is hereby agreed that Iowa City
shall determine the scheduling of buses, the routes and the location
of bus stops within University Heights. It is agreed that residents
of University Heights will obtain the same level of service as
residents of Iowa City who are served by the same routes.
II. DURATION:
The term of this agreement shall commence July 1, 1984, and shall
continue through June 30, 1985.
III. TERMINATION:
This agreement may be terminated upon 30 days written notice by
either party.
IV. COMPENSATION:
The City of University Heights agrees to pay $21,745 for the
provision of public transit services herein described. Payment
shall be made in 12 monthly payments of $1,812.08 each, to be
received by the City of Iowa City on or before the 15th of each
month, with first said payment due upon execution of this agreement.
V. This agreement shall be filed with the Secretary of the State of
Iowa and the County Recorder of Johnson County, Iowa.
CITY OF IOWA CITY, IOWA: CITY OF UNIVERSITY HEIGHTS, IOWA:
By:
John McDonald, Mayor
ATTEST:
By:
Mayor
ATTEST:
By: By
Marian K. Karr, City Clerk City Clerk
Aboelved & Appoved
By ThAm
The Legal Depeent
U
'lZtive-
RESOLUTION NO. 84-225
RESOLUTION ADOPTING THE 1985-86 COMMUNITY DEVELOP14ENT BLOCK GRANT
C014MUNITY DEVELOPMENT PLAN, AND AUTHORIZING THE CITY MANAGER TO
CERTIFY THAT THE CITY OF IOWA CITY HAS DEVELOPED A COMMUNITY DEVELOP-
MENT PLAN.
WHEREAS, the City of Iowa City is eligible to receive Community Development
Block Grant Metro Entitlement funding under Title I of the Housing & Commu-
nity Development Act of 1974, as amended; and
WHEREAS, the Housing and Urban -Rural Recovery Act of 1983 (the 1983 Amend-
ments) requires cities to certify that they have developed a community
development plan covering the Fiscal Years 1985 and 1986; and
WHEREAS, the Committee on Community Needs has prepared such a plan, held a
public hearing on the proposed plan, and recommended adoption of the final
plan by the City Council; and
WHEREAS, said plan identifies community development and housing needs in Iowa
City and specifies long-term objectives to meet these needs; and
WHEREAS, these objectives were developed in accordance with the primary
objectives and requirements of the Housing and Community Development Act of
1974, as amended.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF IOWA CITY, IOWA, that
the 1985-86 Community Development Plan be adopted and that the City Manager
be authorized to certify to the Department of Housing and Urban Development
that the City of Iowa City has developed such a plan.
It was moved by Ambrisco and seconded by Dickson
the Resolution be adopted, an upon roll call there were:
AYES:
NAYS: ABSENT:
X
Ambrisco
X
Baker
X
Dickson
X Erdahl
X
McDonald
X
Strait
X
Zuber
Passed and approved this 31st day of Julv , 1984.
ATTEST: 7%J/IA/AwJ (i�lA/
t 1 - CLERK
Rneeived d Approver
BY-7he Lepel Deperfineef
SD
COMMUNITY DEVELOPMENT
PLAN IOWA CITY • 1985 - 86
Department of Planning & Program Development
/1"
t VIS Q�N�4lh !
Department of Planning & Program Development
/1"
IOWA CITY
COMMUNITY DEVELOPMENT PLAN
1985 - 1986
FOR
COMMUNITY DEVELOPMENT BLOCK
GRANT PROGRAM
Committee on Community Needs
Mickey Lauria, Chairperson
*Ruth Becker Mary Parden
Karen Kubby *Roberta Patrick
David Leshtz Sally Smith
Alvin Logan Steven Stimmel
*Sadie May Reginald Williams
*Community Development Plan Sub -Committee
Department of Planning and Program Development
City of Iowa City
July 1984
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PROPOSED IOWA CITY C014MUNITY DEVELOPMENT AND HOUSING PLAN
INTRODUCTION
The Housing and Urban -Rural Recovery Act of 1983 (Public Law 98-181)
requires communities receiving Community Development Block Grant (CDBG)
Entitlement funds to prepare a community development plan. Pursuant to
Section 104(b)(4) of the Act, this plan must identify community develop-
ment objectives that have been developed in accordance with the primary
objective of the Housing and Community Development Act of 1974, as
amended.
Since Congress has authorized CDBG funds through FY1986, the Iowa City
Committee on Community Needs (CCN) has prepared a connunity development
plan for the calendar years 1985 and 1986. This plan provides a brief
profile of Iowa City, identifies community development and housing needs,
particularly in relation to lower income persons, and details long-term
objectives to meet these needs.
The Committee on Community Needs will translate the long-term objectives
into short-term objectives at a later time when it makes specific recom-
mendations to the City Council on the allocation of CDBG funds for 1985
and 1986.
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IOWA CITY COMMUNITY PROFILE'
An Overview
Iowa City, home of the second and third capitals of the territory of Iowa and
of the first capital of the State of Iowa, was named before its location had
even been determined. On January 21, 1839, Governor Robert Lucas signed a bill
to locate the permanent seat of government of the territory at the most
suitable point within the limits of Johnson County. This site was to be called
Iowa City. By October of the same year, the site was selected, a town survey
was completed, the first city map was drafted, and 209 lots within the commu-
nity were sold.
In December, 1846, Iowa became a State and Iowa City, thus, became the first
capital of the State of Iowa. In February, 1841, the First General Assembly of
the new state designated Iowa City as the location for the State University of
Iowa. As the migration of the 1850s moved Iowa's center of population west-
ward, however, the seat of government, in January, 1855, was moved from Iowa
City to Des Moines. At the same time, the "Old Capitol" and ten acres of land
were given to the newly founded University of Iowa. Thus, the shaping force of
Iowa City shifted from its original purpose as a political capital to that of
an educational and cultural center for the State.
The community revolves around its two largest "industries" - the University of
Iowa and the University of Iowa Hospitals & Clinics. Iowa City's population is
partially composed of University students who enrolled at a record rate of over
29,000 during the 1983-1984 academic year.
If the University is the source of Iowa City's prosperity, it also accounts
indirectly for some of the City's problems. The startling
growth at one f enrollment
during the 1960s put a strain on the City's housing supply;
time, rental
vacancies were practically unheard of. Today, the rental vacancy rate still
remains quite low. High demand by students for housing is coupled with their
limited incomes. The result is overcrowding and a large amount of "wear and
tear" on these units. Many landlords who can almost always find renters seem
to have little incentive to maintain their properties at a high level.
Since the University is tax exempt, Iowa City collects no property taxes from
its largest "industry". The City, however, is compensated by the University
for some services such as fire protection. In spite of this, there are other
costs imposed on the City by the University and its students for which the City
is not remunerated. As a result, the property tax burden falls heavily upon
the owners of residential property. Nevertheless, the University of Iowa
remains a major stabilizing force for the Iowa City economy.
This section has presented an overview of the development of Iowa City. The
following sections describe the City's population characteristics, income and
employment characteristics, housing conditions, and the general condition of
public facilities.
*All figures quoted in this section are from the 1980 Census of Population and
Housing, unless noted otherwise.
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Population Characteristics
The 1980 Census of Population and Housing reveals that the population of Iowa
City in 1980 was 50,508. This represents a 7.8% increase over the 1970
population. This growth rate is modest in comparison to the growth experienced
by the City between 1960 and 1970 when the population increased by 40.1%. The
growth in the 1960s is attributed to expansion at the University of Iowa when
its enrollment doubled.
The enrollment at the University continues to rise. According to the Univer-
sity's records, from 1971 to 1983 the number of students has increased from
20,387 to 29,599. This is a 45.2% increase in a 12 year period. It is
apparent, then, that the University of Iowa is a major economic force in the
City.
As expected, the young adult population within the community is very large.
Over 59% of all persons within Iowa City are between 15-34 years of age. On
the other hand, only 6.6% of local residents are aged 64 and older. This is
considerably less than the 13.3% elderly individuals in the State as a whole.
Consistent with State-wide population patterns, the minority population of Iowa
City is small. In 1980, only 2.0% of the State's population was non-white;
5.6% of the Iowa City population was non-white. The Asian and Pacific Islander
group comprises approximately 41.1% of the local minority population while
35.0% of the minority population is black. University enrollment data for
1983-1984 reveal that, whereas 27.4% of the Asian and Pacific Islander popula-
tion are students, almost 60% of the black population consists of University
students.
Income and Employment Characteristics
In 1979 dollars, the median family income in Iowa City is $22,325. This
compares with a State-wide median family income figure of $20,062. Of 9,875
Iowa City families, 622 families or 6.3%, have incomes below poverty level. Of
these 622 families, 184 are headed by a woman, with no spouse present, and 45
are headed by an individual 65 years of age or older.
Although the median family income for Iowa City compares favorably with the
State-wide figure, many Iowa City households are composed of unrelated indi-
viduals living together. A comparison of median household income for Iowa City
and the State reveals a $16,809 figure for the State and only $14,417 for Iowa
City. This median household income figure is 14% below the State-wide amount.
The 1980 Census indicates that 7,176 or 45.1% of all unrelated individuals, 15
years of age and older, who are living together earned incomes in 1979 below
the poverty level. The poverty threshold for one person households and
unrelated individuals was $3,686 in 1979. It must be taken into consideration,
however, that the "unrelated individuals" classification includes University
students residing in college dormitories. On the other hand, the "persons for
whom poverty status is determined" category excludes persons in college
dormitories and unrelated individuals under 15 years. Of 45,736 persons for
whom poverty status was determined in the 1980 Census, 19.7% or 9,019 persons
had incomes in 1979 below the poverty threshold of $3,686. Almost 87%, or
7,825 of these persons, were between 18 to 59 years of age.
lged
Within the State, 10.1% of persons for whom poverty status was determined had
incomes in 1979 below the poverty level. The Iowa City figure of 19.7%, then,
approaches almost twice the State-wide figure. While the percentage of Iowa
City persons with incomes below poverty increased from 14.2% in 1970 to 19.7%
in 1980, the percentage of persons with incomes below poverty decreased in the
State as a whole from 13.7% to 10.1% between 1970 and 1980.
The increase in the percentage of persons with incomes below the poverty level
experienced by Iowa City between 1970 and 1980 may be a result of increased
University enrollment. According to records in the Office of the Registrar at
the University of Iowa, while the number of dormitory rooms available for
University students remained constant between 1970 and 1980, student enrollment
increased from 20,604 in 1970 to 25,100 in 1980. As a -result, many of •.these
students relied upon housing available in the private market, which may account
for the increase in the percentage of persons with incomes below the poverty
level.
The 1980 Census recorded 28,233 persons, 16 years and older, in the local labor
force. Women constitute 49.1%, or 13,864, of this total.'
The public sector is the major employer within the community. The State of
Iowa employs about 17,000 people through the University of Iowa and University
Hospitals d Clinics while another 2500 are employed by different federal
agencies and local governments. Locally, 13,501 workers are identified as
government employees within the 1980 Census. Manufacturing represents only
6.1% of the total employment within the City. A large number of service
industries are also present in Iowa City to meet the needs of residents of the
community.
In spite of the recession that affected the State of Iowa the past few years,
information from Job Services of Iowa indicates that the percentage of unem-
ployed workers in Iowa City has remained low. Within the City there has been a
gradual increase in unemployment from 1.7% in 1960, to 2.8% in 1970, to 3.5% in
1980. However, data for Johnson County, as a whole, reveal a decline in
unemployment. The 3.2: unemployment rate recorded by the 1980 Census for
Johnson County has been decreasing since 1980. The annual average rate for
1983 was 2.7%, and between January and March, 1984, the Johnson County unem-
ployment rate diminished to 2.5%.
Housing Conditions
The 1980 Census counted 19,232 year-round housing units in Iowa City. Between
January, 1981, and April, 1984, 579 permits were issued for construction of new
residential structures. During this period, building permits were issued for
330 single family dwellings and 101 duplexes. Approximately 148 multi -family
structures have been built which have made 1,660 more units available in the
community.
The increasing demands for residential living units created by'the increased
enrollment at the University of Iowa have caused a continually expanding
housing market. In 1982 the Iowa City Rental Housing Survey showed that the
vacancy rate for rental housing was about 1.6%. It is expected that the 1984
Rental Housing Survey will show a higher rate. A continued low vacancy rate has
contributed to higher housing costs in Iowa City than in other cities in Iowa.
The results of the 1984 Rental Housing Survey are expected to reflect the
effect of the recent surge of apartment construction on rental rates.
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Using HUD standards of 1.01 or more persons per room for overcrowding, the 1980
Census for Iowa City reveals that approximately 2%, or 366, of the housing
units were overcrowded. About 4.1%, or 787 year-round housing units lacked
complete plumbing for exclusive use of each unit.
A random sample housing survey, conducted by City staff in 1980, found that 13%
of the units surveyed were substandard but suitable for rehabilitation, 0.2%
were dilapidated, and approximately 870 were in sound condition.
Most deteriorated housing is scattered throughout the City's older neighbor-
hoods. These neighborhoods, located close to the central business district and
the University of Iowa, are desirable locations for University students. A
strong demand for housing in these neighborhoods has caused overcrowding of
rental units, the conversion of single family homes to rental units, and the
construction of apartment buildings next to single family structures. These
pressures have caused some deterioration of the housing stock. However, these
negative influences have been off -set to some extent by the City's housing code
enforcement program, by the appeal of historic structures in older neighbor-
hoods for single family use, and by the attraction to students of newly
constructed apartment complexes within walking distance of the University.
Condition of Public Facilities
In general, the condition of the City's infrastructure, or public facilities,
is good. Streets are well maintained and there is a continual effort to
improve public works services provided by the City. Within some Neighborhood
Improvement Areas, however, attention must be directed to upgrading storm sewer
systems, providing additional street lighting, and constructing or repairing
sidewalks. The sanitary sewer system serving the community must also be
expanded and improved.
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COMMUNITY DEVELOPMENT AND HOUSING NEEDS
In order to identify the perceived community development and housing needs
in the Iowa City area, the Committee on Community Needs (CCN) requested
input from citizens in the community. Letters were sent to the Iowa City
City Council, Iowa City boards, commissions and organizations; a large
advertisement in the newspaper, a radio talk show, a TV news item, and
short radio announcements were also used to inform citizens about the
preparation of a community development and housing plan which was intended
to address the primary objective of the Community Development Block Grant
(COBG) program. This primary objective is the "development of viable urban
communities by providing decent housing and a suitable living environment,
and expanding economic opportunities, principally for persons of low- and
moderate -income."
The community development and housing needs described below are a combina-
tion of suggestions from CCN, the City Council, several boards, commis-
sions, and organizations, and individual citizens.
HOUSING NEEDS
As indicated in the community profile, the presence of the University of
Iowa and the large hospital complexes has for years created housing
problems in Iowa City. In particular the demand for housing negatively
affects the elderly, new households and families, many of whom are
competing with students for the same housing. Although the Iowa City
building boom of the past two years has somewhat alleviated housing
problems, many of these new units are too expensive or poorly located for
lower income persons.
There is a need to provide a variety of housing opportunities for the
elderly. As the population ages, there is an increasing need to provide
dent types of housing for the elderly. Not only is there a demand
for low-cost housing for the elderly on fixed incomes, but also housing
which will permit them to live independently for as long as possible. Some
of the elderly have a desire to live with other persons of the same age,
others prefer to be among mixed age groups. Many elderly need help with
minor chore services, housing counseling and assistance with financing
their housing.
Also identified is the need to provide houslna opportunities for lower
income ersons, especially families and new households. Rgain, there is a
need or ow -cost rental and owner -occupied housing, and assistance in
obtaining such housing in locations which are accessible to schools, jobs
and shopping areas.
With the hospital and other support facilities in Iowa City, there is an
additional need for housing for the handicapped. Some handicapped persons
require barrier -free residences, but others are capable of living in
walk-up units with supervision. Once more, the need is for affordable
units.
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Continuing housing needs are the upgrading and maintenance of the housing
stock. In some cases, lower income and eltleriy persons need assistance in
maintaining their homes. In rehabilitating and maintaining older homes,
consideration must also be given to preservation of historic structures
and energy conservation measures which will reduce heating costs.
NEIGHBORHOOD NEEDS
During the past seven years, the COBG program has concentrated on revi-
talizing a number of older, lower income neighborhoods in Iowa City. Some
of these still require assistance and some additional needy areas have
been identified. All the older, lower income neighborhoods would benefit
from neighborhood beautification and curb ramps.
Iowa AvenueNeighborhood. This neighborhood encompasses ten square
blocks, with Ralston Creek running through much of the area. The land
is predominantly multi -family residential, with about 2/3 of the
structures in need of some repair. Problems in this area center on the
need to rehabilitate deteriorated structures, particularly rental
properties. Removal of dilapidated structures in the Ralston Creek
floodway and creek cleanup are also needed.
Miller/Orchard Street Neighborhood. This older, primarily residential
neighborhood west of [he Iowa River, has a population of predominantly
low -and moderate -income persons including both renters and homeowners.
Deterioration of the housing stock and of public facilities such as
strets and sidewalks, is evident in the area. The priority request
from neighborhood residents is a park. Other neighborhood needs
include housing rehabilitation and storm drainage improvements and new
and improved sidewalks.
3. Muscatine Avenue Neighborhood. The area of Muscatine Avenue between
Iowa Avenue and Burlington Street has been identified as needing
sidewalk repairs and housing rehabilitation.
4. Creekside Neiohborhood. Problems in the Creekside neighborhood have
centered on flooding due to poor stormwater drainage, inadequate
sanitary sewers, and Ralston Creek which winds its way through the
whole area. Much of the housing stock is old and deteriorating and
some parts of the neighborhood are without sidewalks or storm sewers.
While some improvements have been carried out in this area over the
past three years, the need for sidewalks, creek cleanup and housing
rehabilitation continues.
5. Lower Ralston Creek Nei hborhood. Over the past five years, intensive
efforts in this area have resulted in the widening of Ralston'Creek so
that its banks will contain the 100 year flood. The area is now zoned
mainly for intensive commercial use, and relatively few single -and
multi -family structures remain. While creek improvements in this area
are complete, a need for rental rehabilitation and sidewalks still
exists.
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COMMUNITY FACILITIES AND IMPROVEMENTS
The City Council and local human service agencies have indicated a need
for a 'o int Human Services Facility. The human service agencies are
located a over town, resu ting in inconvenience and additional expense
to clients, as well as a duplication of overhead costs. Housing a limited
number of compatible agencies such as youth services agencies, under one
roof would be beneficial.
Many public buildings, notably the Civic Center, are not accessible to the
handicapped. Continued effort in the removal of architectural barriers in
public buildings is needed.
In the past, cleanup of the Iowa River banks has been carried out by
Mayor's Youth and Independent Living employees. Continued cleanup is
needed. Suitable edestrian access to the west river bank below the
Burlington Street dam is a so needetl, since this is a very popular fishing
spot.
OTHER NEEDS
A number of other needs have been identified by the Iowa City community,
which are not readily addressed through the Community Development Block
Grant program. Other needs of the elderly include job development, peer
counseling and a volunteer training program.
The South Van Buren/South Johnson Street neighborhood (from Burlington
Street to the CRISP railroad tracks) has changed from a largely sin-
gle-family area, to a dense multi -family dominated neighborhood. Many of
the remaining older houses are in poor repair, and there is a great need
for some open space in this area. The dense, largely student population
is also exacerbating the overcrowding at the Iowa City Recreation Center,
and more recreational space is needed.
The land use of the area west of Gilbert Street and south of Burlington
Street is becoming increasingly high density residential as some of the
area is now zoned for high rise and dense multi -family use. There is a
need for open space in this neighborhood also.
In addition, the committee wishes to identify three needs in particular
which for various reasons are not appropriate for inclusion in the COBG
community development plan.
1. Sanitary Sewer System
For the past three years CDBG neighborhood activities have focused on
the Creekside neighborhood. This neighborhood, location of the Rundell
Street "horseshoe sewer," has for many years suffered from an inade-
quate sanitary sewer system, exacerbated by development on the City's
east side. This problem is only part of the overall problem of the
water pollution control system which needs to be upgraded.
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2. Street Lighting
In some areas of Iowa City the installation of more street lights
would make the streets safer and more comfortable for pedestrians and
bicyclists after dark. The Rape Victim Advocacy Program has identi-
fied areas where lights are needed; this plan may serve as a guide for
future action.
3. North Side Commercial District
This six block area west of Mercy Hospital has been nominated for
inclusion on the National Register of Historic Places. There is a
need to rejuvenate the district by preserving and rehabilitating
historic structures, reviewing local ordinances governing parking
within the neighborhood, and by encouraging additional commercial
development in the area.
Various ways of meeting these housing and community development needs are
addressed in the section of the plan titled "Long -Term Objectives to Meet
Community Development and Housing Needs".
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LONG TERM OBJECTIVES TO MEET COMMUNITY DEVELOPMENT AND HOUSING NEEDS
This section discusses general objectives to meet the identified community
development and housing needs in Iowa City. These objectives address the
need to preserve and upgrade the City's housing stock, improve neighbor-
hood conditions, provide affordable housing for lower income persons of
all ages, promote energy conservation and historic preservation, and
assist low- and moderate -income households and the elderly.
Many of the long-term objectives in this plan will be translated into
short-term objectives (specific projects) in the annual 1985 and 1986 CDBG
programs.
LONG-TERM OBJECTIVES FOR HOUSING
It is the goal of Iowa City to protect the health, safety and welfare of
its citizens. One of the most important ways of achieving this goal is to
ensure that decent, safe, and sanitary housing exists which will ade-
quately meet the needs of City residents, particularly those of low -and
moderate -income.
Three areas of low-cost housing need are identified as being of highest
priority in Iowa City:
i Housing for the elderly.
Housing for new households and families.
Housing for the handicapped.
For all three target groups, there are continuing long-term objectives:
- To support a program of owner -occupied and rental housing rehabilita-
tion which includes energy saving measures and, where appropriate, a
sensitivity to preserving and restoring the historical and architectur-
al character of older homes.
- To support the development of new housing units through appropriate
public subsidies.
- To encourage the development of lower cost housing through flexible
development standards, innovative design, and provision of development
incentives.
Long-term objectives to address specific housing needs of the target
groups are:
Housing for the Elderly
- To support the development of congregate housing which offers assisted
independent living with minimal support services.
- To support a shared housing program which offers the option of pairing
(a) a well -elderly homeowner with a non -elderly roomer,
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(b) a well -elderly homeowner with another elderly person or persons,
or
(c) an elderly homeowner with a handicapped person.
- To encourage the option of mixed age housing through
(a) shared housing arrangements,
(b) multi -family complexes, and
(c) single family neighborhoods.
- To encourage elder'
su ort services including: chore services, home
delivered mea s, and financta counseling for housing alternatives.
Housing for New Household and Families
1. To encourage the development of "no frills" apartments and houses.
2. To support the expansion of housing cooperatives.
Housing for the Handicapped
1. To support the development of residential group homes resembling a
family situation.
2. To support the development of low-cost housing, with barrier free
units for handicapped persons requiring minimal supervision.
LONG-TERM OBJECTIVES FOR NEIGHBORHOOD IMPROVEMENT AREAS
The City of Iowa City has identified five Neighborhood Improvement Areas
within the community. The long-term objectives identified in this plan
address the needs of the low- and moderate -income households within these
neighborhoods and speak to preserving neighborhoods affected by blight and
deterioration.
The following long-term objectives apply to each of the five Neighborhood
Improvement Areas and address those needs common to all the neighborhoods.
- To improve the condition of the housing stock in the neighborhoods by
strictly enforcing the City Housing Code and by providing rental and
owner occupied rehabilitation and weatherization assistance.
- To improve the condition of public facilities in the neighborhoods by
installing sidewa Fs where none exist, by replacing sidewalks which are
badly cracked or broken, and by forming curb ramps at intersections
where they presently do not exist.
- To initiate neighborhoodbeautificationprograms in an effort to
Improve the aesthetics of the ne ghborhoods and to foster neighborhood
identity and pride.
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A number of neighborhood needs are unique to a particular neighborhood.
The long-term objectives which follow speak to these individual needs.
Iowa Avenue Neighborhood
To remove obstructions which impede the flow of Ralston Creek and to
remove dilapidated structures located in the Ralston Creek floodway.
Miller/Orchard Street Neighborhood
- to purchase land and to develop the site as a neighborhood park.
- To rectify storm water runoff problems in the neighborhood by making
improvements to the storm drainage system in the area.
Muscatine Avenue Neighborhood
To focus attention on upgrading the housing stock within this predomi-
nantly owner -occupied neighborhood by targeting housing rehabilitation
programs in the area.
Creekside Neighborhood
To undertake cleanup activities within Ralston Creek to facilitate the
flow of the creek and reduce flooding conditions within the neighbor-
hood.
Lower Ralston Creek Neighborhood
To combine fragmented parcels of land which have been acquired and to
sell these parcels for commercial redevelopment.
LONG-TERM OBJECTIVES FOR COMMUNITY FACILITIES AND IMPROVEMENTS
A number of conmunity-wide needs have been identified. Meeting these
needs will generally benefit lower income persons throughout Iowa City. In
some cases special groups such as the elderly and handicapped will benefit
in particular.
Human Service Agencies
In order to provide more efficient and less costly services to lower
income persons, the long-term objective is:
- To purchase or construct a joint Human Services Facility which could
house a limited number of the agencies serving Iowa City residents.
Architectural Barrier Removal
In order to assist Iowa City's handicapped population, long-term objec-
tives are:
- To provide curb ramps at street corners.
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- To provide better access to public buildings through the installation
of ramps, elevators, and other appropriate improvements.
Riverfront Improvements
In order to beautify the Iowa River banks and to help provide recreational
and employment opportunities, particularly for lower income persons,
long-term objectives are:
- To cleanup the banks of the Iowa River, particularly below the Burling-
ton Street dam.
- To provide pedestrian access to the riverbank below the Burlington
Street dam.
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